Sentences with phrase «fixed annuities also»

Fixed annuities also pay life insurance agents the most money in commissions per buck invested, compared to every other type of non-life insurance financial product a financial salesperson can sell today - except variable annuities.

Other fixed annuities also credit interest at rates set from time to time by the insurance company.

But as its name suggests, a fixed annuity also provides growth based on a fixed, pre-set interest rate that's guaranteed for a certain number of years.

Not exact matches

Also, we believe, including the non-security fixed indexed annuity with security products while carving - out their fixed annuity brethren is extremely problematic for the department and a boon to litigation efforts.

It also appears to be in conflict with Dodd - Frank and the Harkin amendment definition of a non-security fixed annuity.

Prudential Financial built its first fixed indexed annuity for financial advisors but the company might also sell it through independent marketing organizations.

North American also offers a wide variety of traditional fixed and fixed index annuities and consistently ranks among the top fixed index annuity carriers in the U.S. (Source: Wink Sales & Market Report, 2017).

Athene announced it would reinsure $ 19 billion worth of fixed and fixed indexed annuity liabilities from Voya Financial in December, and earlier last year also entered into a flow reinsurance deal with Lincoln Financial.

Elite Choice also offers traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index.

Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.

A fixed deferred annuity also provides you with access to your money should the need arise.

The fixed indexed annuity he recommended also provides a guaranteed lifetime income, so there's no risk of outliving your earnings.

In the interest of full disclosure and transparency, you might also have included (or at least mentioned) an independent study of fixed index annuities and their returns and benefits.

With Choice Accumulation, you can't experience market - based losses, regardless of market performance.1 This fixed index annuity also includes a Guaranteed Minimum Accumulation Value (GMAV) feature.

In return, the insurance company takes the risk of market downturns to protect your annuity value and also promises to make payments from the annuity to you in a single payment or series of payments, over a fixed number of years.

With ForeAccumulation, you can't experience market - based losses, regardless of market performance.1 This fixed index annuity also includes a Guaranteed Minimum Accumulation Value (GMAV) feature.2

This rate can then be compared to other fixed - period annuity payouts, perhaps over longer or shorter periods, and also to rates available on bonds, money market funds or CDs.

Orders for fixed income securities and other products such as life insurance and annuities can also be placed over the phone with a Wealth Management Brokerage Services associate.

If you are looking at a conversion to a Roth account, you may also want to consider doubling down with a fixed indexed annuity.

Fixed Indexed Annuities also offer optional riders to create guaranteed income streams, like those available through income aAnnuities also offer optional riders to create guaranteed income streams, like those available through income annuitiesannuities.

Although there are many different variations, the basic idea is the same: Equity - indexed annuities typically promise some guaranteed rate of return, much like a fixed annuity, but they also offer participation in equity market returns.

With ForeAccumulation, you can't experience market - based losses, regardless of market performance.1 This fixed index annuity also includes a Guaranteed Minimum Accumulation Value (GMAV) feature.2

Choice Accumulation fixed index annuity offers the features of a traditional fixed index annuity and also includes a Guaranteed Minimum Accumulation Value (GMAV).

Retirees have long regarded indexed annuities (also known as equity index, fixed index or fixed indexed annuities) as a risk management financial strategy.

The insurance company also guarantees a minimum interest rate in fixed indexed annuities.

Most fixed annuities have two phases: the accumulation phase, during which your investments have the potential to grow tax - deferred and the distribution phase (also known as annuitization), during which you receive income payments or a lump - sum payment.

Given the sustainability concerns of Social Security, it is important to consider additional savings vehicles, like fixed indexed annuities, which also provides guaranteed lifetime income, in addition to principal protection from market declines and tax - deferred growth.

When you purchase an income annuity (also called an immediate annuity or fixed annuity), you're paying a lump sum of money to an insurance company in return for steady income.

«Fixed indexed annuities can be combined with Social Security, independent accounts, and other employer - sponsored options, if available, to help ensure a balanced financial plan, while also being the one product in the mix to assure a lifetime income stream that keeps going.»

TSP annuities also have the option of paying a fixed amount each month or an amount that increases from 0 - 3 % with the Consumer Price Index (CPI).

One product that not only guarantees lifetime income, but also provides other benefits, such as peace of mind, no matter what happens in the market, is fixed indexed annuities.

Putting some of your fixed - income allocation into annuities also seems to be prudent, particularly if the pricing of annuities by insurance companies doesn't fully reflect extensions in longevity.

There are some senses in which the article's statement is inaccurate in practical terms — e.g., annuities need not always have fixed payments but may be adjusted for inflation, also there aren't many real perpetuities in existence anyway, and plus it doesn't matter whether the source of the income is an annuity or something else — but that is the gist of what the article is saying.

Fixed term annuity mortgage (albeit this assessment also applies to linear mortgages and variable mortgages, as the principle is the same);

This product also functions exactly like a fixed annuity, but has a long term care multiplier built into the policy.

A Variable Annuity offers investors the potential of earning a higher rate of return than a fixed annuity, while also assuming some return risk.

Elite Choice also offers traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, combined with the potential for additional interest linked to the return of an index.

In return, the insurance company takes the risk of market downturns to protect your annuity value and also promises to make payments from the annuity to you in a single payment or series of payments, over a fixed number of years.

Converting some of your fixed - income investments into annuities can also help.

Fixed - indexed annuities also offer living benefits, which can provide an income for your life as well as to your spouse in the event of your passing.

Your indexed annuity, like other fixed annuities, also promises to pay a minimum interest rate, even if the index - linked interest rate performs lower.

A fixed - indexed annuity (also known as a «hybrid annuity «-RRB-, guarantees that you can't lose money.

Another form of annuities that offer guarantees are fixed index annuities (FIA's and also referred to as equity indexed annuities).

While the most common type of annuity offers fixed payments for life, you can also get a «variable annuity» that offers the possibility of increasing payouts if stock and bond markets perform well.

You can buy an annuity (also known as a lifetime or fixed - term pension) from a super fund or life insurance company with a lump sum from your super or other savings.

Then you have each state's insurance department which oversees insurance agents who may also be making financial recommendations, such as advising on the purchase of a fixed annuity or life insurance product.

In addition, more than 2,300 financial advisors are also served in this area, as well as more than 417,000 retail fixed annuity product customers.

In addition to life insurance, MetLife also offers a variety of fixed and variable annuities, as well as a number of investment and other retirement savings and planning products.

Quite often, these presentations focus on the benefits of including fixed indexed annuities, also known as indexed annuities, as a «safe money» strategy for one's retirement income...

This is also why you can't just go online and find them without dealing with a licensed insurance agent that sells that carrier's products (which is what was done to get actual numbers for both the BTID, and the fixed annuity evaluation).