You can use a consumer credit card as your designated «business» card, but you should not apply
for a business credit card unless you intend to use it for your business.
For some banks, these hard
pulls for business credit cards can not be combined with hard pulls from personal cards, so that's something to keep in mind, too.
You may not think applying
for business credit cards sounds appealing right now but if you get into the rewards game heavy, you will likely revisit your opinion on that.
Phrases with «for a business credit card»