The Capital One Premier Dining Rewards card is
a flexible cash back card that yields great rewards for frequent diners.
This card has
flexible cash back redeeming options, as you can redeem your accumulated cash back in as low as $ 25 increments.
Or you could use
a flexible cash back or rewards credit card that lets you earn rewards on all your purchases, including restaurants.
As you can see from the table below, the Citi Double Cash card and the Blue Cash Preferred card are both fairly
flexible cash back cards.
If you don't think you'll take advantage of the companion fare, you might want to consider a more
flexible cash back card with a bigger sign - up bonus.
Flexible cash back redemption: You will be able to redeem your cash back in the form of a check, a credit on your next statement, or deposited directly into your Bank of American checking or savings account.
Our take: The Capital One Spark Miles for Business card offers a valuable travel rewards program, but is too similar to the more
flexible cash back version of the card.
As you can see from the table below, the Citi Double Cash card and the Blue Cash Preferred card are both fairly
flexible cash back cards.
Not exact matches
With this card, you'll earn
flexible rewards that are good for both travel and
cash back — and all without paying an annual fee or foreign transaction fees.
Enjoy benefits across our suite of products such as
cash back in the form of a statement credit, travel rewards,
flexible payment options, and Membership Rewards ® points ‡.
As one of the world's largest credit card issuers, Citi ®, our advertiser partner, offers a variety of benefits including
flexible travel rewards,
cash back on purchases, and perks for small businesses.
Besides allowing you access to
flexible funding, the best business credit cards offer starting bonuses and other incentives, like
cash back, points or miles on purchases.
These cards are the least
flexible for rewards, but they offer extra perks such as early boarding on flights, late checkout at hotels, free companion tickets and free checked bags, which are all typically unavailable with generic travel cards or
cash back cards.
These cards are the least
flexible for rewards, but they offer extra perks such as early boarding on flights, late checkout at hotels, free companion tickets and free checked bags, which are all typically unavailable with generic travel cards or
cash back cards.
Finally,
cash back rewards are the most
flexible and straightforward to understand.
Bottom Line:
Cash back is the most flexible reward you can earn so you can't go wrong having a cash back card in your wal
Cash back is the most
flexible reward you can earn so you can't go wrong having a
cash back card in your wal
cash back card in your wallet.
It's probably not the best rewards program out there (points programs are notorious for being worth less than straight
cash back programs), but it's a good points program, and it's
flexible and easy to use.
Airline cards are also less
flexible, though they can be optimized while
cash back rewards, for the most part, can't be.
That basic formula makes
cash back credit cards the easiest to understand of the three main types of rewards credit cards, and the type that delivers the most
flexible of perks — since nothing is more universal than
cash.
Another point in favor of
cash back over airline miles has to do with how
flexible these type of rewards tend to be.
However, if you withdraw
cash from a
flexible ISA that you have paid in during the current tax year, you can pay it
back in (as subscription) to any type of ISA, including your Stocks & Shares ISA with us.
You may be thinking, «Wait, I know that redeeming
flexible points like Starpoints, American Express Membership Rewards points, Chase Ultimate Rewards points, etc. can be tricky, but we're talking about a
cash back card here.
That's not the only reason those points are
flexible; you can also redeem your UR points for
cash back (at 1 cent per point) or redeem them for travel through Ultimate Rewards (at 1.25 cents per point value).
Besides allowing you access to
flexible funding, the best business credit cards offer starting bonuses and other incentives, like
cash back, points or miles on purchases.
The points are
flexible, which means they can be redeemed for
cash back or for travel through the Chase travel portal, or transferred to a number of hotel and airline partners.
Another more
flexible charity credit card is the Charity Charge World Mastercard which allows cardholders to earn 1 %
cash back on purchases for any nonprofit in the country.
These points are
flexible — redeem them for
cash back, travel, brand - name merchandise, gift cards, and even charitable donations.
There's nothing more
flexible than
cash, but members only earn 1 %
back on the majority of their purchases.
Not only do they provide credit, you can also find benefits such as
cash back, rewards,
flexible payment terms, separate tracking for business expenses, and more!
The Gemstone Collection offers a
flexible ICICI Bank
Cash Back Rewards program.
Of all the credit card rewards, points are generally the most
flexible, offering redemption options that include those of
cash back rewards — i.e., a statement credit or bank deposit — as well a range of other options, like travel expenses, merchandise, or special events or experiences.
Orchard Secured MasterCard Orchard 2 %
Cash Back Tribute Gold Card Imagine Unsecured Credit Card Discover Tropical Student Discover Clear Discover Classic Citi Platinum Select Citi mtvU Platinum Select Visa Card Citi Student Driver's Edge Citi Dividend Chase Universal Chase
Flexible Citi Driver's Edge Chase Perfect Card Discover Gas Card Blue from American Express American Express Delta Rewards Bank of America MilesEdge Bank of America Efectiva Visa Bank of America Money Return Bank of America Power Rewards
We Fools like this credit card for its generous,
flexible cash -
back rewards rate, $ 0 annual fee, and lengthy 0 % intro APR offer.
In this case, you should look at cards that offer more
flexible points currencies and / or
cash back.
If you don't mind doing a little research and being
flexible with your travel plans, you can easily get more value for your points or miles if you use them for travel rewards instead of getting
cash back.
My personal take is to go with the popular
cash back credit card — they are usually the most
flexible, and you'll get rewards
back in
cash, which is also the most
flexible set up.
If you take out a
flexible cash loan with Wizzcash at # 200, you would pay the # 200 plus the # 103 in interest, paying
back in 3 monthly instalments of # 100.94.
Furthermore, the Chase Sapphire Preferred ® Card has more
flexible point redemption options, including the ability to receive
cash back and transfer points to airlines at a 1:1 value.
With this card, you'll earn
flexible rewards that are good for both travel and
cash back — and all without paying an annual fee or foreign transaction fees.
Perks include a $ 0 annual fee, a 0 % intro APR, and
flexible cash -
back rewards up to 5 % on purchases.
The Chase Ultimate Rewards program is widely considered to be one of the most
flexible rewards programs, with redemption options that include
cash back, gift cards, merchandise, and travel.
If you want a more
flexible approach to
cash back, the Chase Freedom Unlimited ® earns unlimited 1.5 %
cash back on all purchases instead of high - reward bonus categories.
For those who don't shop at Costco enough to make the limited rewards worthwhile, just about any other unlimited 2 %
cash back card will give the same return on Costco purchases, and the rewards will be more
flexible.
The investor earns money from the interest charged for the loan and the borrower receives
cash fast and pays
back the loan within
flexible terms.
This is also a segue to the fact that I prefer getting
cash back, which is something that the Ultimate Rewards program is
flexible enough to support.
Sign - up bonus,
cash back and rewards programs — A credit cards sign - up bonus and rewards program is assessed with a focus on convenience, as well as balancing
flexible redemption options with a high rewards rates.
You'll also need to consider how you're most likely to use your rewards, namely if you want
cash back, travel rewards, or
flexible points.
The Discover it Miles card is more
flexible, allowing you to get
cash back on your statement or into your bank account, but redemption values are one cent per mile.
The points are
flexible, which means they can be redeemed for
cash back or for travel through the Chase travel portal, or transferred to a number of hotel and airline partners.
Depending on what other rewards cards you carry in your wallet, you might want to go with those options to earn
flexible bank points, airline miles or
cash back.