Unlimited flat - rate rewards are what they sound like, a single
flat rewards rate for all card purchases, with no limit on how much you can earn.
Not exact matches
This Discover It has a similar
rewards structure to the Venture card: you can redeem miles
for travel statement credit (at a
rate of 1 cent per mile), meaning you'll get a
flat rewards rate of 3 % the first year and 1.5 % each year after that.
It offers
flat rate cash back on all purchases of 1 %, with the potential
for 1.25 % in
rewards if the cardholders pay on time.
With a
flat reward rate, you'll earn a specific number of
rewards for every dollar you spend.
If you're looking
for a
flat -
rate travel
rewards credit card or you've been convinced by the tv commercials, the Capital One Venture Credit Card might be a good fit
for you.
People with lower credit scores won't be completely cut off from earning cash back, but should expect lower -
rate cash
rewards programs in the range of 1 % to 1.5 %
for a
flat -
rate card.
And there's no reason you couldn't use both types of cards: a
flat -
rate card
for everyday purchases, and a card with tiered
rewards for purchases within a certain category.
With a
flat 1.5 %
rewards rate across all spending, it a better choice
for most consumers than the Norwegian cruise credit card.
The Wells Fargo Cash Wise Visa ® Card's 1.5 %
flat rewards rate is a big draw, especially
for people who want to earn more
rewards on everyday purchases.
However, if you qualify
for the 25 % -75 % bonuses that come with this program, we recommend choosing a more flexible BofA credit card, such as the BankAmericard Travel
Rewards ® Credit Card — it will provide the better overall savings with its flat 1.5 % rewards rate across all sp
Rewards ® Credit Card — it will provide the better overall savings with its
flat 1.5 %
rewards rate across all sp
rewards rate across all spending.
It offers
flat rate cash back on all purchases of 1 %, with the potential
for 1.25 % in
rewards if the cardholders pay on time.
Some cards offer a
flat rate for all types of purchases, other cards have a tiered
reward rate that might pay 5 %
for gas but only 1 % on everything else.
For some, the
flat -
rate Capital One ® Quicksilver ® Cash
Rewards Credit Card may produce the best rewards on a
Rewards Credit Card may produce the best
rewards on a
rewards on average.
The Capital One Quicksilver
Rewards card,
for example, will allow you to earn a generous sign - up bonus, plus a
flat cashback
rate on each purchase that you make.
The Fidelity Investment
Rewards card is our favorite no - fee cash back credit card
for delivering the highest
flat rate cash back of 2 % on all net spending.
For example, if a credit card has a
flat 2 %
rewards rate, that means cardholders get a 2 % return on every purchase they charge to that card.
In fact, if you're looking
for a
flat -
rate, unlimited cash back
rewards program, 2 % is the cream of the crop — and it can only be found with a handful of issuers
for consumer and business credit cards.
Indeed, while not as sought - after an applicant as someone with a well - established credit history, the
rewards options
for students are still quite competitive, with cards offering both unlimited
flat -
rate rewards, as well as some options
for bonus category
rewards, as well.
Not only do most business
rewards cards provide unlimited
flat -
rate rewards, but many also offer business - centric bonus categories to
reward you
for the things you buy most.
Similar to other credit card
rewards, most travel
rewards credit cards allow you to earn unlimited,
flat -
rate points or miles on every purchase, and a variety of cards also offer bonus points or miles
for purchases in specified categories.
While, generally speaking, the DBS Altitude offers a consistent, but relatively low
flat rate reward for everything you spend your money on (1.2 miles per S$ 1 spent locally, 2 miles per S$ 1 spent overseas, 3 miles per S$ 1 spent on online bookings), the HSBC Revolution particularly
rewards those who spend heavily in the categories of dining, entertainment and online shopping.
With the announcement of the Chase Freedom Unlimited, the bank is throwing its hat into the ring in a somewhat late round -
flat rate reward credit cards have been around
for over 4 years.
With no fee
flat rate rewards cards like the Capital One ® Spark ® Cash Select offering 1.5 % back, you'll need to only spend about $ 2700 dollars in the 5x categories to more than make up
for the $ 95 annual fee on the Ink Bold.
Since it's a
flat rate reward, UOB One makes more sense than UOB Delight
for people who have a sizable and diversified expense basket outside of groceries.
The Cash Wise is very similar to the Chase Freedom Unlimited and the Capital One Quicksilver in terms of its usual
flat rewards rate (1.5 %), but where it differs is in the much more valuable sign - up bonus and extra kicker
for mobile wallet purchases.
With most
rewards programs, cardholders earn unlimited
rewards at a low
flat rate, while some programs will also provide bonus
rewards for purchases made in specific categories, like gas or office supplies.
For more general spending, a
flat -
rate unlimited
rewards card may be best.
For those of us who don't want to think about our shopping rewards, some travel and cashback cards reward at a flat rate for all spendi
For those of us who don't want to think about our shopping
rewards, some travel and cashback cards
reward at a
flat rate for all spendi
for all spending.
The Capital One Quicksilver
Rewards card,
for example, will allow you to earn a generous sign - up bonus, plus a
flat cashback
rate on each purchase that you make.
If you are not ready to commit to a hotel chain, there are other options as well, including cards that earn
flat -
rate rewards that you can redeem
for travel expenses or credits, or that allow you to transfer points to a hotel loyalty program.
Other travel
rewards cards also give a
flat earning
rate across all categories, but their
rewards are used
for travel instead of standard cash - back.
One well - known business
reward card with a high
flat rate is the Capital One Spark Cash
for Business (annual fee: $ 59, waived first year), which offers 2 percent back on everything with no cap.
See related: Best cash back credit cards, Best
flat -
rate cash back cards
for 2018, Cash back credit card reviews, 4 dangers of a
rewards credit card, Cash back cards: The key to off - the - grid travel and adventures
The Savor card offers a good
rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching
for a card with a
flat 2 percent
rate.
Wyndham charges the same
flat rate for every
rewards - funded hotel stay, so a standard room that typically costs $ 200 a night will give you a lot more value than a room that costs $ 80 a night.
The Chase Freedom Unlimited card offers a good sign - up bonus and a
flat 1.5 percent cash back
rate on general purchases
for cardholders who want to keep things simple, plus it's a great starter card
for collecting Chase Ultimate
Rewards.
Other cards will earn a
flat -
rate cash - back
for all purchases, which makes it very simple to earn and redeem
rewards.
For a simple,
flat -
rate travel card, this is an outstanding
rewards rate, amounting to $ 750 in travel each year.
But there are many flavors of each.Cash - back
rewards may be a set percentage back on every purchase (
flat -
rate cash - back cards); a base percentage, with more
for certain categories, such as gas and groceries (tiered -
rate cash - back cards); or a base percentage, with more
for a rotating list of purchase types, such as restaurants in one quarter and gas in another (rotating categories cash - back cards).
Small business credit card
rewards come in a number of forms including a
flat rate for all your purchases or tiered
rewards in certain categories, many of which are designed specifically with common business expenses in mind — think travel, shipping, office supplies, advertising, etc..
Rewards for gas purchases on credit cards usually fall into one of the following categories: quarterly bonuses, a
flat -
rate with caps or a
flat -
rate without caps.
Their
rewards program made waves with the introduction of a
flat rate of 15,000 points per night
for any of their hotels without blackout dates!
However now they are simplifying their Wyndham
Rewards program and they're introducing a
flat rate for all of their properties.
Even a
flat rate travel
rewards card like the Barclaycard Arrival Plus offers a 5 % redemption bonus when you redeem your
rewards point
for travel purchase credits.
Wyndham
Rewards has a flat - rate rewards night system that lets you stay at any Wyndham property for 15,000 points per night — that includes a standard all - inclusive room for two at Playa del
Rewards has a
flat -
rate rewards night system that lets you stay at any Wyndham property for 15,000 points per night — that includes a standard all - inclusive room for two at Playa del
rewards night system that lets you stay at any Wyndham property
for 15,000 points per night — that includes a standard all - inclusive room
for two at Playa del Carmen.
This Discover It has a similar
rewards structure to the Venture card: you can redeem miles
for travel statement credit (at a
rate of 1 cent per mile), meaning you'll get a
flat rewards rate of 3 % the first year and 1.5 % each year after that.
Indeed, while not as sought - after an applicant as someone with a well - established credit history, the
rewards options
for students are still quite competitive, with cards offering both unlimited
flat -
rate rewards, as well as some options
for bonus category
rewards, as well.
Similar to other credit card
rewards, most travel
rewards credit cards allow you to earn unlimited,
flat -
rate points or miles on every purchase, and a variety of cards also offer bonus points or miles
for purchases in specified categories.
As with other
rewards cards, those offering travel
rewards provide only unlimited
flat -
rate rewards for all purchases or additional bonus
rewards for purchases in predetermined categories.
In fact, if you're looking
for a
flat -
rate, unlimited cash back
rewards program, 2 % is the cream of the crop — and it can only be found with a handful of issuers
for consumer and business credit cards.