But with the Capital One Spark Business cards, you'll get
a flat rewards rate on every purchase.
That means this card carries
a flat rewards rate of 2 %, with miles redeemable toward eligible travel - related purchases made in the last 90 days or toward travel purchases made through the Capital One portal.
This Discover It has a similar rewards structure to the Venture card: you can redeem miles for travel statement credit (at a rate of 1 cent per mile), meaning you'll get
a flat rewards rate of 3 % the first year and 1.5 % each year after that.
A 2 %
flat rewards rate is pretty good as most flexible travel rewards cards in this annual fee range either have a similar double miles flat - rate payout or offer double miles on the travel and dining.
With
a flat reward rate, you'll earn a specific number of rewards for every dollar you spend.
The Capital One ® VentureOne ® Rewards Credit Card is designed somewhat differently with
a flat rewards rate structure of 1.25 miles per dollar spent on all categories.
This card, by comparison, offers
a flat rewards rate that's not a hassle to understand.
The Wells Fargo Cash Wise Visa ® Card's 1.5 %
flat rewards rate is a big draw, especially for people who want to earn more rewards on everyday purchases.
The Citi ® Double Cash Credit Card has
a flat rewards rate back on all spending — regardless of category.
If your spending is very varied, then you may like a card that offers
a flat reward rate on all purchases.
The Cash Wise is very similar to the Chase Freedom Unlimited and the Capital One Quicksilver in terms of its usual
flat rewards rate (1.5 %), but where it differs is in the much more valuable sign - up bonus and extra kicker for mobile wallet purchases.
Some offer
a flat rewards rate and others vary cash back rates with the type of purchase or the time of year.
Some business cards offer a tiered rewards program while others pay one
flat rewards rate on purchases.
That means this card carries
a flat rewards rate of 2 %, with miles redeemable toward eligible travel - related purchases made in the last 90 days or toward travel purchases made through the Capital One portal.
This Discover It has a similar rewards structure to the Venture card: you can redeem miles for travel statement credit (at a rate of 1 cent per mile), meaning you'll get
a flat rewards rate of 3 % the first year and 1.5 % each year after that.
With the Ink Business Preferred, Chase is paying out
a flat reward rate of 3 UR points per $ 1 on the first $ 150,000 spent on the following categories:
The Bank Americard Travel Rewards Credit Card is a rewards credit card that awards
a flat rewards rate on all purchases.
Cardholders who value simplicity over complicated rewards schemes — or who are looking for a lucrative way to supplement their rewards card earnings — will also appreciate the card's
flat rewards rate on every purchase.
Some travel credit cards keep things simple by letting you earn one
flat rewards rate on everything you spend.
Unlimited flat - rate rewards are what they sound like, a single
flat rewards rate for all card purchases, with no limit on how much you can earn.
While most cash back cards will offer an unlimited
flat rewards rate, usually 1 % to 2 % on all purchases, some cards will also offer a higher rewards rate for purchases made in specific bonus categories.
In addition to offering
a flat rewards rate on every purchase, the Venture card lets you book travel yourself, on any travel website you choose, and will reimburse you with a statement credit.
Thanks to
its flat rewards rate, it's also a good choice for cardholders who would rather use one card for every purchase.
Unlike
the flat rewards rate on the Journey ® Student Rewards from Capital One ®, the Discover it ® for Students gives 5 % cash back on up to the first $ 1,500 in purchases each quarter for special bonus categories that rotate, when you sign up.
The Capital One ® VentureOne ® Rewards Credit Card is designed somewhat differently with
a flat rewards rate structure of 1.25 miles per dollar spent on all categories.
With no rotating categories and a relatively high
flat reward rate of 1.5 percent on all purchases, Chase Freedom Unlimited ® is a no - brainer for people who appreciate simplicity in their spending.
Not exact matches
Or, you may earn a higher
rewards rate by choosing a
flat -
rate card that offers the same
rewards rate on every purchase.
Flat -
rate rewards cards — which offer the same
rewards rate on every purchase — are also very common, constituting 13 out of the 40 cards in our review set.
But they're all similar in that they have
flat -
rate rewards and no foreign transaction fees.
This bonus offer is comparable to the other
flat rate rewards cards that earn 1.5 % on every credit card purchase.
The Barclays CashForward ™ World Mastercard ® is a
flat rate 1.5 % cash back card, that gives a 5 % bonus
reward towards your next redemption, each time you redeem.
Chase and United Airlines are releasing a new a
flat -
rate rewards credit card called the United TravelBank card.
It offers
flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in
rewards if the cardholders pay on time.
The Capital One ® Quicksilver ® Cash
Rewards Credit Card offers a
flat 1.5 % cash back
rate.
Having a
flat -
rate reward miles program makes it easy to know how many miles you will earn with each person.
Though the
flat 2x mileage
rate with the Capital One ® Venture ®
Rewards Credit Card is right in line with, or better than, many of its competitors, the card doesn't feature any further r
Rewards Credit Card is right in line with, or better than, many of its competitors, the card doesn't feature any further
rewardsrewards.
This is our favorite
flat rate travel
rewards card with no annual fee.
If you're looking for a
flat -
rate travel
rewards credit card or you've been convinced by the tv commercials, the Capital One Venture Credit Card might be a good fit for you.
People with lower credit scores won't be completely cut off from earning cash back, but should expect lower -
rate cash
rewards programs in the range of 1 % to 1.5 % for a
flat -
rate card.
Flat rate cash
rewards cards are making a bit of comeback right now.
No matter where you spend most of your money, you should try to get a credit card that gives a good
flat rate of
rewards, no matter where it is used.
The whole point of a
flat -
rate cash - back card, of course, is to increase your
rewards earnings across the board, not just in one category.
And there's no reason you couldn't use both types of cards: a
flat -
rate card for everyday purchases, and a card with tiered
rewards for purchases within a certain category.
Some pay a
flat rate on all purchases, while others shell out higher
rewards in certain categories, such as gas or groceries.
You'll earn a
flat 2 %
rewards rate on every dollar of net spending.
A
flat 2 %
rewards rate on all categories and a spending bonus worth up to $ 500.
The closest
flat rate no - annual - fee travel
rewards card is the VentureOne ® Rewards Credit Card, which offers a lower rewards rate of 1.25 % on travel ex
rewards card is the VentureOne ®
Rewards Credit Card, which offers a lower rewards rate of 1.25 % on travel ex
Rewards Credit Card, which offers a lower
rewards rate of 1.25 % on travel ex
rewards rate of 1.25 % on travel expenses.
With a
flat 1.5 %
rewards rate across all spending, it a better choice for most consumers than the Norwegian cruise credit card.
Wells Fargo recently introduced the Wells Fargo Cash Wise Visa ® Card, which features
flat -
rate cash - back
rewards and a lengthy intro 0 % APR promotion.