With a few calculations, you (30 year old non-smoker male) are paying Rs 5,668
for accidental death benefit rider and Rs 4,168 for Critical illness rider.
So the next time you buy a life insurance policy, do opt
for an Accidental Death Benefit rider.
Accidental Benefit — Before moving onto the term life option, we should also point out that Senior Life Insurance Company are well - known
for the Accidental Death Benefit rider.
However if you opt
for accidental death benefit rider; your nominee gets additional sum assured over and above the basic sum assured.
An investigation will be done to ensure that your «death» qualifies
for the accidental death benefit rider.
Should you be hit by a car walking across the street or you are in a bus crash, this is all considered an accident and would qualify
for the accidental death benefit rider.
For the Accidental Death benefit rider, accidents due to drug abuse, self - inflicted injury, war or civil commotion, criminal acts, aviation, etc. are excluded
Therefore, do not make a haste of opting
for the accidental death benefit rider if you do not fall in the above - mentioned category.
Not exact matches
Optional
riders like
Accidental death benefit rider and Additional cover
for 34 Critical Illnesses are available.
Some examples include
accidental death benefit, which pays double the face amount
for accidental deaths, and child term
rider, which adds coverage to the child of the insured.
On the basis of
riders for HDFC Assured Pension and Future Generali Wealth Protect like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Smart Pension Plan and Triple Anand Advantage like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Preferred eTerm Plan and Maha Life Supreme like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Smart Pension Plan and IndiaFirst Group Term Plan like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for IndiaFirst Anytime Plan and Bajaj Allianz Group Annuity Plan like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Bajaj Allianz Group Employee Care and IndiaFirst Employee
Benefit Plan like accidental death benefit, critical illness, etc, these plans can be co
Benefit Plan like
accidental death benefit, critical illness, etc, these plans can be co
benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for LIC New Endowment Plan and Smart Humsafar like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Future Generali Leave Encashment and IndiaFirst Group Term Plan like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Bajaj Allianz Group Employee Care and Basic Life Cover like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Aegon Life iReturn and Maha Raksha Supreme like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for BSLI Protector Plus and LIC e term like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for E T Total Secure Plus and Future Generali Bima Gain like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for LifeBond Advantage and Growth Insurance Plan SP like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Edelweiss Tokio Triple Advantage and Bharti AXA eProtect like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Bharti AXA Elite Secure and Fixed Savings like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for DHFL Pramerica U Protect and Sahara Pay Back like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Pension (Par) and Secured Income Insurance Plus like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for BSLI Vision Endowment Plus and Single Premium Endowment like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Saral Shield Plan and Shubh Nivesh like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Wealth Accumulation and Aegon Life Rising Star like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Shriram Wealth Plus and Kotak Premier Pension like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Pension (Par) and Money Back Plus like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Wealth Insurance and Max Life Shiksha Plus Super like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for LIC Amulya Jeevan 2 and Reliance Endowment like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for New Group Term Assurance Plan 1 and Pension Super Plus like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Metlife Loan and Life Suraksha and Star Union D I Premier Protection like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Future Generali Care Plus and Single Premium Pension Super like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Edelweiss Tokio Guaranteed Income and Future Generali Care Plus like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Group Credit Protect and ICICI Pru Group Leave Encashment like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Bharti AXA eProtect and IndiaFirst Group Credit Life Plan like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Cash Assure and iTerm Plan like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Niyamit Sanchay Suraksha and DHFL Group Credit Life Plus like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Cashflow Protection Plus and IndiaFirst Maha Jeeven Plan like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Aviva Corporate Shield Plus and ICICI Pru Loan Protect Plus like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for iTerm Plan and Saral Suraksha like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for CSC Suraksha and Future Generali Loan Suraksha like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Life Shield Advantage and iRaksha TROP like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for eShield Plan and Bluechip Savings Plan like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for DHFL Pramerica Roz Sanchay and Super Endowment like
accidental death benefit, critical illness, etc, these plans can be compared.
On the basis of
riders for Canara HSBC Smart Immediate Income and LIC Limited Period Endowment like
accidental death benefit, critical illness, etc, these plans can be compared.