For more information on this see our piece on
fixed value programs.
Not exact matches
Federal reimbursement
programs such as Medicare and Medicaid, for example, have been trying to shift to a «
value - based» payment model, where providers sometimes receive
fixed payments to encourage them to control costs.
Redemptions on the
program are not
fixed, and therefore the
value you get out of your points will vary.
Bank of America card is a
fixed -
value point
program.
Ultimate Rewards (earned from the Sapphire Reserve / Preferred) can be used at a
fixed -
value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a
fixed number of points in those
programs which are not dependent on the cash cost of that room / flight otherwise.
For example, in some
programs first - time home buyers are allowed to finance up to 97 percent loan - to -
value (LTV) using a conventional
fixed rate loan, whereas non-first-time home buyers are required to put at least 5 percent down.
Doing so midway through your
program may feel like a setback, but the fresh start has been the right
fix for students who see
value in the degree.
To
fix bias - prone datasets, the scientists proposed altering the
values of whatever nonsensitive elements their computer
program had used to predict sensitive features.
I am so confident in the
value of my
Fix Your Period
program and your success, that I am offering you a 100 % Money Back Guarantee.
Champion Hex Dumbbells With Ergo Handle These
fixed weight cast iron dumbbells offer a great
value to pair with your workout
program.
They lacked flexibility to adapt, and the
fixed costs of past commitments forced them to spend less and less on the classroom, eliminating
programs that parents
valued, and causing further enrollment declines.
Different lenders offer different qualification standards (credit score, debt - to - income, loan - to -
value) for the most popular government - backed loan
programs (Conforming 30 - year
fixed and 15 - year
fixed, FHA, USDA, and VA).
Jumbo Mortgage
Program offers
fixed or adjustable rates with maximum flexibility for large loans at up to 85 % for $ 1,000,000 loans and other Loan - To -
Values for loans ranging from $ 453,100 to $ 3 million.
There is no loan - to -
value restriction under the HARP mortgage
program so long as your new mortgage is a
fixed rate loan with a term of 30 years or fewer.
Redemptions on the
program are not
fixed, and therefore the
value you get out of your points will vary.
All the miles you earn are worth a
fixed amount when redeemed for travel, so you can't stretch their
value like you can with other rewards and loyalty
programs.
Brian Conroy, CFA, As a
fixed income portfolio manager on the Mortgage - Backed Securities (MBS) team, Brian specializes in relative
value trading in MBS pass - throughs based on
program, coupon, prepayments, and other pool characteristics.
Loan to
value (LTV) ratios for house flipping loans can vary based on the
programs offered by the
fix and flip lender and the needs of the borrower.
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Fixed Rate Mortgages Loan - to -
Value - LTV Libor Index No Documentation Second Mortgages No Closing Cost Loans AVM's for 2nd Mortgages Understanding Credit Scores Why Increased Mortgage Delinquencies Could Mean Higher Home Loan Rates Home Improvement Loan
Programs
Bank of America card is a
fixed -
value point
program.
Ultimate Rewards (earned from the Sapphire Reserve / Preferred) can be used at a
fixed -
value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a
fixed number of points in those
programs which are not dependent on the cash cost of that room / flight otherwise.
The Expedia + rewards
program is partially a
fixed -
value program where points can have different
values based on the type of booking you make.
Miles in the Venture Rewards
program have a
fixed value of one cent each.
Finally, consider
fixed -
value loyalty
programs like those from Virgin America, JetBlue, and Southwest Airlines.
Fixed -
value programs allow travelers to use their loyalty points on any flight at any time, which is why these
programs are so popular with consumers.
But none of these tricks are available in a
fixed -
value loyalty
program.
Programs like Southwest Airlines, which allow you to redeem points at something close to a
fixed value, will be particularly affected by this change.
The airline has an extensive domestic route network and offers a «
fixed -
value» rewards
program, meaning points can be used for any flight at any time and you never have to worry about availability.
The TD card does not have any frequent flyer
program affiliation and is a pure
fixed value return card.
You'll want to look into your home airport, and the places you fly to on your demand schedule and see if Southwest can work for you, or if you'd rather collect
Fixed Value points in another
program.
Without a
fixed value to each mile the way we know how many miles a flight will cost is by looking up the award chart for the mileage
program you have miles with.
All the miles you earn are worth a
fixed amount when redeemed for travel, so you can't stretch their
value like you can with other rewards and loyalty
programs.
There are no cards in Canada that specifically earn points in a car rental company frequent renter
program, so to earn rental car discounts would have to be through redeeming
fixed value rewards for those.
you are flexibile in what specific flights you redeem for - > Aeroplan / Alaska Air / American you have to fly at certain times and need to redeem when you want to - >
fixed value poitns
programs such as Scotiabank amex, MBNA World Elite, BMO World ELite.
While they haven't taken the plunge yet, the Big 3 legacy airlines are inching closer and closer to
fixed -
value redemption
programs.
Although there is still variation, so it is not a true
fixed -
value points
program.
Because Capital One works on a cashback or travel reimbursement - style reward system, rather than transferring points to airline and hotel
programs, the
value you get with this card is
fixed.
However, there is still variation in pricing based on available, date and destination, so it's not a true
fixed -
value program.
JetBlue, Southwest Airlines, and Virgin America all operate
fixed -
value loyalty
programs.
I'll use these
programs to show why transferring points is a better
value than using Chase's (or Amex's)
fixed -
value system.
Unlike the Venture Rewards
program, MileagePlus miles do not have a
fixed value.
Virgin America's Elevate rewards
program has a
fixed -
value currency in which points are treated like they have cash
value: more points for more expensive tickets.
There are four major categories of travel rewards
programs: transferable points, airline miles, hotel points, and
fixed value points.
Transferring points to an airline loyalty
program offers the chance at greater
value because most
programs charge a
fixed number of miles while the cash price varies widely.
This puts a
fixed value on UR points instead of having a flexible model like airline loyalty
programs
If all
programs did is increasingly bonus higher revenue fares (United already did this with changes to their
program for 2012) and provide the option to book any seat desired with points at a
fixed -
value per point based on fare (in parallel to the award chart) this would be no big deal.
If Delta adopts a revenue - based
program, will they allow their points to be used at the same
fixed value on partners like Korean and Czech to acquire revenue tickets?
Southwest has a nearly
fixed -
value program in which you can get any Wan na Get Away?
I believe that the cashback /
fixed value points
programs are probably the most comparable in terms of rewards between Canad and the US.The simple reason, I suspect, is that it is very easy for a bank to offer a cashback type of
program to consumers.
That's where Southwest Rapid Rewards can come in very handy since Southwest has a very prolific domestic route map, and any seat that's open you can book with Rapid Rewards since it's a
fixed -
value points
program.