This is one of the few cards that offer
a flexible point transfer program without an annual fee.
These flexible point transfer programs have been increasing in popularity as consumers want more flexibility and freedom to choose which airline to fly when redeeming their rewards.
Not exact matches
Some rewards
programs — such as Chase's Ultimate Rewards and Amex's Membership Rewards — are even more
flexible and allow you to
transfer points to airline and hotel loyalty
programs.
If you are looking for premium travel, the best use of Citi ThankYou
points is as a
transfer to Cathay Pacific or Singapore Airlines, the two most
flexible and powerful airline
programs connected to ThankYou rewards.
Though you can't earn as many
points using the Chase Sapphire Preferred ® Card as you would through the Hyatt Credit Card, Ultimate Reward
points are more
flexible, and can be
transferred to a number of different
programs.
It also has a
flexible rewards
program that offers a variety of ways to redeem
points and allows you to
transfer points to other reward
programs.
Some rewards
programs — such as Chase's Ultimate Rewards and Amex's Membership Rewards — are even more
flexible and allow you to
transfer points to airline and hotel loyalty
programs.
Singapore Airlines is a
transfer partner of all 4 major
flexible points programs:
Lindsay, as Dan mentioned, cards that earn specific miles or hotel
points keep them in that
program, whereas AMEX Membership Rewards and Chase Ultimate Rewards are
flexible programs that hold
points that you can
transfer out to various airline and hotel partners.
Even if you don't fly British Airways often (or ever) and don't have an Executive Club account, it's still advantageous to take advantage of these short distance awards using
points transferred from a
flexible rewards
program.
Points can be
transferred between frequent flyer
programs, allowing members to use them toward flights on nearly every airline and / or at hundreds of hotels around the world making the American Express Membership Rewards
programs one of the most
flexible programs available.
With
programs changing their partners and
transfer rates at different times throughout the year, it can be difficult to know what your best
flexible point transfer options are at any one time.
Hot Tip: Membership Rewards ® is a great
flexible rewards
program that allows you to
transfer your
points directly participating airline and hotel partners.
We're always happy to see
programs adding value by increasing the number of
transfer options, and we look forward to seeing which airlines and hotels these
flexible points programs will add next.
Starwood also allows its Starpoints to be
transferred to many airlines, so it's often considered a third «
flexible»
points program.
If you are looking for premium travel, the best use of Citi ThankYou
points is as a
transfer to Cathay Pacific or Singapore Airlines, the two most
flexible and powerful airline
programs connected to ThankYou rewards.
The
points are not
flexible and can not be
transferred to any other
programs.
Ideal for smaller businesses and frequent fliers, the Blue Business Plus card stands out from the competition by offering a solid 2 -
point bonus on every purchase, a
flexible credit limit and a
transfer program that lets you pool your rewards with other travel loyalty
programs.
It also offers a uniquely
flexible transfer policy that lets you
transfer your Membership Rewards
points on a one - to - one basis to a wide variety of frequent flier and hotel loyalty
programs.
Another highlight is the ability to earn Chase Ultimate Reward
points, which are one of the most valuable and
flexible travel reward
programs available, giving you the opportunity to
transfer to select air and hotel loyalty
programs at a rate of 1 to 1.
This will be easiest to do with miles or
points you've earned in the airline
program through a co-branded airline credit card or
transferred from a
flexible rewards
program directly to the airline.
Its key benefits are (1)
points you can
transfer to a variety of loyalty
programs when and if you need them and (2) a
flexible 2X bonus on
points earned for travel and dining and restaurants.
Also, consider «
flexible»
points, such as through SPG — which allow you to
transfer miles to almost any airline
program on a 1:1 basis with a 5,000 bonus for every 20,000 miles
transferred.
Also, remember to take into account the
transfer time of your travel rewards cards
points if you are
transferring from
flexible point programs.
While Starwood Preferred Guest
points are very
flexible and can be
transferred to over 30 different frequent flyer
programs, the miles and
points you earn with Delta and Hilton are much more restricted.
It has a $ 95 annual fee that is waived the first year and earns
points in the
flexible Membership Rewards
program, which has 17 airline and three hotel
transfer partners.
But less
flexible than the Citibank Premier Miles card that allows
transfer to more valuable
points like Singapore Airlines KrisFlyer
program!
When you own a
flexible rewards card, your
points can be more valuable by
transferring them out a loyalty
program.
The Membership Rewards
points you earn with the American Express Premier Reward Gold card can be
transferred to 17 frequent flyer
programs, making it the second most
flexible award
program.
You can avoid this fee, If your spouse has
points with a
flexible rewards
program (Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, Starwood Preferred Guest) that allows
transfer to the frequent flyer
program of your interest.
It's worth reiterating that both cards are part of the
flexible Ultimate Rewards
program, which allows you to
transfer points to seven frequent flyer
programs.
Most travel hackers take advantage of the loyalty
programs of foreign airlines through
flexible points currencies, like
transfers of Chase Ultimate Rewards
points to British Airways Executive Club Avios, American Express Membership Rewards
points to Singapore KrisFlyer, or Citi ThankYou
points to Air France KLM Flying Blue.
Citi ThankYou
points transfer over to a good number of other loyalty
programs (including Singapore Airlines) and they're a good,
flexible currency to collect.
Chase Ultimate Rewards has the fewest airline
transfer partners out of the four major
flexible point programs but it still manages to have a few useful ones.
AMEX Membership Rewards
points are very
flexible and can be
transferred one - to - one to Aeroplan or a bunch of other loyalty
programs.
The Business Green card is a lot more
flexible than the Gold Delta Business card since you can
transfer the
points to 16 frequent flyer
programs or simply buy travel through the Membership Rewards website.
Even if you don't fly British Airways often (or ever) and don't have an Executive Club account, it's still advantageous to take advantage of these short distance awards using
points transferred from a
flexible rewards
program.
The customer service is awesome (someone in Springfield, MO, picks up on the first or second ring every time), and the Ultimate Rewards
points are very
flexible and can be
transferred to many other hotel and airline
programs or even to another Chase customer.
Citi ThankYou: The ThankYou
program is the most
flexible, allowing any member to
transfer points to any other TY account.
The Sapphire Preferred not only offers a large enough bonus to pay for a free domestic flight soon after you acquire the card, it also offers a more
flexible transfer policy that lets you
transfer points on a one - to - one basis to other travel loyalty
programs.
It's a bit of a stretch to compare this
program with the others in this list but the SPG airline
transfer feature has always effectively made it a
flexible point program.
Add the
flexible transfer opportunity of Marriott Rewards
points to the SPG Rewards
program and the card becomes a no - brainer.
This task becomes exponentially more complex when you're trying to redeem reward
points in a
flexible program that allows
transfers to multiple airline partners.
It's also worth noting, in addition to the value that each
program offers, Singapore Airlines and Flying Blue (Air France / KLM) are
transfer partners for all 4
flexible points currencies.
On the flipside, they aren't in an airline alliance and SPG is the only
flexible points program that
transfers to Alaska Airlines.
Transfers from the other flexible points programs will likely be faster than SPG transfers
Transfers from the other
flexible points programs will likely be faster than SPG
transferstransfers as well.
Similar to
transferring points to airline partners in other
flexible point currencies like Amex Membership Rewards, you'll need to select the
transfer partner and enter your loyalty
program membership details.
Or, for those of you short on American Airlines miles, SPG is the only
flexible points program with American as a
transfer partner.
Why We Like It: Starpoints ® are valuable and quite
flexible, meaning this hotel - branded card is good for a lot more than just earning free hotel stays — like free flights since you can redeem your
points with more than 150 airlines or
transfer your
points directly to one of about 30 frequent flyer
programs (
transfer 20,000 Starpoints ® and receive 5,000 bonus
points).
Points from all 3
flexible travel
programs transfer to British Airways and Chase also offers its own credit card (British Airways Visa Signature Card) with a good sign up bonus.