Sentences with phrase «flexible premium policies»

Note that this would yield the same result as where it is possible to set both death benefits and premium payments exactly equal — in flexible premium policies.

This is generally a flexible premium policy where the policy owner can pay a minimum premium.

Survivorship Incentive Life Legacy: A flexible premium policy that provides protection, as well as the ability to invest in the makeup through its variable investment options.

Flexible premium policy or annuity: A life insurance policy or annuity contract that allows the amount and frequency of premium payments to be varied.

The Life Step UL is a flexible premium policy that provides lifetime guaranteed coverage with necessities for guaranteed cash values.

Variable universal life is a variation of the flexible premium policy that allows for cash value to be allocated in equity accounts similar to mutual funds.

This is a flexible premium policy that offers the opportunity for lifetime insurance protection, as well as the potential accumulation of cash value via the allocation to a select account and / or a fixed account within the policy.

Not exact matches

A universal life insurance policy offers permanent life insurance with flexible premiums.

Universal life insurance policies are the only permanent policies that have «flexible premiums», meaning you can use the policy's cash value to make payments.

Universal life insurance is a flexible type of permanent life insurance policy in which the death benefit and premiums can be adjusted as your circumstances change.

The major policy announcement on free school meals was the obvious move in this direction — as well as being a sop to middle class voters who lost out after cuts to child benefit — but Nick Clegg's speech is full of references to policies which help in day - to - day life: the pupil premium, flexible parental leave, free childcare, a cap on social care costs.

Universal life insurance policies are the only permanent policies that have «flexible premiums», meaning you can use the policy's cash value to make payments.

This policy accumulates cash value and has flexible payments.Changes to Universal Life Insurance premiums may cause the policy to become underfunded and potentially lapse.

The policy should be flexible enough to allow you to choose the tenure, the sum assured and the means by which you want to pay the premium annually or half yearly.

Variable Universal Life is similar to the Variable Life policy, but offers flexible premiums instead of fixed premiums.

Variable Universal Life (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium payments.

Not only does the single premium option eliminate one of the core benefits of a universal life insurance policy — flexible payments — but you need to confirm if this policy will be a modified endowment contract.

If you work on commission and certain times of the year are much better than others, you may want to consider the flexible premium options available with an IUL policy.

Survivorship Builder is a flexible premium indexed universal life insurance policy that covers two lives under a single policy.

Therefore, these policies are sometimes referred to as flexible premium variable life insurance.

Whole life insurance policies don't offer the flexible premiums of variable universal life insurance policies.

Banner's term life insurance policies offer flexible coverage with lower premiums than many competitors.

Simply put, some companies are more flexible than other when it comes to premium design, paid up additions and structuring a policy that suits your goals.

• Flexible premium You control the amount and frequency of payments and have the option to make additional premium payments, subject to the policy agreement.

These policies generally offer flexible premiums along with the opportunity to participate in market gains.

Universal Life Insurance is a flexible life insurance policy that combines the benefits of permanent life insurance protection and cash value accumulations with the convenience of adjustable premiums and payment schedules.1 And, within a Universal Life Insurance policy, cash value accumulations grow tax - deferred at competitive interest rates.

Flexible Premium Policy: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium payPolicy: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium paypolicy in which the policy owner may vary the amount or timing of premium paypolicy owner may vary the amount or timing of premium payments.

Adding complexity to the way universal life insurance works is the fact that this type of coverage offers flexible premiums — as in, the amount you pay into your policy can fluctuate from year to year.

Whether you're looking for individual health insurance for the first time, a more flexible and comprehensive health plan, or if your policy term is up and you're looking for better premium rates, the best way to shop for a Delaware health insurance quote is to use a reliable online referral service, like NetQuote.

Universal life policies are also flexible in regard to premiums and face value.

Flexible Premium Variable Life Insurance: A type of permanent life insurance policy in which the policy owner may vary the amount or timing of premium payments.

IncentiveLife Legacy ® III is a flexible premium variable universal life insurance policy designed to provide cash to your beneficiaries upon your death so that they may use it to help preserve their quality of life.

Incentive Life Optimizer ® II a flexible premium variable universal life insurance policy, is issued by AXA Equitable Life Insurance Company, New York, 10104, and is co-distributed by AXA Advisors, LLC (member SIPC) and AXA Distributors, LLC.

New York Life Legacy Creator (SPVUL) is a flexible, single premium variable universal life insurance product that offers death benefit protection and the potential for tax» deferred cash value accumulation through policy investment options.

These policies do not engage is market risk and the premiums are generally NOT flexible, so there is little doubt that the policy will be funded properly if all premiums are paid.

IncentiveLife Legacy ® III, a flexible premium variable universal life insurance policy, is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey City, NJ.

Another important difference between dividend paying whole life policies VS universal life policies is that the former is a «fixed premium policy», whereas universal policies are known for offering flexible premium payments.

Sagicor's Fixed Indexed Universal Life (FIUL) is a flexible - premium, universal life insurance policy that may be the perfect choice for protecting your dreams while it helps you to achieve your long term financial goals.

There are several types of annuities but they can be generally categorized according to how the annuity is purchased (simple or flexible premiums); when the annuity payments begin (immediate or deferred); and how the policy value is invested (fixed or variable).

Universal life insurance policies offer flexible premiums that may allow you to adjust how much you'll pay each year by accessing some of the policy's cash value (though you will need to pay the minimum premium amount or the policy will lapse).

These policies have flexible payments options and some premiums can even be deducted from Centrelink benefits.

A flexible - premium universal life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, so you can participate in the upside potential of the equities markets with built - in guaranteed downside protection.

Universal Life provides flexible premium payments, based on policy minimums, so you can make more, or less, premium payments.

A flexible - premium, cost - effective life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

A universal life insurance policy has flexible premiums, due to the fact that premiums are paid into a cash account that pays a higher rate of interest.

A flexible - premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

The premium you pay can remain the same and is guaranteed for the life of the insurance policy, or can be more flexible.

These investment options are intended to be sold to certain asset allocation portfolios and to separate accounts of Transamerica Life Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance policies.

Simply put, some companies are more flexible than others when it comes to premium design AND «paid up additions» (which is adding cash value to your policy) and structuring a policy that suits your goals.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.