Sentences with phrase «for guaranteed universal life policies»

If you are over age 55 you could qualify for their guaranteed universal life policy with coverage amounts up to $ 1 million.

If cash value is not necessary, you will really be a better candidate for a guaranteed universal life policy to age 120, which still provides lifetime coverage protection, but will accrue little to no cash value.

Monthly rates for a Guaranteed Universal Life policy with guaranteed rates and coverage until the age of 90 or later.

We decided to compare Frank's options for a guaranteed universal life policy until age 95.

Not exact matches

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for seniors.

No - lapse universal life policies have guaranteed premiums and death benefits — they are like term insurance for life.

Guaranteed universal life is arguably the most popular product for second to die because these policies are set up to offer an inexpensive permanent death benefit, which is a key part of the second to die policy appeal.

However, for long term estate tax planning for liquidity, a guaranteed universal life policy should be considered as minimum protection due to the rising cost of term insurance over a lifetime.

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for the elderly.

Guaranteed universal life insurance is the cheapest way for seniors to get permanent life insurance coverage, as policies typically have little to no cash value component.

New York Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Custom Universal Life Guarantee (NYL Universal Life Guarantee (NYL UL - Life Guarantee (NYL UL - CG).

Guaranteed universal life policies do not have an expiration date, and this makes for attractive estate planning tool... more about this later.

However, cash value accumulation isn't the usual emphasis of guaranteed universal life insurance, policies do allow for the accumulation of some cash value and allow you to access it.

For other universal life insurance policies, your internal rate of return will depend on whether the policy is guaranteed universal life, indexed universal life or variable universal life.

Above, we noted the advantage that any cash that DOES accumulate within a guaranteed universal life insurance policy, may be taken in the form of a loan and used for concepts such as infinite banking.

NYLIAC Instant Legacy ® 1 is a single - premium universal life insurance policy that can help leverage the money you have set aside for your heirs into a larger legacy through a Guaranteed Death Benefit.2

Whereas a term life policy offers a death benefit for a specific number of years (such as 10, 15 or 20 year term), guaranteed universal life offers death benefit coverage up to a certain age such as 90, 100 or even 121.

In reality, most people who are seriously considering a guaranteed universal life policy for securing a permanent death benefit should probably forget about the other types of universal life insurance and focus on a comparison with traditional whole life insurance.

Since you can choose how much coverage you need and there's a short medical exam, a guaranteed universal life insurance policy will be your cheapest option for covering funeral expenses.

At this point, I would be looking for special reserves established for secondary guarantees established for Term and Universal Life, and Variable Life & Annuity policies.

If you are looking for a very safe and stable product, whole life and universal life offer guaranteed minimum returns on investment, while a universal policy lets you alter your death benefits and premium payments if you need more flexibility.

Guaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for hGuaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for hguaranteed death benefit and premium payments while providing flexibility and stability for households.

Because it offers flexibility and a cash value option, guaranteed universal life insurance offers policy holders many possible ways to put the cash value and death benefit to work for them, some of which include:

Whether an applicant decides to go with whole life or guaranteed universal life, a couple of options worth exploring with an agent include possibly setting up a lifetime of guaranteed monthly income for beneficiaries or including a rider that gives a policy holder the ability to waive premiums if they become disabled and can't work.

Because guaranteed universal life insurance policies have become a popular financial protection and investment vehicle, many more insurance companies than ever now offer this as a product option for clients.

A flexible - premium universal life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, so you can participate in the upside potential of the equities markets with built - in guaranteed downside protection.

A flexible - premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

Many people opt for a guaranteed universal life insurance policy because of the low premiums and high death benefit.

With a Nationwide YourLife No - Lapse Guarantee universal life insurance policy, you can enjoy the fruits of your labor - and establish a lasting legacy for your loved ones.

Hi David — If it's pure death benefit and not cash value you're looking for, look at a guaranteed universal life insurance policy.

One way to do this is to buy a guaranteed universal life insurance policy for a specific amount.

The only way to maintain guaranteed level premiums and a level death benefits for life is to purchase whole life or a universal life policy with a guaranteed no lapse rider.

It would be better to purchase a universal life insurance or whole life policy that guarantees protection for life.

Policies that build cash value have their place, but if the main objective is to get the highest death benefit for the lowest possible cost then typically a universal life, or guaranteed universal life is the way to go.

Most of our clients seeking more than $ 100,000 in final expense coverage are good candidates for guaranteed universal life insurance policies.

However, if you need coverage for more than 30 years (past age 83) you might want to go with a guaranteed universal life policy instead.

The reason for this is quite simple it's because a no lapse universal life also known as guaranteed universal life offers the most affordable permanent life insurance protection with a guarantee that your policy won't lapse if you pay your premiums regardless of how the market is performing.

The premiums for guaranteed universal life insurance policies will be less expensive than whole life insurance, coverage amounts are flexible, and a guaranteed universal life insurance policy can be structured to provide final expense coverage up to age 90, 95, 100, and even 121 years of age.

For example, if you're looking for life insurance over 70, you can't buy return of premium at all, unless you use a Guaranteed Universal Life policy with return of premiFor example, if you're looking for life insurance over 70, you can't buy return of premium at all, unless you use a Guaranteed Universal Life policy with return of premifor life insurance over 70, you can't buy return of premium at all, unless you use a Guaranteed Universal Life policy with return of premlife insurance over 70, you can't buy return of premium at all, unless you use a Guaranteed Universal Life policy with return of premLife policy with return of premium.

For longer coverage, your only option at this point is a permanent life insurance policy, such as a guaranteed universal life.

With a guaranteed universal life policy this is coverage that can be structured to last for your entire life with a guarantee that as long as pay your premium the policy stays in force.

The reason for this is that unlike Whole Life policies, guaranteed universal life policies are not designed to build cash value, and the death benefit stays leLife policies, guaranteed universal life policies are not designed to build cash value, and the death benefit stays lelife policies are not designed to build cash value, and the death benefit stays level.

Or alternatively, if he is a healthy non smoker, he could purchase a guaranteed universal life insurance policy with a $ 350,000 death benefit for as little as $ 3,708 per year, which would generate an tax free, cash benefit of $ 350,000 upon his death.

Quality of Life Performer Plus: An affordable universal life insurance policy that can provide a guaranteed death benefit for 25 years or up to age 80 — whichever comes sooner — plus the opportunity for cash accumulatLife Performer Plus: An affordable universal life insurance policy that can provide a guaranteed death benefit for 25 years or up to age 80 — whichever comes sooner — plus the opportunity for cash accumulatlife insurance policy that can provide a guaranteed death benefit for 25 years or up to age 80 — whichever comes sooner — plus the opportunity for cash accumulation.

One of the best companies for a guaranteed universal life insurance policy is Protective Life Insurance Complife insurance policy is Protective Life Insurance CompLife Insurance Company.

A no - lapse guarantee universal life (UL) insurance policy to age 111 or 121 is one of the best if not the best policy of all the final expense options for a healthy senior.

I will say that if you're looking for a no - lapse universal life insurance policy, also known as a guaranteed universal life insurance policy — you should look at a different company at this point in time.

If what you need is more along the lines of a small payout that doesn't ever expire, then a guaranteed universal life insurance policy will be the best for you.