Sentences with phrase «fixed pension income»

This really helps after losing her husband last year and on a fixed pension income.

She's now faced with learning to budget on a fixed pension income: one from her late firefighter husband, another from her former career as an insurance broker, plus one each from Old Age and Canada Pension — altogether, $ 3,600 to maintain her house and fund an enjoyable retirement.

Not exact matches

The life - savers are pension funds, whose demand for long - term fixed income assets could reach record levels this year - and, counterintuitively, it's the surge in world equity markets that will play a large part in fuelling this appetite.

To maintain the balance of their portfolios, pension fund managers have been selling equities and buying more bonds, and their notable demand for the latter counters the popular narrative that the 35 - year rally in fixed income is over.

Pensions are better funded, stock markets have rebounded and even fixed - income yields — the cash machine of retirement funding — are beginning at last to rise.

In essence, your pension represents a sort of fixed income, or bond - like, investment.

Before joining Merrill Lynch in 1999, Ms. Patterson held a number of senior positions with several leading organizations including Goldman Sachs Canada, where she was National Sales Manager of Fixed Income, and the Ontario Teachers» Pension Plan Board, where she was a fixed income portfolio manFixed Income, and the Ontario Teachers» Pension Plan Board, where she was a fixed income portfolio maIncome, and the Ontario Teachers» Pension Plan Board, where she was a fixed income portfolio manfixed income portfolio maincome portfolio manager.

And if stock markets continue to move higher, pension funds are likely to add to their fixed - income exposure as they rebalance their portfolios.

In the quest to compensate for low fixed income returns, pension funds have plowed money into stocks, private equity funds and illiquid and very risky investments, like subprime auto loan securities and commercial real estate.

Due to the fixed nature of the payments, some older individuals may be able to consider Social Security payments, employment pensions, and other predictable and / or passive income sources as part of their bond pile, thus reducing or eliminating the need for bonds.

Greenwich Associates recently completed a survey of 104 U.S. institutional investors, including insurance companies, pension funds, endowments and registered investment advisors, about their use and perceptions of fixed - income ETFs.

One Austrian fund manager (I was looking at a pension there) suggested to me that I should be in 80 % fixed income!

As part of the Fixed Income team, she is responsible for the strategy, trading, and analysis of fixed income portfolios for both pension and private cliFixed Income team, she is responsible for the strategy, trading, and analysis of fixed income portfolios for both pension and private clIncome team, she is responsible for the strategy, trading, and analysis of fixed income portfolios for both pension and private clifixed income portfolios for both pension and private clincome portfolios for both pension and private clients.

Greater demand for Asian fixed income, both from within and without With a growing emphasis on individual responsibility for pensions, education and health care, Asia is likely to see growing demand for all types of financial assets — and fixed - income securities top the list.

Beginning in the early 1950s, pension funds began to shift their allocations out of fixed income and into equities.

Other significant buyers of U.S. Treasury debt, such as pensions and insurance companies, may continue to reallocate to fixed - income holdings to better align their assets with their liabilities.

Less than one - third of pension - fund assets typically are parked in safer, lower - yielding government bonds and other fixed - income investments.

«Harry Wilson is the advocate for less risky, fixed income investments in the Pension Fund to protect taxpayer dollars.

pensioners owing taxes for the first time in their lives as their pensions did not have enough taxes taken off resulting in tax debts too large to manage on a fixed income;

So if you've decided that a 60 % equity, 40 % fixed - income portfolio mix is right for you in retirement, then your CPP, OAS and company pension may be enough fixed income to reach 40 %.

A large enough portfolio may need only fixed income if 2 % of it a year meets your needs (along with employer and government pensions), while a small portfolio shooting for 8 % returns via a heavy stock weighting carries with it the danger of falling short (as well as of overshooting in strong markets.)

This is why most pension programs hold bonds or fixed income in their portfolios in order to «match - up» fixed liabilities associated with pension payments.

After all, retirement symbolizes the end of standard work obligations, and one's growing income is often replaced by a fixed income from sources like social security and pensions.

Certified financial planner Jason Heath says Biner's defined benefit pension plan with his employer can serve as the fixed income portion of his pension.

In all fairness, the low average discretionary income of $ 26,066 is most likely a reflection of the city's large aging population living on fixed income pensions.

Alternatively, you might again invest for long - run growth, but ensure you have enough income from dividends, interest, annuities, pensions, Social Security and other sources to cover at least your fixed living costs.

How does one incorporate Social Security and Defined Benefit Pensions into calculating the percentage of fixed income or net worth in one's portfolio.

With pension plans, you are given a fixed amount of income when you retire.

Sir, I have income from monthly pension, Intt.from fixed deposit, long term capital gain from shares, and commission / brokerage income dealing in share through other broker on behalf of some client.

Many financial institutions — insurance companies and pension plans — have their assets invested mostly, or almost exclusively, in fixed income, interest - bearing loans and bonds.

Steve Peacher, President, Sun Life Investment Management recently authored an article in Pensions & Investments on U.S. Commercial Mortgages in Fixed Income Portfolios.

During 2011 - 2013, Steve held a senior investment management position at one of Canada's largest defined benefit pension plans, building up and managing its in - house fixed income and derivatives team as well as assessing other asset class opportunities and conducting selections of third - party fund managers.

We know from talking to pension plan sponsors across the country of their need to enhance their fixed income returns.

A new ETF provider is set to launch a range of fixed income funds targeting European institutional investors including insurance companies, pension funds, asset managers, private banks and wealth managers.»

Inflation has always been a curse for those living on a fixed income or non-indexed pensions.

But, the report cautions, the CPP payment promises rely on assumed returns on investment much higher than actual yields on fixed - income assets suitable for backing that kind of sovereign - grade pension obligation.

Say one spouse has a generous employer pension and little RRSP room: in that case it's generally fine if that spouse holds more of the equities and the other holds more of the fixed income.

If you have a fixed income pension rather than a retirement savings plan, you'll probably make different allocation decisions than you would otherwise.

The contribution I make into, my employer pension plan is part of my assets, and it will definitely fit into the fixed income category.

January 2016 — I have included my employer pension into fixed income category.

You have mounting credit card and other unsecured debts, but you are on a fixed income of social security or pensions.

Can you suggest some pension scheme or other avenues where he can invest with low risk and fixed income.

You can get reliable cash flow through some combination of interest from fixed - income investments, reliable (and hopefully growing) dividends from stocks, annuity payouts, pension income and a ladder of bonds or GICs that mature each year.

«So should I stick with a 65 % fixed income, 35 % equity allocation until age 60, and then when the defined benefit pension plan payments of $ 17,000 annually kick in, should I switch to a riskier portfolio with more equity?

Minimizing exposure to fixed income by reducing exposure to balanced funds is a good move mainly because Velanki's core retirement needs will be taken care of with his pension and other savings.

This already high equity weighting of most Canadian pension plans make it difficult to cut back their Canadian fixed income exposure.

They offer a broad range of fixed income related strategies and solutions for a wide array of global clients including pension funds, government and financial institutions, family offices, high net worth individuals, endowments and foundations, and retail clients.

Dropping interest rates and rising liability values in the late 1990s now have pension plan sponsors considering raising their fixed income weightings to «match» their liabilities which are valued entirely in Canadian currency and interest rates.

It is possible that Canadian pension plans will extend their fixed income mandates into foreign issuers by allowing hedging back to Canadian interest rate exposure.

The «asset planning» vogue of the 1990s, using historical returns and correlations to establish policy asset mix, increased pension plan equity exposure towards 70 % at the expense of fixed income which dropped towards 30 %.