So there's
a flood exclusion in your policy, and you're worried about what that means when a pipe breaks, or when the sprinklers go off.
Not exact matches
While no Texas renters insurance
policy will cover
flood in terms of water moving along the ground, you need to be aware of wind
exclusions.
The court also upheld State Farm's
flood exclusion as applying to hurricane storm surge, and said that the anti-concurrent cause language
in State Farm
policies overturns a common law doctrine of property loss causation called «efficient proximate cause.»
While no Texas renters insurance
policy will cover
flood in terms of water moving along the ground, you need to be aware of wind
exclusions.
Broad insurance covers perils named
in a
policy while «all risks» or comprehensive insurance provides coverage for most perils except named
exclusions such as
flood, earthquakes, and deterioration.
Typical
exclusions in a standard home insurance
policy include
floods and earthquakes.
Here we explain what
flood insurance companies typically cover
in a
policy, the
exclusions and limitations to beware of, and whether you... Read More
If, however, the
flood causes a fire, explosion, or theft, those subsequent losses generally have coverage carved back for them
in the same section of the
policy as the
flood exclusion.
Most homeowners and renters
policies specifically list
flooding under coverage
exclusions,
in fact.