Guaranteed universal life insurance is a product designed for those looking for more affordable permanent life insurance options with less
focus on cash value accumulation.
While these other types do offer a death benefit that can be guaranteed by a rider in many cases, they primarily
FOCUS on cash value accumulation within the policy that varies as follows:
Income Advantage is
focused on cash value accumulation, rather than death benefit.
The latest IUL offering form Minnesota Life
focuses on cash value accumulation and provides accelerated underwriting life insurance innovation with the company's WriteFit Underwriting.
Not exact matches
For our Pacific Life Insurance Company review we will
focus our attention
on the company's indexed
cash value accumulation product called the Pacific Indexed Accumulator 5.
The 3 TYPES of NON-GUARANTEED UNIVERSAL LIFE are
focused on ways to maximize
cash value accumulation as follows:
This type of universal life insurance
focuses LESS than other types of permanent life insurance
on cash value accumulation and MORE
on securing a permanent death benefit.
Particularly when we are
focused on a death benefit, rather than
cash value accumulation, a relatively small sum of money can purchase a large death benefit.
Lets discuss two of the most popular, one with
focus on pure protection and one with
cash value accumulation.
Guaranteed Universal Life — is a permanent life insurance product that
focuses more
on pure protection rather than
cash value accumulation.
You can choose from several different plans and you can configure your policy to
focus on either the death benefit or the
cash value accumulation.
The 3 TYPES of NON-GUARANTEED UNIVERSAL LIFE are
focused on ways to maximize
cash value accumulation as follows:
This type of universal life insurance
focuses LESS than other types of permanent life insurance
on cash value accumulation and MORE
on securing a permanent death benefit.
For our Pacific Life Insurance Company review we will
focus our attention
on the company's indexed
cash value accumulation product called the Pacific Indexed Accumulator 5.
Particularly when we are
focused on a death benefit, rather than
cash value accumulation, a relatively small sum of money can purchase a large death benefit.
Therefore, these types of policies will place a
focus on the
accumulation of the underlying
cash value.