Sentences with phrase «flat extra fee»

Like occupational hazards, these will be assessed flat extra fees.

Base premium: $ 1,000.00, flat extra fee of $ 2.50 per thousand $ 2.50 X 100 = $ 250.00.

Also depending on the cancer and carrier, a flat extra fee may be added on top of your premiums.

Some insurers evaluate risk based on a formula derived from their own internal studies and you may find that your flat extra fees are far less than you might expect.

If Carl receives a flat extra fee of $ 2.50 the charge would be $ 1,250.00 per year.

Which would look like this, $ 1,500.00 (base premium) + $ 1,250.00 (flat extra fee) = $ 2,750.00 for the total premium per year.

A flat extra fee normally ranges from $ 2.50 — $ 5.00 for every $ 1,000 of death benefit coverage.

For example, a flat extra fee would calculate out like $ 2.50 for each thousand dollars in coverage.

Or from Standard Plus to Standard which will usually cost less than a flat extra fee would.

Sometimes the life insurance company in question will not add on a flat extra fee.

If you change jobs or your health / risk improves, the flat extra fee may be removed.

You may also be required to pay a flat extra fee if you're looking for life insurance as a construction worker or foreman.

However, if you have only had one offense and can show you don't have other risk factors, you may receive a Standard rating, which indicates you have an average life expectancy, plus the flat extra fee.

Most people who work in high risk occupations usually pay a flat extra fee.

In most cases, the table rating is based off of your medical exam, and the flat extra fee is added based on job risk, or even extra curricular activities.

This means if you enjoy participating in certain high - risk activities like rock climbing or skydiving, you may be charged a flat extra fee in addition to your base premium.

A flat extra fee may also determine your life insurance premium.

Also depending on the cancer and carrier, a flat extra fee may be added on top of your premiums.

If you'll only be working in your high risk occupation for the next few years, the flat extra fee may only cover those years.

Most of the time, the table rating is assigned based on your health, and a flat extra fee is applied based on the risk factors of your occupation.

The flat extra fee is applied to the initial premium for a certain period of time, from 1 year to 10.

Many times the companies don't even add a flat extra fee.

However, having more than one could lead to a flat extra fee, a costly premium increase for every thousand in coverage you're seeking to buy.

A more serious skydiver that jumps more than 50 jumps per year could see a flat extra fee of $ 5.00 to $ 8.00 per thousand dollars of face amount.

I suggest you activate our quote engine to see who has the lowest life insurance quotes for Term life insurance or Universal life but keep in mind that the quoting tool will not be able to reflect the flat extra fee.

We've seen cases where people were able to get a preferred rate, even as a helicopter pilot, without paying these flat extra fees.

Well, the good news is that, depending on how many hours you've flown, your experience, whether or not you've had violations, if you haven't had violations and you have a good amount of hours flown and experience, then you can possibly get a rate without paying that flat extra fee.

That is not a problem because we can quote your life insurance with the flat extra fee over the phone within a matter of minutes with no obligation.

Instead of, or in addition to, the table rating, a flat extra fee may also be assessed.

In general, the table rating is related to your medical status, and the flat extra fee is based on your career or lifestyle risks.

Sometimes a company may include a flat extra fee to cushion risk they are taking that falls outside their typical rating system.

Some insurers evaluate risk based on a formula derived from their own internal studies and you may find that your flat extra fees are far less than you might expect.

When you are looking at a drag racers premium that has a flat extra fee.

This is especially important when your going to add a flat extra fee onto the base premium.

The insurance company adds a flat extra fee per thousand dollars of death benefit.