Sentences with phrase «fixed annuities pay»

With a fixed annuity you pay no taxes on your earnings while they accumulate, so your money may grow faster until it's time to start income.

One year I had a client who really didn't want anything to do with the stock market volatility, and because CDs were paying pretty much nothing, I found him a five - year fixed annuity paying 3 %.

Fixed annuities paid well too (and still do), but investors wanted to participate in the stock, bond, and international markets via variable subaccounts, so that's what was sold.

Not exact matches

So, the writer says, this is an unusual and bit artificial time of low returns and along with all low returns, low returns in immediate pay fixed annuity.

One reservation, in today Knoxville NS papers, a financial writer in business section says NO to immediate pay fixed annuity, for long list of reasons.

Get an estimate for guaranteed income payments you can receive through a fixed income annuity (guarantees are subject to the claims - paying ability of the issuing insurance company).

The immediate pay fixed annuity, if you simply need lifetime income and need to convert a savings or certain amount of money into a stream of income, rather than a holding of savings, and for life.

A charitable gift annuity involves a simple contract between you and Tufts Medical Center and Floating Hospital for Children where you agree to make a gift to Tufts Medical Center and Floating Hospital for Children and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Life insurance annuities will be fixed - interest annuities, but as a beneficiary you can choose whether you want the benefit paid out throughout a fixed period or your lifetime.

1 «Retirement Certainty» specifically refers to the AXA Fixed Account available through a group fixed annuity issued by and backed by the claims - paying ability of AXA Equitable Life Insurance Company (AXA EquitaFixed Account available through a group fixed annuity issued by and backed by the claims - paying ability of AXA Equitable Life Insurance Company (AXA Equitafixed annuity issued by and backed by the claims - paying ability of AXA Equitable Life Insurance Company (AXA Equitable).

Fixed annuities will pay you a fixed amount every month, quarter or year (depending on which period you selFixed annuities will pay you a fixed amount every month, quarter or year (depending on which period you selfixed amount every month, quarter or year (depending on which period you select).

If those variables do well, a variable annuity will pay you more than the fixed annuity of same initial value and term would pay.

Fixed - rate annuities with no inflation adjustment pay even more.

Fixed annuities guarantee a fixed payment amount, while variable annuities pay a varying amount depending on the fixed amount of initial investFixed annuities guarantee a fixed payment amount, while variable annuities pay a varying amount depending on the fixed amount of initial investfixed payment amount, while variable annuities pay a varying amount depending on the fixed amount of initial investfixed amount of initial investment.

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An immediate annuity is a contract between you and an annuity issuer (an insurance company) to which you pay a single lump sum of cash in exchange for the issuer's promise to make payments to you (or the annuitant) for a fixed period of time or for the life of the annuitant.

Fixed Index Annuities are not FDIC insured and guarantees are based on the claims - paying ability of the issuing company.

Variable annuities were introduced in the 1950's as an alternative to fixed index annuities which offer a guaranteed contractual rate of interest in terms of the cash value growth of the account, similar to dividend paying whole life insurance.

Fixed annuities are those that pay interest, whether they are immediate or deferred (not paying out now).

By paying an up - front fee, the annuity owner receives flexibility never before seen in a guaranteed fixed rate annuity.

When you purchase an income annuity (also called an immediate annuity or fixed annuity), you're paying a lump sum of money to an insurance company in return for steady income.

An immediate fixed annuity earns a guaranteed rate of return and immediately pays a regular income for the duration specified in the contract.

irrevocable trust that pays a fixed annuity to the grantor for a defined term, with the remainder of the trust passing to a noncharitable beneficiary

TSP annuities also have the option of paying a fixed amount each month or an amount that increases from 0 - 3 % with the Consumer Price Index (CPI).

An annuity is a financial arrangement whereby you are paid a fixed sum every so often for a period of time.

Additionally, fixed indexed annuity interest can remain in the annuity instead of being paid out to the contract holder, which allows for the deferral of income taxes.

So, instead of a variable annuity, where they were paying fees and their money was at risk in the market, they now have a fixed indexed annuity with no fees.

Alternatively, the interest in a fixed annuity is only taxable if the investor decides to receive the pay out.

Fixed Annuities — Fixed annuities will usually pay a fixed rate of return that is higher than what the banks are offeFixed Annuities — Fixed annuities will usually pay a fixed rate of return that is higher than what the banks are Annuities — Fixed annuities will usually pay a fixed rate of return that is higher than what the banks are offeFixed annuities will usually pay a fixed rate of return that is higher than what the banks are annuities will usually pay a fixed rate of return that is higher than what the banks are offefixed rate of return that is higher than what the banks are offering.

Income investors have the option of either fixed income, i.e., bonds, annuities and CDs, etc.; or income producing equities, i.e., real estate, dividend paying common stocks, etc..

For example, if you've elected to have your account paid out over a fixed number of years, but retain the right to demand an accelerated payment, this ability to accelerate prevents your payments from being treated as received as an annuity.

The court defined an annuity as «a sum paid yearly or at other specified intervals in return for a payment of a fixed sum by an annuitant» and that the «annuity itself is the totality of the payments to be made under the contract».

Jay: The key is that with the high fees paid, there won't be many resets and so we are essentially talking about a fixed annuity.

To reduce stress, I always suggest that part of your retirement plan should include funding a 401 (k), paying down consumer debt and balancing your portfolio by investing in a fixed indexed annuity.

Fixed annuities come with a rate of return that is guaranteed by the claims - paying ability of the insurance company.

Your employer may offer you the choice of a one - time lump sum or a life annuity, which typically will pay you a fixed amount for the rest of your life, usually every month.

The fixed annuity guarantee against principal loss depends on the claims paying ability of the insurance company.

Now compare this to one of the best - selling fixed indexed annuity in the marketplace, which gives agents a choice of being paid a 7 % commission in year 1, or a 2.25 % commission in year 1 followed by a 1 % annual trail commission.

Your indexed annuity, like other fixed annuities, also promises to pay a minimum interest rate, even if the index - linked interest rate performs lower.

How often do you run into articles in quality publications talking about annuities that will pay a fixed sum over your life, or over your life if you live past a certain age?

Most of the premium dollars paid by indexed annuity policy owners are invested by the issuing company in traditional fixed income securities such as bonds and mortgage loans.

For instance, a paycheck is like a «period certain» immediate annuity, paying income for a fixed number of years.

Note, however, that both fixed annuities and CDs are subject to estate tax, and that the earnings inside a fixed annuity are subject to income tax when paid out (the earnings in a CD, by contrast, are taxed when you earn them).

With fixed deferred annuities, earnings accumulate tax deferred and are not treated as taxable income until they are withdrawn, which gives you a measure of control over when you pay taxes.

An annuity that pays a fixed amount each year until it is exhausted in the year that the annuitant turns 90.

Input the gross total amount of money you've paid into the fixed annuity (the amount you wrote the check out for, or the total amount transferred into it electronically).

A standard fixed annuity is an insurance contract that allows an individual to pay premiums — either in a lump sum or by monthly installments — and obtain set income payments for life.

Milevsky argues that even at today's rock - bottom interest rates, annuities should pay more than comparable fixed - income investments because of the built - in mortality credits.

Any guarantees under fixed annuities issued by TIAA are subject to TIAA's claims - paying ability.

Fixed annuities also pay life insurance agents the most money in commissions per buck invested, compared to every other type of non-life insurance financial product a financial salesperson can sell today - except variable annuities.