(but then again, they might) Like Big Habitat stated, most competitors might
focus on the bonus categories.
Not exact matches
While we have been
focusing on ways to earn points utilizing the
category bonuses on the card, we've been ignoring ways to earn points that are independent of these.
Depending
on your needs, you may want to
focus on cards with higher signup
bonuses to jump start your account, or you may want to look at cards that have extra
bonuses for particular spending
categories like travel, dining, or office supplies.
The Discover it ® Cashback Match ™ has a much higher rewards rate (5 %
on up to $ 1,500 in purchases per quarter each time you activate), though you'll have to
focus your spending
on rotating
bonus categories, like restaurants and gas stations.
On the other hand, The Business Gold Rewards Card from American Express OPEN focuses on trying to help the business owner earn as many points as possible by offering 2 - 3x bonus points in five different categorie
On the other hand, The Business Gold Rewards Card from American Express OPEN
focuses on trying to help the business owner earn as many points as possible by offering 2 - 3x bonus points in five different categorie
on trying to help the business owner earn as many points as possible by offering 2 - 3x
bonus points in five different
categories.
PNC card if you want: Simplicity, a higher cap
on bonuses or
bonuses focused in a couple of
categories
PNC card if you want: Simplicity, a higher cap
on bonuses or a
bonus focused in a couple of
categories
This article will
focus on that question in light of the new
bonus categories offered by the Platinum Card.
Note: There are other cards, including cash back cards, that will give good
bonuses on the
categories mentioned above — I'm
focusing on MR and UR in this part of the post.
While it's easy to
focus on the big perks offered by rewards credit cards, like sign - up
bonuses, free checked bags,
bonus categories for purchases, lounge access and outsized redemption values, there's one often overlooked benefit that can easily save you hundreds of dollars.
But my point is that we can get overly
focused on all these
category bonuses to the point where we lose sight of the fact that 3 - 4 cards in our wallet will probably suffice for 95 % of our everyday transactions.
Sure, their
category bonus structure is similar to other hotel branded cards which
focus on rewarding spend directly at their properties.
Since both cards have the sign - up
bonus and other features, I'm going to
focus on the Freedom
bonus categories.
That means cardholders spending heavily in
bonus categories may want to choose a
bonus cash - back credit card whereas cardholders with varied budgets may earn more overall cash rewards by
focusing on an all - around card that earn high, flat - rate cash back.
I threw away all my mileage cards a while ago and
focus on cash back now 2 % minimum, 3 - 5 %
on all
bonus category spend I can buy my own tickets in bz class and get 2x miles for the money
The Discover it ® Cashback Match ™ has a much higher rewards rate (5 %
on up to $ 1,500 in purchases per quarter each time you activate), though you'll have to
focus your spending
on rotating
bonus categories, like restaurants and gas stations.
The Blue Cash ® line of cards
focuses on providing cash back
on the everyday necessities with permanent (non-rotating)
bonus categories that provide extra cash back for the things we use the most.
If I were spending more than the $ 50,000 in some of the 5x
categories I'd think about it, but I am
focusing spend
on other cards to hit
bonuses / perks so I plan to let this one go.