Sentences with phrase «fixed rates because»

Because of the independent nature of Arbella, being allowed to offer competitive rates instead of fixed rates because it encouraged competition between insurers.

Even so, variable rates are sometimes considered riskier than fixed rates because they can fluctuate with shifts of the economic markets.

Variable interest rates are different than fixed rates because they can change on a regular basis.

Conclusion: I chose a variable rate mortgage over fixed rate because it was the best fit for us.

and into a 5 yr fixed rate because the economy is faltering....

An investment with a variable interest rate is a higher risk than an investment with a fixed rate because you never really know how much you'll earn in the end.

Now would be a good time to lock in a fixed rate because lenders usually tie their rates to an index such as the Prime Rate or LIBOR.

Variable — A variable rate is the exact opposite of a fixed rate because it can change.

Do you go for the fixed rate because you want to lock in and figure you can negotiate a discount to what the banks are posting?

Not exact matches

That means that losers will be investors who bought 30 - year, fixed - rate bonds, because those values will go down.

Such rates will generally be higher than what home buyers currently pay, not only because banks now offer substantial discounts from posted rates, but also because many buyers (40 % according to a July 2011 TD Bank report) take mortgages with variable rates, which are lower than fixed rates at least 85 % of the time.

Miller also wanted to «keep our financing costs at some kind of fixed interest rate, because then I'd be able to factor that into potential acquisitions to see if they made financial sense for us.»

Variable interest rate loans are usually offered at lower rates than fixed rate loans, but can be risky because the student loan rates could rise significantly in the future.

The interest rate offered on consolidated federal student loans is fixed but varies for each borrower because it is the weighted average of the interest rates on outstanding loans included in the consolidation, rounded up to the nearest one - eighth percent.

Another reason is because you will receive a fixed interest rate on your loans and only one interest rate as opposed to multiple interest rates over multiple loans.

The 10 year maturity U.S. Treasury Note (UST 10 yr) is thought to be the primary benchmark for the U.S. bond market because it has the largest issuance and is used as the basis for fixed rate mortgage pricing.

When rates rise, bonds drop in value because fixed income buyers prefer investing in new bonds with higher yields.

The initial interest rate on a floating - rate security may be lower than that of a fixed - rate security of the same maturity because investors expect to receive additional income due to future increases in the floating security's underlying reference rate.

Adjustable - rate mortgages are popular because interest rates are typically cheaper initially than long - term, fixed - rate mortgages, such as the 30 - year mortgage.

Because bitcoin has a fixed supply limit and demand towards bitcoin from casual investors, institutional and retail traders are always increasing at an exponential rate, logically and mathematically, the value and price of bitcoin have to increase.

The purchasing power of the fixed income stream deteriorates, the investor has less ability to recoup purchasing power because of the shorter investment horizon and more conservative allocation, and the investor's potentially higher effective inflation rate (due to greater exposure to health care costs) tends to make any shortfall more painful.

Because they're paid back twice as quickly as the more popular 30 - year mortgage, 15 - year fixed - rate mortgages represent a better proposition for lenders.

This is because SBA - backed loans offer low interest rates, long terms and fixed monthly payments.

This is because federal student loans typically have fixed interest rates, which means your rate will remain the same over the life of your loan.

«Laddering bonds may be appealing because it may help you to manage interest rate risk, and to make ongoing reinvestment decisions over time, giving you the flexibility to invest in different credit and interest rate environments,» says Richard Carter, Fidelity vice president of fixed income products and services.

Because they can go up or down, variable rates entail more risk than fixed ones.

Because inflation will probably erode the value of the dollar — and pump up your paycheck — a fixed - rate loan should get easier to repay over time.

A fixed - rate mortgage is generally a safer bet than an adjustable - rate mortgage because you know what your interest rate will be for the length of the loan and your payments will stay the same for the duration of the mortgage.

Rates on variable - rates loans are lower than fixed - rate loans because you, not the lender, are taking on the risk that rates will incrRates on variable - rates loans are lower than fixed - rate loans because you, not the lender, are taking on the risk that rates will incrrates loans are lower than fixed - rate loans because you, not the lender, are taking on the risk that rates will incrrates will increase.

Fixed mortgages are easier to understand because the interest rate that they charge never changes, so you can count on monthly mortgage payments remaining constant throughout the lifetime of your loan.

If you currently have a student loan with a very low fixed interest rate, it makes more economic sense to pay only the minimum payments because of the low fixes rate and because of inflation.

Because bondholders receive a fixed interest rate and get paid before stockholders, bonds are safer investments than stocks.

All of this has been made possible partly because the fixed exchange rate between the US dollar and the Cayman Islands dollar has provided predictability and security for foreign investors.

That's because a 15 - year fixed mortgage usually comes with a lower rate than a 30 - year fixed one.

This is because fixed - rate mortgages are mortgage loans for which the interest rate does not change — even if market mortgage rates move higher or lower in the future.

If you manage to pay off a 30 - year fixed rate mortgage in only 15 years, you come out ahead financially because you've reduced the amount of interest paid on the loan.

Floating - rate securities The initial interest rate on a floating - rate security may be lower than that of a fixed - rate security of the same maturity because investors expect to receive additional income due to future increases in the floating security's underlying reference rate.

Because the CMT rate declined in 2015, a borrower would be fortunate enough to come out of the five - year fixed period just in time to get a small discount on the monthly payment.

Many homeowners choose the fixed rate option because it allows them to plan and budget for their payments.

In general, variable rate loans tend to have lower interest rates than fixed versions, in part because they are a riskier choice for consumers.

Investors are sometimes reluctant to «lock - in» a current fixed rate for the long term because they believe rates will rise in the future.

While today's low rates make the monthly payments on a 15 - year fixed rate refinance lower than ever before, the payments are higher than with a 30 - year loan because you are paying off the loan in half the time.

Inflation is bad for mortgage rates because it eats into investor returns on fixed - rate investments like mortgage bonds.

Because of the unpredictable nature of ARMs compared to a fixed - rate mortgage, you should prepare for a higher interest rate in the future.

If you have less than two years remaining on your adjustable rate mortgage before it becomes variable, I highly recommend you refinance today or before the fixed rate ends because ARMs are tied to LIBOR rates once they are variable, and LIBOR rates have surged higher.

A 40 - year fixed - rate mortgage is generally a less popular option both because it takes so long to pay off the loan and because you end up paying a lot in interest.

Because the interest rate is fixed, your monthly payments will remain the same throughout the entirety of the term — making budgeting for payments simpler.

They get this name because they start off with a fixed rate of interest for a certain period of time, after which the rate begins to adjust.

And because all CDs lock up your deposit for a fixed length of time, you can also save money by studying how average CD rates have changed in the recent past.

It helped me a lot because I did not realize that airlines and hotels often have a fixed point rate for their flights / rooms, I assumed that they flucuated with the market cash price.