Sentences with phrase «fixed for life»
In addition, mortgage loans may have interest rates that will stay fixed for the life of the loan (fixed - rate mortgages), that may change (adjustable - rate mortgages, or ARMs), or that represent a combination of fixed and variable rates (convertible mortgages).
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The policies are a little more costly than AARP's product, however, rates are fixed for life....
The key element is that both the premium and the death benefit remain fixed for the life of the policy.
Your premium depends on the term and the death benefit, and once you make your decision, the rate remains fixed for the life of the policy.
Although the premiums are much higher than term policies, they are fixed for the life of the policy; and as the policy ages, a larger amount of the annual premium is applied to the cash value.
Your term life insurance rates, death benefit and term period are fixed for the life of the policy, until you must renew or reapply.
Whole life premiums are guaranteed to never increase, i.e. the premium is fixed for the life of the policy.
the cost and death benefit is fixed for life, and like all life insurance, is paid 100 % tax free to your beneficiary.
Most of our clients choose policies where rates are fixed for life....
At age 69 a $ 10,000 death benefit with coverage and cost fixed for life will likely be in the $ 80 per month range for your insurance premium.
Whole life insurance usually has premiums that remain fixed for the life of the policy.
But whole keeps your interest rate on the cash value fixed for life, and doesn't allow the cash value to be used to pay monthly premiums.
They don't expire, the monthly cost is fixed for life, and the face value can't decrease.
When you buy a term policy, the premiums are fixed for the life of the term.
Noncancelable means the premiums remain fixed for the life of the policy.
Typically, premiums are fixed for the life of the policy, which can go until age 90, 95, 100, or 121.
Premiums are fixed for the life of the policy, and there is a cash account that accumulates cash value and can be used to pay premiums for a period of time or borrowed against.
Second, the payments are fixed for life, and can not increase for any reason.
Premiums and face amounts are fixed for the life of the policy.
All premiums are fixed for the life of the policy.
Second, the price per month is fixed for life.
Rates are considered «noncancelable,» which means premiums are fixed for life (and often paid all at once up front).
This means the death benefit and costs are fixed for life.
Your premium is fixed for the life of the policy.
ADDvantage Term: Level term life insurance (meaning the face amount and premium remained fixed for the life of the policy), with term lengths of 10, 15, 20, and 30 year terms.
Your face amount is fixed for the life of your policy and will not be cancelled as long as you pay your premiums.
Typically the premium and face amount are fixed for the life of the primary insured.
Another great point the article makes is that whole life premiums remain fixed for the life of the policyholder.
The cost and death benefit is fixed for life.
Furthermore, the monthly payments are fixed for life, and the benefits can't decrease.
Finally, interest rates on subsidized federal loans are currently low and are fixed for the life of the loan, making them a relatively cheap borrowing option.
Interest rates reset every year but are fixed for the life of your loan.
As a borrower you do not have to worry about your rate going up as it is fixed for the life of the loan.
The interest rate on a PLUS loan is currently a flat 7 percent APR, fixed for the life of the loan.
Each year, Congress sets federal student loan interest rates, which are fixed for the life of the loan and, generally speaking, lower than what private lenders may offer.
The rates for federal loans are set by Congress and fixed for the life of the loan.
The good news with this system is that Treasury index rates are at historical lows and the rate you receive this year is fixed for the life of the loan.
Rates are fixed for the life of the loan, and you still have the option of going with an income - based repayment plan if you need to.
Once taken out, rates on federal student loans are fixed for life.
The Margin is fixed for the life of the loan; whereas the Index is variable.
Rates are fixed for the life of the loan, although rates for new loans are set each year.
The interest rates for a foreign student private loan may either be fixed for the life of the loan or variable, meaning the rate could change over the term of the loan based on the market.
If your score is between 675 - 699, the interest rate on your auto loan for 36 months that is fixed for the life of the loan could be around 8.78 % — a full 3 % more than you would have if you didn't have that late payment reporting on your credit report.
The repayment term and payment amounts are fixed for the life of the loan, a good option for those who prefer fixed payments for budgeting purposes.
Just like the guaranteed policies the rates are fixed for life and no exam is needed.
Under term insurance, the premium that you pay remains fixed for the life of the term.
But just like term insurance, the premium costs remain fixed for the life of the policy.
The percentage we retrieve from each sale is fixed for the life of the funding — the advance is paid back when you get paid.
Interest rates and fees on all federal loans are set at the start of each academic year and remain fixed for the life of the loan.
First, the interest rate remains fixed for the life of the loan.