This is a fine strategy when you
compare flat rate rewards cards, but this is an apples - to - oranges comparison despite the many similarities.
To maximize rewards, we suggest that consumers simply use the Freedom when the bonuses apply, and use one of the
better flat rate rewards cards otherwise for the general everyday purchases that fall into the non-bonus categories.
While, generally speaking, the DBS Altitude offers a consistent, but relatively
low flat rate reward for everything you spend your money on (1.2 miles per S$ 1 spent locally, 2 miles per S$ 1 spent overseas, 3 miles per S$ 1 spent on online bookings), the HSBC Revolution particularly rewards those who spend heavily in the categories of dining, entertainment and online shopping.
With the announcement of the Chase Freedom Unlimited, the bank is throwing its hat into the ring in a somewhat late round -
flat rate reward credit cards have been around for over 4 years.
With no
fee flat rate rewards cards like the Capital One ® Spark ® Cash Select offering 1.5 % back, you'll need to only spend about $ 2700 dollars in the 5x categories to more than make up for the $ 95 annual fee on the Ink Bold.
To maximize rewards, we suggest that consumers simply use the Freedom when the bonuses apply, and use one of the
better flat rate rewards cards otherwise for the general everyday purchases that fall into the non-bonus categories.
This puts it up there as one of the best cash back credit cards available, at least when it comes to
a flat rate rewards.
Since it's
a flat rate reward, UOB One makes more sense than UOB Delight for people who have a sizable and diversified expense basket outside of groceries.
This is more of
a flat rate rewards card as compared to the Ink Plus where you earn a different number of points based on what you purchase.
The Chase Freedom Unlimited is
a flat rate rewards card that earns 1.5 % on each purchase.
This offer easily puts this card amongst the most rewarding cashback credit cards, at least when it's about
the flat rate rewards.