Because that is essentially what you always get when you use a card with
a fixed value rewards program.
I think that most Canadians should take rewards in the form of cash back or
fixed value rewards, instead of miles or points.
When booking premium air travel tickets, transferring miles is significantly cheaper than using
fixed value rewards.
Most Canadians will struggle to get any decent value either of these cards to make up for what could be earned from
a fixed value rewards or cash back card.
There are no cards in Canada that specifically earn points in a car rental company frequent renter program, so to earn rental car discounts would have to be through redeeming
fixed value rewards for those.
This would be considered
a Fixed Value Rewards card and is more similar to a cash back card.
Something to think about is that
the Fixed Value Rewards cards are very similar to the Cash Back credit cards.
Not exact matches
Membership
Rewards points don't have a
fixed value, so it's a bit tricky to figure out how much they're worth.
If you exchanged your Chase Ultimate
Rewards points for cash to purchase the ticket, or if wanted to use
fixed -
value points worth one cent each — such as miles you can earn with the Capital One Venture card — you would need 120,000 points to cover the whole trip.
You could, of course, use points from a
fixed value travel card that offers «travel credit» like the Barclaycard Arrival Plus, but booking through the Chase Ultimate
Rewards portal is often just as good.
Ultimate
Rewards (earned from the Sapphire Reserve / Preferred) can be used at a
fixed -
value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a
fixed number of points in those programs which are not dependent on the cash cost of that room / flight otherwise.
Although the search for
fixed income return is less
rewarding than in the past, we continue the search, always guided by our disciplined
value philosophy.
After the bug
fixes with a patch this sequel exceeds the original in every aspect.Better graphics, gamplay and story along with 2 completely different playable protaganists give Dishonered 2 more replay
value then almost every triple A title this year.And this time around I did nt feel pushed to play the game in any specific way.I felt that playing stealthily was alot more
rewarding then the first entry but i never felt that i was playing wrong or was being punished when i played a full on assault playthrough.Also there are several ending for every playstyle for both characters which really drive you toward a second, third or even forth playthrough and in all the chaos or silence of each level, even on my forth run, I reimagined every situation and experienced different outcomes every single time.Dishonored 2 also contains some of the best level design I have ever seen with the likes of the amazing and masterfully thought out Clockwork Mansion level being among my all time favorites.Dishonored 2 truly is a masterpiece in almost every ascpect!!!
After the bug
fixes with a patch this sequel exceeds the original in every aspect.Better graphics, gamplay and story along with 2 completely different playable protaganists give Dishonered 2 more replay
value then almost every triple A title this year.And this time around I did nt feel pushed to play the game in any specific way.I felt that playing stealthily was alot more
rewarding then the
The combination of good earning power and a tiered
reward chart allows for potentially higher overall
value than other
fixed -
value point currencies.
There is a great way to add simplicity and flexibility to your travel
rewards portfolio:
fixed value points.
All the miles you earn are worth a
fixed amount when redeemed for travel, so you can't stretch their
value like you can with other
rewards and loyalty programs.
Points may be redeemed towards
rewards that involve
fixed -
value travel
rewards, gift cards, or statement credits.
Capital One Venture: Like the BofA Travel
Rewards, this is also a
fixed -
value card.
Ultimate
Rewards (earned from the Sapphire Reserve / Preferred) can be used at a
fixed -
value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a
fixed number of points in those programs which are not dependent on the cash cost of that room / flight otherwise.
When it comes to cards offering
fixed -
value rewards, which are those that don't have transferrable points or miles, it won't really make a difference.
If you are looking into
fixed -
value rewards cards, earning points or miles won't really make a difference.
The Expedia +
rewards program is partially a
fixed -
value program where points can have different
values based on the type of booking you make.
Miles in the Venture
Rewards program have a
fixed value of one cent each.
Points have a
fixed value of 1 cent per point, which is a plus for cardholders looking for a simple
rewards card.
Similar to AmEx Membership
Reward points, Chase Ultimate
Reward points can be used at a
fixed value to book travel through Chase or transferred to popular hotel and airline partners such as United, Hyatt, Southwest and Marriott.
The combination of good earning power and a tiered
reward chart allows for potentially higher overall
value than other
fixed -
value point currencies.
While there used to be
fixed price
rewards that could get a slightly higher
value,
rewards are now only available at standard 100 points per $ 1.
The airline has an extensive domestic route network and offers a «
fixed -
value»
rewards program, meaning points can be used for any flight at any time and you never have to worry about availability.
The Chase Sapphire Preferred ® Card earns Ultimate
Rewards points which can be used liked
fixed value points for statement credits, etc..
The real
value is using transferable points like Amex Membership or Chase Ultimate
Rewards points because you can use them for premium flights and hotels, and they don't have a
fixed value.
Southwest Rapid
Reward Points are good examples of
fixed value miles.
I say stick to
rewards that are as close to
fixed value / cash as possible.
However, they are very different from what I consider a «Travel Points» card because they simply give you
rewards that have a
fixed dollar
value.
All the miles you earn are worth a
fixed amount when redeemed for travel, so you can't stretch their
value like you can with other
rewards and loyalty programs.
Although in most cases
reward points represent a
fixed value, there are still great redemptions to be had when flying JetBlue.
On the other hand, Southwest (which is a Chase transfer partner) has a
fixed -
value redemption system where their Rapid
Rewards points are worth 70 to 80 points per dollar, which comes out to 1.43 cents per point at best.
The Scotiabank Momentum Visa Infinite card is a pure cash back card, so we can compare it to other cards that give a return with
fixed values and whose
rewards can be released relatively easily.
(See also: Best 5
Fixed Value Points &
Rewards Credit Cards in Canada Compared)
Because Capital One works on a cashback or travel reimbursement - style
reward system, rather than transferring points to airline and hotel programs, the
value you get with this card is
fixed.
This is a better return that you would get on
fixed value cards such Barclay Arrival Plus or Capital One Venture
rewards.
Capital One Venture: Like the BofA Travel
Rewards, this is also a
fixed -
value card.
But unlike
fixed -
value points cards, like the Discover It card or Barclays Arrival Plus card, or co-branded airline cards, Ultimate
Reward points are flexible and more valuable since you are protected from hotel and airline devaluations.
When redeemed for cash back, Membership
Rewards have a
fixed value of 1 cent per point.
That means 10,000 points will always be worth $ 100 in travel
rewards (or cash
rewards) with a
fixed value credit card.
Fixed -
value (cash back)
rewards allow you the flexibility of cash with the advantage of earning money back on everyday expenditures.
A good example of a
fixed value points travel
rewards card is the Barclaycard Arrival Plus ® World Elite Mastercard ®.
A never ending debate when it comes to
rewards credit cards is «are
fixed value points or transferable points are more valuable?»
Unlike the Venture
Rewards program, MileagePlus miles do not have a
fixed value.
Virgin America's Elevate
rewards program has a
fixed -
value currency in which points are treated like they have cash
value: more points for more expensive tickets.