Sentences with phrase «fixed rate over»

Term life insurance provides coverage at a fixed rate over a limited period of time.

A home equity loan, sometimes referred to as a second mortgage loan, usually allows you to borrow a lump sum against your current home equity for a fixed rate over fixed period of time.

A fixed rate mortgage is exactly that, a mortgage with a fixed rate over a fixed period of time.

Another type of mortgage that is becoming popular is called a Lender Buydown, where the homebuyer gets an initially discounted rate and gradually increases to an agreed - upon fixed rate over a matter of three years.

Interest is paid at a fixed rate over the term of a loan or investment.

Mortgages that pay a fixed rate over 30 years guarantee them a certain return on their money, but there's also the chance they could miss out on higher returns if market rates rise during that time.

Many people like them because they offer a fixed rate over a longer period — which makes it easier to create a budget when moving into a new home because you can easily predict what -LSB-...]

At first, the Republican - backed bill met opposition, but it gained bipartisan support with compromise: a cap on the max interest rate and a fixed rate over the life of a loan.

MYGAs earn a fixed rate over a multi-year time horizon.

Lots of mortgages are higher than prime, and many people choose them because they feel more secure with the fixed rates over a term, or, on insured mortgages, the lender requires a fixed term.

Offering fixed rates over a fixed amount of time, you can estimate your earnings making it easier to plan and reach your savings goals.

Not exact matches

Also, as bond rates rise, some of the money that migrated over from the bond market in search of higher yields will return to the safety of fixed income.

Another option: Ask your boss to «hold paper,» lending you the balance over a fixed number of years at a set interest rate.

This is where crowds lend their money in small increments to project owners via the platform and expect repayment over time with some fixed rate of interest.

In addition, both variable and fixed - rate mortgage rates have risen over the past year as a result of moves by the Bank of Canada and fluctuations in the bond markets.

Fixed - rate loans provide a measure of certainty, although your monthly payments on a federal loan can still go up over time if you choose an income - driven repayment plan.

This loan has a fixed - rate of interest over the life of the loan and steady installment payments.

«This BIP proposes replacing the fixed one - megabyte maximum block size with a maximum size that grows over time at a predictable rate.»

When rates are rising interest rate risk is higher for lenders since they have foregone profits from issuing fixed - rate mortgage loans that could be earning higher interest over time in a variable rate scenario.

The new loan could have a lower interest rate, both fixed and variable are offered, which could save the borrower a significant amount of money over time in interest payments.

The debt associated with income - driven repayment plans are on average over twice the amount of debt associated with fixed rate repayment plans.

A typical wealth management product offers a fixed rate of return over a set period.

If interest rates rise over time due to market fluctuations, then these rates have the potential to be substantially higher than the rates for fixed interest rates loans.

All federal student loans have fixed interest rates which means they do not change over the life of the loan.

Another reason is because you will receive a fixed interest rate on your loans and only one interest rate as opposed to multiple interest rates over multiple loans.

With a fixed - rate mortgage your interest rate doesn't change over the life of the loan.

Unlike fixed - rate mortgages, an ARM has an interest rate that «adjusts» or changes over the life of the loan.

Since a larger share of deposit rates are fixed than are loan rates, this will overstate the effect on cash flows over longer time horizons, though the extent of this bias has not necessarily changed over time in an obvious way.

Cash alternatives, such as money market funds, typically offer lower rates of return than longer - term equity or fixed - income securities and may not keep pace with inflation over extended periods of time.

Variable rates can be much lower than fixed rates, but they can change over time.

A little over half of the turnover in Asian interest rate derivatives is in OTC instruments such as fixed for floating swaps, many of which are centrally cleared (Graph 5, LHS).

Over time, a fixed rate can actually be a better deal.

There is no quick fix for a bad credit score, but there are several strategies you can take to improve your credit rating and save money over the long term.

The moves come amid a confluence of higher rate expectations and worries over how Dodd - Frank banking regulations will impact banks» ability to remain players in the fixed income markets.

Lower interest rates, combined with a fixed repayment period of one to seven years, allow you to potentially pay less in interest over the length of the loan.

All interest rates are fixed, so they won't change over the life of your loan.

Variable rates tend to be lower than fixed rates at the beginning, but they could go up or down over time.

This is because federal student loans typically have fixed interest rates, which means your rate will remain the same over the life of your loan.

With a fixed - rate mortgage, you pay the same interest rate over the entire life of the loan.

With a fixed - rate mortgage, the mortgage interest will be based on a set percentage over the lifetime of the loan.

«Laddering bonds may be appealing because it may help you to manage interest rate risk, and to make ongoing reinvestment decisions over time, giving you the flexibility to invest in different credit and interest rate environments,» says Richard Carter, Fidelity vice president of fixed income products and services.

Deferred Fixed Annuities4 Deferred fixed annuities offer a guaranteed5 rate of return over a set time period, with tax defeFixed Annuities4 Deferred fixed annuities offer a guaranteed5 rate of return over a set time period, with tax defefixed annuities offer a guaranteed5 rate of return over a set time period, with tax deferral.

While there are different types of federal loans, they often offer specific benefits over private loans, such as income - based repayment plans (which we will cover later) and fixed interest rates.

estimate of annual income from a specific security position over the next rolling 12 months; calculated for U.S. government, corporate, and municipal bonds, and CDs by multiplying the coupon rate by the face value of the security; calculated for common stocks (including ADRs and REITs) and mutual funds using an Indicated Annual Dividend (IAD); calculated for fixed rate bonds (including treasury, agency, GSE, corporate, and municipal bonds), CDs, common stocks, ADRs, REITs, and mutual funds when available; not calculated for preferred stocks, ETFs, ETNs, UITs, international stocks, closed - end funds, and certain types of bonds

Yet on the whole, given their positive experience both with receiving more income than they could get from the fixed - income sector in recent years and the potential for capital appreciation over the long haul, dividend stocks and the ETFs that own them have demonstrated their long - term value to the investors who've gravitated toward them during the low - rate environment of the past decade.

Unlike fixed rates, which stay the same over the life of the loan, variable rates fluctuate over time.

Not only is the mortgage rate fixed over time, the percent of payment going towards principal also increases over time.

Because inflation will probably erode the value of the dollar — and pump up your paycheck — a fixed - rate loan should get easier to repay over time.

Unlike the fixed - rate loan described above, an adjustable - rate mortgage (ARM) loan has an interest rate that can change over time.

Variable rates are usually lower than fixed rates, but they can rise over the life of the loan.