Which option is best for you depends on what frequent flyer currency or
flexible bank points you have.
For example, I've left out several cards that earn
flexible bank points.
Depending on what other rewards cards you carry in your wallet, you might want to go with those options to earn
flexible bank points, airline miles or cash back.
Here's a list of the pros and cons of the best
flexible bank point programs in 2018.
The post is about
flexible bank point programs.
Not exact matches
The
Bank of America ® Travel Rewards for Students is a
flexible travel rewards card that provides an unlimited 1.5
points per $ 1.
Of all the credit card rewards,
points are generally the most
flexible, offering redemption options that include those of cash back rewards — i.e., a statement credit or
bank deposit — as well a range of other options, like travel expenses, merchandise, or special events or experiences.
The
Bank of America ® Premium Rewards ® credit card is a new offering that should be on the radar for anyone who values
flexible points redemption and extra perks for frequent travelers.
Points never expire, and cardholders can take advantage of an incredibly flexible rewards program: redeem points for gift cards, as a statement credit, deposits into eligible Bank of America ® or Merrill Lynch ® accounts, or on travel booked through the Bank of America ® Travel C
Points never expire, and cardholders can take advantage of an incredibly
flexible rewards program: redeem
points for gift cards, as a statement credit, deposits into eligible Bank of America ® or Merrill Lynch ® accounts, or on travel booked through the Bank of America ® Travel C
points for gift cards, as a statement credit, deposits into eligible
Bank of America ® or Merrill Lynch ® accounts, or on travel booked through the
Bank of America ® Travel Center.
The three kings of
flexible bank rewards
points are Chase (Ultimate Rewards), American Express (Membership Rewards), and Citi (ThankYou).
I prefer
flexible points to these because the everyday earning isn't that much worse and you maintain the potential for large upside when transferring then redeeming
bank points effectively.
I don't MS and don't travel often, so
flexible cash is better than
bank points that I fret over due to devaluations.
And taking the analysis even further, is it ever worth transferring a
flexible bank currency to a hotel chain like Hilton or Marriott or IHG when their
points are usually worth less than 1 cent each at best?
Of all the credit card rewards,
points are generally the most
flexible, offering redemption options that include those of cash back rewards — i.e., a statement credit or
bank deposit — as well a range of other options, like travel expenses, merchandise, or special events or experiences.
The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you're not inclined to open a Fidelity
bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with
flexible points.
Bank cards with
flexible points programs seem to be gaining steam and are adding more perks all the time.
The
Bank of America ® Premium Rewards ® credit card is a new offering that should be on the radar for anyone who values
flexible points redemption and extra perks for frequent travelers.
Points never expire, and cardholders can take advantage of an incredibly flexible rewards program: redeem points for gift cards, as a statement credit, deposits into eligible Bank of America ® or Merrill Lynch ® accounts, or on travel booked through the Bank of America ® Travel C
Points never expire, and cardholders can take advantage of an incredibly
flexible rewards program: redeem
points for gift cards, as a statement credit, deposits into eligible Bank of America ® or Merrill Lynch ® accounts, or on travel booked through the Bank of America ® Travel C
points for gift cards, as a statement credit, deposits into eligible
Bank of America ® or Merrill Lynch ® accounts, or on travel booked through the
Bank of America ® Travel Center.
Bank points programs are more
flexible — you can combine
points with your spouse in Chase Ultimate Rewards or Citi ThankYou
points (but not Amex Membership Rewards).
Because Ultimate Rewards
points are so
flexible, the program has almost unlimited reward opportunities, and
banking almost 150,000
points makes many of them available to you.