For travel rewards, it's recommended you start with the «
Fixed Points Rewards Credit Cards», as a beginner you won't have to worry about the tricks to booking with different types of miles.
This card acts very much like some of the weaker fee - based
fixed points rewards cards.
Not exact matches
Membership
Rewards points don't have a
fixed value, so it's a bit tricky to figure out how much they're worth.
If you exchanged your Chase Ultimate
Rewards points for cash to purchase the ticket, or if wanted to use
fixed - value
points worth one cent each — such as miles you can earn with the Capital One Venture card — you would need 120,000
points to cover the whole trip.
You could, of course, use
points from a
fixed value travel card that offers «travel credit» like the Barclaycard Arrival Plus, but booking through the Chase Ultimate
Rewards portal is often just as good.
Ultimate
Rewards (earned from the Sapphire Reserve / Preferred) can be used at a
fixed - value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a
fixed number of
points in those programs which are not dependent on the cash cost of that room / flight otherwise.
The BankAmericard Travel
Rewards ® Credit Card offers a fixed rewards rate on all of the spending you do with it --- 1.5 points for every dollar
Rewards ® Credit Card offers a
fixed rewards rate on all of the spending you do with it --- 1.5 points for every dollar
rewards rate on all of the spending you do with it --- 1.5
points for every dollar spent.
-- 0 % APR on purchases for 15 months — Low Balance Transfer APR - 4.99 %
Fixed APR for the life of the balance — Free
Rewards Program - Earn
points redeemable for travel, merchandise, and more
The combination of good earning power and a tiered
reward chart allows for potentially higher overall value than other
fixed - value
point currencies.
There is a great way to add simplicity and flexibility to your travel
rewards portfolio:
fixed value
points.
(You can redeem 7500
points for a $ 100 statement credit: $ 100 / 7500 = 1.33 cents) Effectively this gives the Blue Sky Card a
fixed 1.33 %
rewards rate on all your spending, provided that you use your awards for statement credits on travel.
You'll enjoy a
fixed low rate,
reward points for travel and merchandise 2, plus easy balance transfers.
Under its
Reward Saver scheme, you pay a
fixed # 35 fee on most short - haul economy flights, as long as you earn at least one
point in the year before you book.
Reward yourself with an Alaska USA Visa Credit Card that combines a low, fixed rate with reward points redeemable for merchandise and t
Reward yourself with an Alaska USA Visa Credit Card that combines a low,
fixed rate with
reward points redeemable for merchandise and t
reward points redeemable for merchandise and travel.
Rather, they offer
points and miles that are worth a
fixed amount toward travel reservations, or they can offer
points that can be transferred to miles with several different airlines, and even hotels, allowing more flexibility when redeeming
rewards for travel.
Another great option is the Chase Sapphire Preferred Card which allows you to transfer Ultimate
Rewards points to both Southwest and United — covering your bases on both the budget airline and the
fixed price redemption front.
-- Enjoy the low APR - Enjoy a 0 % APR on purchases for up to 15 months — Low Balance Transfer APR - 4.99 %
Fixed APR for the life of the balance — Free
Rewards Program - Earn
points redeemable for travel, merchandise, and more
Points may be redeemed towards
rewards that involve
fixed - value travel
rewards, gift cards, or statement credits.
Ultimate
Rewards (earned from the Sapphire Reserve / Preferred) can be used at a
fixed - value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a
fixed number of
points in those programs which are not dependent on the cash cost of that room / flight otherwise.
Chase cards earn Chase Ultimate
Rewards (UR)
points, three cards (Chase Sapphire Preferred, Chase Ink Bold & Chase Ink Plus) offer the ability to transfer these
points to their hotel partners at a
fixed rate of 1:1.
When it comes to cards offering
fixed - value
rewards, which are those that don't have transferrable
points or miles, it won't really make a difference.
You can redeem your
rewards for cashback at the
fixed rate of one cent per
point by way of a statement credit to your card or a deposit to your bank account.
If you are looking into
fixed - value
rewards cards, earning
points or miles won't really make a difference.
The Expedia +
rewards program is partially a
fixed - value program where
points can have different values based on the type of booking you make.
Cathleen McCarthy: 5 easy ways to get more credit card
rewards points or miles — Issuers offer countless ways for miles - hungry customers to get their
fix.
Points have a
fixed value of 1 cent per
point, which is a plus for cardholders looking for a simple
rewards card.
Similar to AmEx Membership
Reward points, Chase Ultimate
Reward points can be used at a
fixed value to book travel through Chase or transferred to popular hotel and airline partners such as United, Hyatt, Southwest and Marriott.
The combination of good earning power and a tiered
reward chart allows for potentially higher overall value than other
fixed - value
point currencies.
While there used to be
fixed price
rewards that could get a slightly higher value,
rewards are now only available at standard 100
points per $ 1.
The airline has an extensive domestic route network and offers a «
fixed - value»
rewards program, meaning
points can be used for any flight at any time and you never have to worry about availability.
The Chase Sapphire Preferred ® Card earns Ultimate
Rewards points which can be used liked
fixed value
points for statement credits, etc..
The real value is using transferable
points like Amex Membership or Chase Ultimate
Rewards points because you can use them for premium flights and hotels, and they don't have a
fixed value.
Also, in a few cases, we've used a
fixed - redemption program like Barclaycard Arrival, gift cards offset by statement credits on American Express Platinum or the Pay - With -
Points options available through Ultimate
Rewards and Membership
Rewards.
Southwest Rapid
Reward Points are good examples of
fixed value miles.
However, they are very different from what I consider a «Travel
Points» card because they simply give you
rewards that have a
fixed dollar value.
There are no cards in Canada that specifically earn
points in a car rental company frequent renter program, so to earn rental car discounts would have to be through redeeming
fixed value
rewards for those.
Although in most cases
reward points represent a
fixed value, there are still great redemptions to be had when flying JetBlue.
On the other hand, Southwest (which is a Chase transfer partner) has a
fixed - value redemption system where their Rapid
Rewards points are worth 70 to 80
points per dollar, which comes out to 1.43 cents per
point at best.
(See also: Best 5
Fixed Value
Points &
Rewards Credit Cards in Canada Compared)
Because Capital One works on a cashback or travel reimbursement - style
reward system, rather than transferring
points to airline and hotel programs, the value you get with this card is
fixed.
The redemption rate of BankAmericard
rewards points is
fixed at one cent each.
But unlike
fixed - value
points cards, like the Discover It card or Barclays Arrival Plus card, or co-branded airline cards, Ultimate
Reward points are flexible and more valuable since you are protected from hotel and airline devaluations.
When redeemed for cash back, Membership
Rewards have a
fixed value of 1 cent per
point.
That means 10,000
points will always be worth $ 100 in travel
rewards (or cash
rewards) with a
fixed value credit card.
A good example of a
fixed value
points travel
rewards card is the Barclaycard Arrival Plus ® World Elite Mastercard ®.
There are two ways to use Ultimate
Rewards for travel: transferring
points to airline and hotel programs, or redeeming
points directly for airfare, hotels, or rental cars at a
fixed rate.
A never ending debate when it comes to
rewards credit cards is «are
fixed value
points or transferable
points are more valuable?»
You'll see a list of stores that offer a
fixed number of Rapid
Rewards points per purchase and then that's followed by a list of vendors that offer X
points per dollar spent.
The ability to earn a
fixed two
points per dollar in a valuable transferable
rewards currency is unique in the
rewards credit card industry.
I think that most Canadians should take
rewards in the form of cash back or
fixed value
rewards, instead of miles or
points.