Your first home or a larger one for a growing family usually involves complete
focus on accumulation of down payment and meeting criteria for financing the chosen property.
Since the goal of financial independence and retiring early started changing from a distant dream to a distinct possibility, I have
focused on the accumulation of funds.
Well, I'm not so
focused on the accumulation side — more on the what you really need side.
Traditional financial advisors
focus on the accumulation of assets and often have little knowledge about drawdown strategies.
Sometimes it looks to me as if some of my brothers and sisters in the current generation of elders are so singlemindedly
focused on the accumulation of wealth and power, in feathering their own gigantic nests, exchanging secret handshakes in exclusive clubs, flying private jets, sailing yachts and visiting exotic hideaways, that they have forgotten how human life depends upon Earth's limited resources and frangible ecosystem services for its very existence.
Thus, to forecast survival we need to
focus on the accumulation zone, not just the terminus.
Because of it's hyper
focus on accumulation and retirement planning, Allianz Life isn't like most other life insurance carriers.
With
a focus on accumulation and leverage, EquiTrust's life insurance products are aligned to help consumers utilize their current cash or cash flow for growth into the future.
Therefore, these types of policies will place
a focus on the accumulation of the underlying cash value.
An emerging perspective
focuses on the accumulation of interacting dysregulations in multiple physiological systems that compromise the systems» abilities to respond flexibly to stressful circumstances.
Not exact matches
For most of their lives, retirement savers (and their brokers and advisers)
focus on asset
accumulation.
The viewpoint is catching
on with advisors and consumers, but retirement research is still largely
focused on the notion that individuals need to find a safe withdrawal rate for their retirement and then use that as a barometer to compute a wealth
accumulation target in order to fund their desired retirement spending.
Focusing on the distribution of DNA gains and losses, relationships to important structural features and potential impact
on biological processes, we found that in autosomes, DNA gains and losses both followed separate lineage - specific
accumulation patterns.
For the past two decades, researchers in Alzheimer's disease (AD) field have
focused on the neurotoxicity associated with Aβ peptide production and
accumulation.
The Kaufman lab is
focused on understanding the fundamental mechanisms that regulate protein folding and the cellular responses to the
accumulation of unfolded proteins within the Endoplasmic Reticulum (ER).
The retirement industry (financial advisors, plan sponsors, asset manager and index providers) can help participants by creating products and services that
focus on retirement income rather than just wealth
accumulation.
DC plans today are not like yesterday's supplemental, savings - oriented plans and the more we rely
on these plans to provide a true retirement, the more we may also change our
focus from wealth
accumulation to a different goal such as an income - oriented goal.
The second centers
on whether there are retirement income - oriented investment strategies that can serve participants better than traditional strategies, which typically
focus on capital
accumulation.
For our Pacific Life Insurance Company review we will
focus our attention
on the company's indexed cash value
accumulation product called the Pacific Indexed Accumulator 5.
As with the other types of life insurance offered by John Hancock, the company's survivorship life insurance is available as either a product
focused on protection or
accumulation.
While these other types do offer a death benefit that can be guaranteed by a rider in many cases, they primarily
FOCUS on cash value
accumulation within the policy that varies as follows:
We recognize that it is just one piece of your financial plan and should be a most cost effective option allowing you to
focus on debt reduction and wealth
accumulation strategies.
Our
focus on these top whole life insurance companies is
on the cash
accumulation feature, more so than the death benefit.
The 3 TYPES of NON-GUARANTEED UNIVERSAL LIFE are
focused on ways to maximize cash value
accumulation as follows:
This type of universal life insurance
focuses LESS than other types of permanent life insurance
on cash value
accumulation and MORE
on securing a permanent death benefit.
Income Advantage is
focused on cash value
accumulation, rather than death benefit.
They offer a fair product for wealth building strategies
focusing on cash
accumulation and are a good company with a stable outlook (A rating with A.M. Best).
Two rules can extend the longevity of your money: first, stay
focused on tax - efficient
accumulation and growth in pre-retirement; then vigilantly shelter capital from tax with accurate, tax - efficient withdrawal and transition strategies.
The study found that the index series is a fitting benchmark for TDF strategies that are designed to be used throughout both the
accumulation and decumulation period, and that
focus on reducing fluctuations in expected retirement income and consumption.
So there's no rush, but I suspect 2017 - 2019 may finally be the perfect
accumulation period for a balls - to - the - wall generational bet
on natural resources... with the prudent version of this bet being
focused on picks & shovels providers, which should be less dependent
on timing / leverage & even offer the opportunity to own a great business or two.
While the 401 (k) industry has spent the past two decades training American savers to
focus on asset
accumulation, the 403 (b) market was created with an eye toward providing a stream of income in retirement.
Focusing on a «safe withdrawal rate» and then deriving a «wealth
accumulation target» to achieve by the retirement date is the wrong way to think about retirement planning.
The new FIAs seem to
focus solely
on the
accumulation strategies of the one - year index call options, and the ability to get your money back in a few years if you don't like the product.
Particularly when we are
focused on a death benefit, rather than cash value
accumulation, a relatively small sum of money can purchase a large death benefit.
Moving from
accumulation to decumulation requires a radically different mindset but it's arguable the vast majority of financial advisers are more
focused on the former than the latter (perhaps because they themselves are still accumulating!).
The nutrition in this food is of high quality and
focuses on reducing tartar
accumulation on your dog's teeth as well as a big plus.
Ryan, You're right — which is why prudent frequent flyer mile
accumulation strategies dictate that you
focus your
accumulation efforts
on a specific travel goal; that way you're not sitting
on a big pile of miles that you're saving for a rainy day, which then get devalued.
This ultra-relaxing massage
focuses on the stress
accumulation zones to provide blissful release.
You will quickly find that the culture has a
focus on family and fun, rather than
on consumption and wealth
accumulation.
Since the late 1960s, British artist Phyllida Barlow has
focused on the physical experience of handling materials, which she transforms through layering,
accumulation and juxtaposition.
With Erased de Kooning Drawing (1953), Rauschenberg set out to discover whether an artwork could be produced entirely through erasure — an act
focused on the removal of marks rather than their
accumulation.
Her research
focuses on the role played by the processes of
accumulation and deaccessioning in the formation and mobility of collections.
With a particular
focus on the experience of British Muslim women, the exhibition is «an
accumulation of several narrative threads drawing together intimate conversations between the artist and her two sisters, ominous animated visions of a metamorphosing body, e-learning training
on Prevent and staged, performed gestures.»
The study
focused on modeling frost and snow related land surface processes, such as frost churning, palsa mires and snow
accumulation sites.
Tom Knutson of NOAA
focuses on the possible long - term effects - well into the century - of greenhouse gas
accumulation on hurricanes and typhoons.
Observation of a precipitation map (
focused not
on the outer margin, but
on the
accumulation zone of the ice sheet) indicates that highest
accumulation rates, over 40 cm per year, extend along the western side of the ice sheet to the southeast quadrant of the ice sheet.
Oil and coal companies and their shills
focus on denying the larger question, to postpone the inevitable attribution of harm and need for lifestyle changes for as many news cycles (and personal fortune
accumulations) as can be.
Lets discuss two of the most popular, one with
focus on pure protection and one with cash value
accumulation.
The latest IUL offering form Minnesota Life
focuses on cash value
accumulation and provides accelerated underwriting life insurance innovation with the company's WriteFit Underwriting.
Further, a properly structured participating whole life policy will
focus more
on cash
accumulation than death benefit, which allows for lower premiums and fees, and quicker cash
accumulation.