FHA - approved lenders impose fewer bad credit «add - ons», and they offer more
flexible loan to value ratios and smaller down payment requirements.
Not exact matches
While some lenders often turn away borrowers with low credit scores and high
loan -
to -
value ratios, borrowers who have trouble refinancing their home
loans often find FHA mortgage lenders have more
flexible guidelines.
Low - income programs typically involve
flexible debt -
to - income or
loan -
to -
value ratios, eased credit standards, or reduced fees and points.
These mortgages allow consumers
to buy more home — either through a traditional 2 percent stretch, which adds energy savings
to income
to qualify buyers for 2 percent more debt, or through
flexible loan -
to -
value ratios of up
to 100 percent of home
value.