Sentences with phrase «for a guaranteed universal life insurance policy»

Many people opt for a guaranteed universal life insurance policy because of the low premiums and high death benefit.

Most of our clients seeking more than $ 100,000 in final expense coverage are good candidates for guaranteed universal life insurance policies.

The premiums for guaranteed universal life insurance policies will be less expensive than whole life insurance, coverage amounts are flexible, and a guaranteed universal life insurance policy can be structured to provide final expense coverage up to age 90, 95, 100, and even 121 years of age.

One of the best companies for a guaranteed universal life insurance policy is Protective Life Insurance Company.

If you know that you need coverage beyond a certain period of your life then you can opt for a Guaranteed Universal Life Insurance policy.

You could shop for a Guaranteed Universal Life insurance policy to Age 100.

Many people opt for a guaranteed universal life insurance policy because of the low premiums and high death benefit.

Below we've provided some actual rates for a guaranteed universal life insurance policy.

Aside from their sponsorship of the Wild Kingdom TV show in the 1960's, United of Omaha is well - known in the insurance industry for their guaranteed universal life insurance policies that offer a return of premium.

Not exact matches

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for seniors.

No - lapse universal life policies have guaranteed premiums and death benefits — they are like term insurance for life.

However, for long term estate tax planning for liquidity, a guaranteed universal life policy should be considered as minimum protection due to the rising cost of term insurance over a lifetime.

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for the elderly.

Guaranteed universal life insurance is the cheapest way for seniors to get permanent life insurance coverage, as policies typically have little to no cash value component.

New York Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Insurance Company offers several options for purchasing universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL universal life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - life policies, including the New York Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL Universal Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life (NYL UL), the New York Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Survivorship Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life (NYL SUL), and the New York Life Custom Universal Life Guarantee (NYL UL - Life Custom Universal Life Guarantee (NYL Universal Life Guarantee (NYL UL - Life Guarantee (NYL UL - CG).

However, cash value accumulation isn't the usual emphasis of guaranteed universal life insurance, policies do allow for the accumulation of some cash value and allow you to access it.

For other universal life insurance policies, your internal rate of return will depend on whether the policy is guaranteed universal life, indexed universal life or variable universal life.

Above, we noted the advantage that any cash that DOES accumulate within a guaranteed universal life insurance policy, may be taken in the form of a loan and used for concepts such as infinite banking.

NYLIAC Instant Legacy ® 1 is a single - premium universal life insurance policy that can help leverage the money you have set aside for your heirs into a larger legacy through a Guaranteed Death Benefit.2

In reality, most people who are seriously considering a guaranteed universal life policy for securing a permanent death benefit should probably forget about the other types of universal life insurance and focus on a comparison with traditional whole life insurance.

Since you can choose how much coverage you need and there's a short medical exam, a guaranteed universal life insurance policy will be your cheapest option for covering funeral expenses.

Guaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for hGuaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for hguaranteed death benefit and premium payments while providing flexibility and stability for households.

Because it offers flexibility and a cash value option, guaranteed universal life insurance offers policy holders many possible ways to put the cash value and death benefit to work for them, some of which include:

Because guaranteed universal life insurance policies have become a popular financial protection and investment vehicle, many more insurance companies than ever now offer this as a product option for clients.

A flexible - premium universal life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, so you can participate in the upside potential of the equities markets with built - in guaranteed downside protection.

A flexible - premium, cost effective universal life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and / or a Guaranteed Interest Account.

With a Nationwide YourLife No - Lapse Guarantee universal life insurance policy, you can enjoy the fruits of your labor - and establish a lasting legacy for your loved ones.

Hi David — If it's pure death benefit and not cash value you're looking for, look at a guaranteed universal life insurance policy.

One way to do this is to buy a guaranteed universal life insurance policy for a specific amount.

It would be better to purchase a universal life insurance or whole life policy that guarantees protection for life.

The reason for this is quite simple it's because a no lapse universal life also known as guaranteed universal life offers the most affordable permanent life insurance protection with a guarantee that your policy won't lapse if you pay your premiums regardless of how the market is performing.

For example, if you're looking for life insurance over 70, you can't buy return of premium at all, unless you use a Guaranteed Universal Life policy with return of premiFor example, if you're looking for life insurance over 70, you can't buy return of premium at all, unless you use a Guaranteed Universal Life policy with return of premifor life insurance over 70, you can't buy return of premium at all, unless you use a Guaranteed Universal Life policy with return of premlife insurance over 70, you can't buy return of premium at all, unless you use a Guaranteed Universal Life policy with return of premLife policy with return of premium.

For longer coverage, your only option at this point is a permanent life insurance policy, such as a guaranteed universal life.

Or alternatively, if he is a healthy non smoker, he could purchase a guaranteed universal life insurance policy with a $ 350,000 death benefit for as little as $ 3,708 per year, which would generate an tax free, cash benefit of $ 350,000 upon his death.

Quality of Life Performer Plus: An affordable universal life insurance policy that can provide a guaranteed death benefit for 25 years or up to age 80 — whichever comes sooner — plus the opportunity for cash accumulatLife Performer Plus: An affordable universal life insurance policy that can provide a guaranteed death benefit for 25 years or up to age 80 — whichever comes sooner — plus the opportunity for cash accumulatlife insurance policy that can provide a guaranteed death benefit for 25 years or up to age 80 — whichever comes sooner — plus the opportunity for cash accumulation.

A no - lapse guarantee universal life (UL) insurance policy to age 111 or 121 is one of the best if not the best policy of all the final expense options for a healthy senior.

I will say that if you're looking for a no - lapse universal life insurance policy, also known as a guaranteed universal life insurance policy — you should look at a different company at this point in time.

If what you need is more along the lines of a small payout that doesn't ever expire, then a guaranteed universal life insurance policy will be the best for you.

If you are a senior over the age of 65 looking for coverage, Protective can also be an excellent choice because they offer a Guaranteed Universal Life policy with pricing that is comparable to term insurance.

If you do have a need for a permanent life insurance policy, I recommend buying a guaranteed no lapse universal life policy.

If you can qualify based on your age and health, a guaranteed universal life insurance policy (GUL) will be the best way to get permanent coverage for the lowest cost.

Guaranteed Universal life insurance policies may also be «customized» for the individual policyholder.

You also have the option of buying term life insurance in addition to having a guaranteed universal life insurance policy to tide you over for periods of time when you think you need extra coverage.

Standard universal life insurance policies typically «hope» to provide coverage for life (through age 100) but are rarely guaranteed to do so.

-- For two reasons, you will find that guaranteed universal life policies are somewhere in the middle between term life and whole life insurance.

«Guaranteed Universal Life» Insurance can also be a good route to explore if you are looking for a cheap policy that will never expire.

While many people are not familiar with No Lapse Guaranteed Universal Life, when they hear about this type of policy, it typically makes sense to them if they are looking for a permanent life insurance polLife, when they hear about this type of policy, it typically makes sense to them if they are looking for a permanent life insurance pollife insurance policy.

The policies are typically lifetime guaranteed policies such as a Universal life insurance policy for example.

«Guaranteed Universal Life» insurance can also be a popular choice for 63 year olds because you can get a cheap policy that doesn't expire.