This bonus offer is comparable to the other
flat rate rewards cards that earn 1.5 % on every credit card purchase.
With no fee
flat rate rewards cards like the Capital One ® Spark ® Cash Select offering 1.5 % back, you'll need to only spend about $ 2700 dollars in the 5x categories to more than make up for the $ 95 annual fee on the Ink Bold.
This bonus offer is comparable to the other
flat rate rewards cards that earn 1.5 % on every credit card purchase.
This is more of
a flat rate rewards card as compared to the Ink Plus where you earn a different number of points based on what you purchase.
The Chase Freedom Unlimited is
a flat rate rewards card that earns 1.5 % on each purchase.
Not exact matches
Or, you may earn a higher
rewards rate by choosing a
flat -
rate card that offers the same
rewards rate on every purchase.
Flat -
rate rewards cards — which offer the same
rewards rate on every purchase — are also very common, constituting 13 out of the 40
cards in our review set.
But with the Capital One Spark Business
cards, you'll get a
flat rewards rate on every purchase.
That means this
card carries a
flat rewards rate of 2 %, with miles redeemable toward eligible travel - related purchases made in the last 90 days or toward travel purchases made through the Capital One portal.
The Barclays CashForward ™ World Mastercard ® is a
flat rate 1.5 % cash back
card, that gives a 5 % bonus
reward towards your next redemption, each time you redeem.
Chase and United Airlines are releasing a new a
flat -
rate rewards credit
card called the United TravelBank
card.
This Discover It has a similar
rewards structure to the Venture
card: you can redeem miles for travel statement credit (at a
rate of 1 cent per mile), meaning you'll get a
flat rewards rate of 3 % the first year and 1.5 % each year after that.
The Capital One ® Quicksilver ® Cash
Rewards Credit
Card offers a
flat 1.5 % cash back
rate.
Though the
flat 2x mileage
rate with the Capital One ® Venture ®
Rewards Credit Card is right in line with, or better than, many of its competitors, the card doesn't feature any further r
Rewards Credit
Card is right in line with, or better than, many of its competitors, the card doesn't feature any further rewa
Card is right in line with, or better than, many of its competitors, the
card doesn't feature any further rewa
card doesn't feature any further
rewardsrewards.
A 2 %
flat rewards rate is pretty good as most flexible travel
rewards cards in this annual fee range either have a similar double miles
flat -
rate payout or offer double miles on the travel and dining.
This is our favorite
flat rate travel
rewards card with no annual fee.
If you're looking for a
flat -
rate travel
rewards credit
card or you've been convinced by the tv commercials, the Capital One Venture Credit Card might be a good fit for
card or you've been convinced by the tv commercials, the Capital One Venture Credit
Card might be a good fit for
Card might be a good fit for you.
People with lower credit scores won't be completely cut off from earning cash back, but should expect lower -
rate cash
rewards programs in the range of 1 % to 1.5 % for a
flat -
rate card.
Flat rate cash
rewards cards are making a bit of comeback right now.
No matter where you spend most of your money, you should try to get a credit
card that gives a good
flat rate of
rewards, no matter where it is used.
The Capital One ® VentureOne ®
Rewards Credit Card is designed somewhat differently with a flat rewards rate structure of 1.25 miles per dollar spent on all cate
Rewards Credit
Card is designed somewhat differently with a
flat rewards rate structure of 1.25 miles per dollar spent on all cate
rewards rate structure of 1.25 miles per dollar spent on all categories.
The whole point of a
flat -
rate cash - back
card, of course, is to increase your
rewards earnings across the board, not just in one category.
And there's no reason you couldn't use both types of
cards: a
flat -
rate card for everyday purchases, and a
card with tiered
rewards for purchases within a certain category.
This
card, by comparison, offers a
flat rewards rate that's not a hassle to understand.
The closest
flat rate no - annual - fee travel
rewards card is the VentureOne ® Rewards Credit Card, which offers a lower rewards rate of 1.25 % on travel ex
rewards card is the VentureOne ® Rewards Credit Card, which offers a lower rewards rate of 1.25 % on travel expen
card is the VentureOne ®
Rewards Credit Card, which offers a lower rewards rate of 1.25 % on travel ex
Rewards Credit
Card, which offers a lower rewards rate of 1.25 % on travel expen
Card, which offers a lower
rewards rate of 1.25 % on travel ex
rewards rate of 1.25 % on travel expenses.
With a
flat 1.5 %
rewards rate across all spending, it a better choice for most consumers than the Norwegian cruise credit
card.
Wells Fargo recently introduced the Wells Fargo Cash Wise Visa ®
Card, which features
flat -
rate cash - back
rewards and a lengthy intro 0 % APR promotion.
The Wells Fargo Cash Wise Visa ®
Card's 1.5 %
flat rewards rate is a big draw, especially for people who want to earn more
rewards on everyday purchases.
However, if you qualify for the 25 % -75 % bonuses that come with this program, we recommend choosing a more flexible BofA credit
card, such as the BankAmericard Travel Rewards ® Credit Card — it will provide the better overall savings with its flat 1.5 % rewards rate across all spend
card, such as the BankAmericard Travel
Rewards ® Credit Card — it will provide the better overall savings with its flat 1.5 % rewards rate across all sp
Rewards ® Credit
Card — it will provide the better overall savings with its flat 1.5 % rewards rate across all spend
Card — it will provide the better overall savings with its
flat 1.5 %
rewards rate across all sp
rewards rate across all spending.
The Barclaycard CashForward ™ World Mastercard ® is a solid cashback
card with additional perks you won't find on many other
cards — with the higher than average 1.5 %
flat cash back
rate, the jaw - dropping $ 200 sign - up bonus after spending just $ 1,000 within the first 90 days, and the 5 %
rewards redemption bonus being the most attractive.
This
flat -
rate arrangement differs from most cash back credit
cards, which are typically more
rewarding at certain merchants than at others.
The Capital One ® Quicksilver ® Cash
Rewards Credit
Card offers a
flat 1.5 % cash back
rate.
Also a
flat -
rate cash
rewards card with no annual fee, the Wells Fargo Cash Wise competes against the likes of Chase's Freedom Unlimited ®
card.
If you're a one - credit -
card type of entrepreneur, a
flat -
rate card like this will likely offer better long - term value than a tiered
rewards card.
Some
cards offer a
flat rate for all types of purchases, other
cards have a tiered
reward rate that might pay 5 % for gas but only 1 % on everything else.
Many cash back credit
cards have a
flat cash back
rewards rate of 1 % or 1.5 %, although, a few pay 5 % on rotating spending categories throughout the year.
The
reward rates on credit
card charges with the SKYPASS Signature version can climb up to 1.5 %, which is the same as a decent flat - rate cash back card such as the Capital One ® Quicksilver ® Cash Rewards Credit C
card charges with the SKYPASS Signature version can climb up to 1.5 %, which is the same as a decent
flat -
rate cash back
card such as the Capital One ® Quicksilver ® Cash Rewards Credit C
card such as the Capital One ® Quicksilver ® Cash
Rewards Credit
CardCard.
Prior to the launch of this
card, the best rate you could get on these purchases was with The Business Gold Rewards Card from American Express OPEN and a Capital One ® flat - rate 2 % cash back card — but those come with an annual
card, the best
rate you could get on these purchases was with The Business Gold
Rewards Card from American Express OPEN and a Capital One ® flat - rate 2 % cash back card — but those come with an annual
Card from American Express OPEN and a Capital One ®
flat -
rate 2 % cash back
card — but those come with an annual
card — but those come with an annual fee.
Shopping at Walmart and Sam's Club is better done with a
flat rate 2 % cash back credit
card, since those are some of the only credit
cards to provide
rewards above 1 % at wholesale stores like these.
Generally, earning
rewards above 2 % is considered above average, since that is the
rate you can get on all purchases with a decent
flat rate cash back
card, such as the Citi Double Cash.
For some, the
flat -
rate Capital One ® Quicksilver ® Cash
Rewards Credit Card may produce the best rewards on a
Rewards Credit
Card may produce the best
rewards on a
rewards on average.
There are only three other credit
cards that offer an unlimited and
flat -
rate rewards rate of this caliber.
The Capital One Quicksilver
Rewards card, for example, will allow you to earn a generous sign - up bonus, plus a
flat cashback
rate on each purchase that you make.
Instead of giving users a
flat 2 %
rewards rate on all spending, the Chase Sapphire Preferred ®
Card gives different
rewards on Travel / Dining and regular spending.
While both
cards can perform admirably as
flat -
rate 1.5 % cash back
cards, the Capital One ® Quicksilver ® Cash
Rewards Credit
Card's value... Read More >
The Capital One ® Quicksilver ® Cash
Rewards Credit
Card is a
flat rate 1.5 % cash back
rate, and has a slightly worse bonus than the Barclays CashForward ™ World Mastercard ®.
In comparison to
flat rate cash back credit
cards like the Capital One ® Quicksilver ® Cash
Rewards Credit Card or the Citi ® Double Cash Credit Card, the Chase Freedom ® we think will require more effort on consumers» part to maximize rewards o
Rewards Credit
Card or the Citi ® Double Cash Credit
Card, the Chase Freedom ® we think will require more effort on consumers» part to maximize
rewards o
rewards overall.
The Fidelity Investment
Rewards card is our favorite no - fee cash back credit
card for delivering the highest
flat rate cash back of 2 % on all net spending.
In the long term, it can't outperform the best
flat rate cash back credit
cards, such as the Citi ® Double Cash Credit
Card or Fidelity ®
Rewards Visa Signature ®
Card.
This
card offers a
flat 1 % cash back
rewards rate on every purchase.