Couples interested in estate planning and those looking to help their heirs pay for estate taxes and other settlement costs often opt
for a survivorship life insurance policy.
To avoid inclusion in the insured's taxable estate, it is common
for survivorship policies to be owned in an irrevocable life insurance trust (ILIT).
Premiums
for survivorship life policies are almost always less expensive than if the same two people purchased separate permanent life policies.
It is easier to qualify
for a Survivorship policy, since two people are being insured, instead of just one.
In addition, you can get up to $ 2,000,000.00 in coverage
for a Survivorship Life Insurance policy, and Principal Life offers an excellent Indexed Universal Life product — both with Accelerated Underwriting.
We work to secure the maximum level of benefits available in your wrongful death claim and consider all options
for survivorship actions and exemplary damages.
Because the premium
for survivorship insurance is based on joint life expectancy, the cost is usually less (per thousand dollars of death benefit) than it would be for a policy covering either life alone — and significantly less expensive than buying two separate policies.
Do these studies take into account and correct
for survivorship bias?
Using data corrected
for survivorship bias, the scorecard shows the benchmarks outperformed the managers in at least 70 per cent of cases in almost all categories.
All backtests need to account
for survivorship by including all delisted stocks.
Yes, the data accounts
for survivorship bias and use the historical index composition.
(Couple qualifiers: The mural does not account
for survivorship - bias or style drift.
Today that fund has $ 112 billion in assets, and once you account
for survivorship bias, it has outperformed more than 90 % percent of its competitors over the last quarter of a century.
And how do you account
for survivorship bias, not only of companies, but of entire nations?
From a wide variety of wellness programs to a leading REACH
for Survivorship Clinic, patients find support from diagnosis through survivorship.
Nationwide has debuted a long - term care accelerated benefits rider
for survivorship universal life insurance policies that company insiders informally dub the «parents rider.»
Not exact matches
Beyond that,
survivorship was also challenging — finding community,
for example, and learning how to adjust to life after cancer wasn't easy.»
Once we remove the
survivorship bias from numbers and include funds which closed, underperformance ranged from 3.56 % underperformance
for large value stocks to 5.9 % underperformance
for mid blend stock funds.
Using
survivorship bias - free performance, sales channel and holding data
for active U.S. domestic equity funds with at least five years of history and substantial holdings / assets during 1980 through 2014, they find that: Keep Reading
Your inventory / capital is cash, expect to draw nothing
for several years as you get the business off the ground, and be aware that
survivorship bias exists when pursuing mastery in anything (including business or investing success).
Survivorship Builder is a single policy covering two lives that pays the death benefit upon the second insured's death — an option that might prove beneficial to some, such as, providing an income tax free death benefit, liquidity
for estate taxes and wealth transfer and supplemental income needs.
Designed to provide a
survivorship life insurance solution
for clients seeking strong protection and accumulation guarantees, this new second - to - die whole life product can cover two lives more cost effectively than two comparable individual policies.
Mr. Martin added, «The addition of
Survivorship Choice Whole Life to Penn Mutual's strong life insurance portfolio demonstrates our commitment to whole life insurance and the value it provides policyholders, as well as our commitment to offering survivorship life insurance solutions for policyholders with diverse objectives and risk tolera
Survivorship Choice Whole Life to Penn Mutual's strong life insurance portfolio demonstrates our commitment to whole life insurance and the value it provides policyholders, as well as our commitment to offering
survivorship life insurance solutions for policyholders with diverse objectives and risk tolera
survivorship life insurance solutions
for policyholders with diverse objectives and risk tolerances.»
For additional information about
Survivorship Choice Whole Life, please visit www.pennmutual.com.
(
For Index Universal Life policies, this rider is only available on Lifetime Builder ELITE and
Survivorship Builder.)
Before we examine some of the results, it's worth mentioning that SPIVA accounts
for the entire opportunity set, which eliminates
survivorship bias.
Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin
for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies
for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency
for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of
survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits
for a surviving partner and children; bullet bereavement or sick leave to care
for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...
«There is no doubt that overall survival is our number one priority, but ensuring a good quality of life
for cancer survivors is also vital, and that includes a «breast - inclusive» perspective of sexuality in
survivorship,» said Dr. Gass.
In the end, such low clinical trial enrollment — only 3 to 5 percent of all cancer patients — slows the development of new treatments, says Ellen Stovall of the National Coalition
for Cancer
Survivorship.
The results also indicated a need to identify financially sustainable models
for patient navigation and clinical
survivorship programs, as well as a consensus on core measures.
«Fertility is an important part of
survivorship for young cancer patients,» Jeruss says.
«Randomized Controlled Pilot Trial of Mindfulness - based Stress Reduction
for Breast and Colorectal Cancer Survivors: Effects on Cancer - related Cognitive Impairment,» published online in advance of print in the Journal of Cancer
Survivorship, is the first randomized clinical trial to evaluate the effects of mindfulness - based stress reduction, known as MBSR, on fatigued breast and colorectal cancer survivors, the majority of whom had been treated with chemotherapy.
Cancer Treatment and
Survivorship Facts & Figures also contains sections on the effects of cancer and its treatment, impairment - driven cancer rehabilitation, palliative care, long term survivorship, the benefits of healthy behaviors, and resources for cancer survivors from the American Cancer Society and other or
Survivorship Facts & Figures also contains sections on the effects of cancer and its treatment, impairment - driven cancer rehabilitation, palliative care, long term
survivorship, the benefits of healthy behaviors, and resources for cancer survivors from the American Cancer Society and other or
survivorship, the benefits of healthy behaviors, and resources
for cancer survivors from the American Cancer Society and other organizations.
The study, which appears online June 1, 2015 in the journal Cancer Prevention Research, offers insight on how diet may help improve
survivorship for the nearly three million men living with prostate cancer in the U.S.
After 1999, these Monitoring Avian Productivity and
Survivorship (MAPS) stations also began checking birds
for WNV, and so had records of when the disease first appeared at each station and in each species, and whether the virus persisted.
The paper, titled «Development of a framework
for patient navigation: delineating roles across navigator types,» was published in the Journal of Oncology Navigation and
Survivorship on Dec. 23.
These guidelines affirm early identification, treatment, and ongoing assessment
for psychological distress as important aspects of prostate cancer
survivorship care.
«We are hopeful that the hard work that went into the development of these much - needed guidelines will pay off in improved care
for the approximately 240,000 men diagnosed with prostate cancer every year,» said Rebecca Cowens - Alvarado, MPH, principal investigator
for the National Cancer
Survivorship Resource Center, director of Cancer Control Mission Strategy at the American Cancer Society and co-author of the report.
They are based on recommendations set forth by an expert panel convened as part of the work of the National Cancer
Survivorship Resource Center, a collaboration between the American Cancer Society and The George Washington University Cancer Institute, funded by a 5 - year cooperative agreement from the Centers
for Disease Control and Prevention (CDC).
Published by Noha Sharafeldin, M.D., M.Sc., Ph.D., instructor in UAB's Institute
for Cancer Outcomes and
Survivorship and Division of Hematology and Oncology, this study helps add a missing piece to a long - unsolved puzzle about post-transplant effects on recipients, specifically that vulnerable subpopulations of similar transplants can benefit from targeted interventions in the years after they receive their lifesaving treatment.
St. Jude is pioneering the field of cancer
survivorship with major research programs that follow thousands of survivors
for decades after their treatment.
Join us
for our 4th Annual Breast Cancer
Survivorship Symposium.
Dr. Peairs leads the efforts to identify existing gaps of knowledge and educational resources
for non-cancer physicians related to breast cancer
survivorship and create a curriculum
for use at Johns Hopkins and elsewhere.
Meanwhile, the more aggressive treatment and longer survival
for younger patients suggest the need to improve long - term
survivorship resources.
It's divisions include Cancer Etiology, Center
for Cancer
Survivorship, CCARE, Clinical Cancer Genetics, Nursing Research and Education, Outcomes Research, and BMT Study.
Assessment of Distress, Unmet Needs, and Receipt of Care Plans Among Cancer Survivors in Georgia: A Needs Assessment Cancer
Survivorship in Georgia Clinical Practice Guidelines on the Use of Integrative Therapies as Supportive Care in Patients Treated
for Breast Cancer Georgia's Cancer
Survivorship Needs Survey Life After Cancer:
Survivorship by the Numbers Resources
for Health Care Professionals
Survivorship Resources and Services
$ 1.8 M Supports Cancer Drug Discovery on Commonly Mutated Gene New Brunswick Patch — April 5, 2016 Behavioral Scientist Shares Insights about FDA's Proposed Rule on Banning Tanning Bed Use among Minors News-Medical.net - March 19, 2016 Intervention Program Reduces Caregiver Distress during Hospitalization of Pediatric Stem Cell Transplant Patients News-Medical.net - March 9, 2016 Exploring Genomic Pathways in the Development of Ovarian Cancer GMNews.com - March 2, 2016 Differences in Type of Small Protein may further Elucidate Lung Cancer Risk in African Americans ScienceDaily.com - March 2, 2016 Study Looks at Post-Treatment Resources
for Prostate Cancer Patients Transitioning to
Survivorship News-Medical.net - February 11, 2016 Drawing the Line on Tanning Bed Use by Teens ScienceDaily.com - December 21, 2015 What Rutgers Study Uncovered about E-Cigarette Use NJBiz.com - December 9, 2015 Identification of Barrier that Prevents Progression of Benign Kidney Tumors to Malignant Disease MedicalNewsToday.com - November, 24, 2015 What is the Color of the Lung Cancer Ribbon?
Her experience also includes co-founding and serving as chief operating officer
for a
for - profit organization focused on providing electronic information and publishing services
for health plans, and serving as the interim chief operating officer
for the National Coalition
for Cancer
Survivorship.
She is the recipient of awards from the Gay and Lesbian Medical Association, Lesbian Health Fund, Zero Breast Cancer, Dr. Susan Love Research Foundation and National Coalition
for Cancer
Survivorship.
The goal
for this event is to raise funds
for The Scott Hamilton CARES Initiative at Cleveland Clinic Taussig Cancer Institute and to address Scott's biggest concerns: cancer education, research, and
survivorship.