Sentences with phrase «focus on their credit rating»

Too often, my clients focus on their credit rating only, instead of their full financial health.

Not exact matches

Barrick is in a stronger position now to focus on growth opportunities following two credit upgrades from rating agencies in the first quarter of the year.

After all, it is counterproductive to neglect your company's credit rating in favor of focusing on business outreach and development as that action would be hypocritical given that damaging the company's credit score would be detrimental to progress.

If you can leave this decade with minimal debt, you're in good shape — focus on paying off your highest interest rate debt, and your credit card balances monthly.

Heavy earthmoving equipment supplier Emeco Holdings has shrugged off a credit rating downgrade from Fitch Ratings, with managing director Ian Testrow saying the market should focus on the big picture of the company's merger and restructuring plan.

However, if one focuses on the resulting growth of credit over the recent period or the movements in long - term interest rates, the effects are less concerning.

They are buying at the top end of the market, focusing on top credit tenants and top locations, and they are willing to pay aggressive cap rates to acquire those assets, he adds.

Most people focus on consolidating unsecured debt, such as credit card debt and payday loans, because of the higher interest rates that are charged on these types of debt.

In 2017 we've focused closely on bringing bitcoin's value to bear on the problems of high - value payments, which are often subject to slow bank transfer times or high processing fees and fraud rates with credit cards.

Against this background, our S&P Global Ratings» seminar will focus on key issues that drive the outlook for Nigeria's economy, financial markets and credit rRatings» seminar will focus on key issues that drive the outlook for Nigeria's economy, financial markets and credit ratingsratings.

S&P Global Ratings senior analysts will share their views, answer questions and engage in discussions focused on State and Local Government credit trends and outlooks for 2018.

We focused on the two dominant macro factors — credit risk and interest rate risk — and how holding these factors together provided diversification benefits because of their historically low to negative correlation.

These differences are the speed; forgiving credit assessments, higher rates, and focus on smaller loans.

If you are looking for a small business credit card, you'll probably focus on the benefits and rewards you can earn, as well as the annual fee and interest rate you'll pay.

For example, investors might use the iShares iBoxx $ High Yield Corporate Bond ETF (HYG) to gain access to greater credit risk through an ETF focused on bonds rated BB and B, and the iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD) to gain access to less credit risk through an ETF focused on bonds rated A and BBB.

If you have several loans and credit cards, focus on the debt with the highest interest rate first.

Interest rate sensitivity often is reduced through hedging, or through security selection where the focus may be on floating - rate securities (such as Structured Credit).

Debt avalanche: When following this debt repayment method, you want to focus your efforts on the credit card that is charging the highest interest rate first.

While traditionally, we viewed higher - income consumers as using credit cards as a transaction channel, thereby being more focused on rewards and lower - income consumers using cards as a loan channel, carrying a balance and being more focused on rate.

If you have more than one credit card balance, you may decide to make minimum payment on the card balance with less interest rate while you focus on paying off the one with higher interest rates.

Caution was served by keeping giveaways to a minimum, but the giveaways that were unveiled were almost exclusively focussed on the «compassionate Conservatism» agenda: support for Universal Credit claimants, a small boost to the living wage, bringing forward business rate changes, some extra money for the NHS.

As a Southampton Town Board member, Ms. Fleming says she's helped to eliminate a budget deficit, thereby restoring the town's credit rating; focused on proper staffing and controls in the town finance department; and spearheaded economic initiatives such as the Farm Fresh Market in Flanders, which is run by teenagers and sells local produce, and the Youth Build Project in Riverside, which teaches young people about sustainable building methods while restoring blighted homes.

In the autumn statement, usually a preview of what the next year's Budget will contain, the chancellor emphasised the need for rapid deficit reduction, as well as a focus on supply side economic policies like low interest rates and tax credits.

- # 20bn of credit easing; an unprecedented focus on non-bank sources of finance; ultra-low interest rates.

The report focuses on four rental categories: Market Rate Apartment Complexes (20 + units), Tax Credit Apartment Complexes, Other Market Rate Apartments (1 - 19 units), formerly «Multi-Family Units,» and Subsidized Housing.

And under ESSA, states appear to be making their accountability systems both clearer and fairer: clearer by using A — F grades, five - star ratings, and the like; and fairer by focusing much more heavily on student - level growth, which credits schools for the progress that all kids make while under their tutelage.

The Great Lakes TURN conference will feature the following at a discounted rate: BARR representatives sharing success in reducing drops outs and focusing on 9th graders success toward completing credits needed for graduation.

«Our focus is on the fair - lending risks created by policies that allow dealers the discretion to mark up each consumer's buy rate after the lender has underwritten the consumer's loan application and has taken credit scores into account.»

Because of the particularly high interest rates that many credit cards carry, financial advisors recommend focusing on paying down this debt before other types of loans.

If you have more than one credit card balance, you may decide to make minimum payment on the card balance with less interest rate while you focus on paying off the one with higher interest rates.

The active investment approach combines top - down analysis to respond to interest rate changes with bottom - up research focusing on security structure and credit ratings

If you are are someone who revolves a balance credit card debt, focus on cards that offer low interest rates (especially on balance transfers)-- and put a stop to new charges.

The credit bureaus are always focused on you and your FICO ® credit score, credit report, and credit rating.

The Fund's active investment approach combines top - down analysis to respond to interest rate changes with bottom - up research focusing on security structure and credit ratings.

Instead of focusing on one or two categories, the Capital One ® Venture ® Rewards Credit Card gives 2x miles on all purchases, which effectively works out to a 2 % rewards rate on all purchases.

Investment approach combines top - down analysis to respond to interest rate changes with bottom - up research focusing on security structure and credit ratings

First, since your credit utilization rate is an important factor in the calculation of your credit score, focus on paying down and ultimately paying off your debt by not adding any new debt to your credit cards.

If absolutely necessary, emergency funds may need to come from debt, a credit capacity, focus on building credit to leverage lower rates for living expenses eventually needed.

It will help you to make better decisions and give you the energy to focus on bringing in more income and coping with the stress that you are currently under, not to mention the positve effects it can have on your credit rating, debt recovery, FICO ® credit score, and credit report.

Most people focus on consolidating unsecured debt, such as credit card debt and payday loans, because of the higher interest rates that are charged on these types of debt.

Credit unions provide the same products and services as other financial institutions, but are focused on returning their profits to their credit union members by providing better services, better rates, lower fees and exclusive credit union member discounts with Love My Credit Union ReCredit unions provide the same products and services as other financial institutions, but are focused on returning their profits to their credit union members by providing better services, better rates, lower fees and exclusive credit union member discounts with Love My Credit Union Recredit union members by providing better services, better rates, lower fees and exclusive credit union member discounts with Love My Credit Union Recredit union member discounts with Love My Credit Union ReCredit Union Rewards.

As such, to prepare for rising rates, you may want to seek a potentially better balance of risk and reward by focusing on credit exposure.

Right now, there are rumors that the French credit rating could be downgraded, and there is a great deal of focus on bank stability and sovereign debt issues in Europe.

We believe SLM's underwriting is strong and has improved by using higher credit scores, having more loan co-signers, and focusing on schools with higher graduation rates.

Some credit cards are designed specifically to have low interest rates, while ones that focus on providing consumers with rewards tend to have higher APR..

To mortgage a house, banks often require down payments that are around 10 % of the total amount depending on your credit score, ability to repay and other important factors.The information below consists of the difference between fixed and adjustable rate mortgages, what mortgage rates are indexed to, the benefits and downsides to long or short term mortgages, how to prepare your finances to buy a home, how to successfully afford your mortgage, how often people move and have to switch mortgage terms around, incentives for buying, risks associated with home ownership and trivia facts that are focused on home mortgages.

When your credit rating needs a boost, focus on paying off your debts first.

If you do carry a balance regularly, you have no business getting a rewards credit card as the interest rates are usually way higher than normal and you should be focusing on getting out of credit card debt first and foremost.

Our promotional rate was about six months from expiring, so we focused our attention on the credit card debt.

We focused on the two dominant macro factors — credit risk and interest rate risk — and how holding these factors together provided diversification benefits because of their historically low to negative correlation.