Sentences with phrase «fixed annuities instead»

This is the reason that I prefer using fixed annuities instead of variable annuities.

So if all of this is a reason why you were considering fixed annuities instead of bond mutual funds, then just don't do that, and you'll be much better off.

If you'd be more comfortable with an annuity that guarantees a minimum rate of return on all of the funds in your annuity, you may want to consider a traditional fixed annuity instead.

Not exact matches

But instead of investing your money in the insurance company's general account, as with a fixed annuity, your money is invested in a separate account made up of a number of different investment subaccounts.

Additionally, fixed indexed annuity interest can remain in the annuity instead of being paid out to the contract holder, which allows for the deferral of income taxes.

So, instead of a variable annuity, where they were paying fees and their money was at risk in the market, they now have a fixed indexed annuity with no fees.

Then the government recently helped enable 401 (k) investors to buy fixed annuities, instead of rolling their money over into a DIY IRA.

So you started out with a plain vanilla fixed annuity that yielded 6.9 % (if you had $ 400k instead of $ 113,457, then this yield is really only 1.9 %).

Instead of having ~ $ 113,457, you'd have between $ 350,000 and $ 513,000 (if you did not buy the fixed annuity and your money grew at 5 % instead of Instead of having ~ $ 113,457, you'd have between $ 350,000 and $ 513,000 (if you did not buy the fixed annuity and your money grew at 5 % instead of instead of 1.1 %).