As with its sibling card, the Ink Business Preferred ℠'s $ 150,000 purchase limit
for bonus rewards categories resets each account anniversary year.
Remember, you'll have to sign up
for the bonus reward categories every 3 months and remind yourself to use the card when you buy things in that fall under the special 5 % cash back categories.
Not exact matches
Signing up
for multiple
rewards cards and juggling them to earn extra points in the cards»
bonus categories can be a great way to maximize your
rewards.
This is a very valuable card
for businesses who like to choose their own
bonus categories and earn valuable Membership
Rewards points with American Express.
If you can keep track of these
bonus categories, and manage to fit at least 6.25 % of your total spending into them, the Discover it ®
for Students outperforms the Journey ® Student
Rewards from Capital One ®
rewards-wise.
Credit cards that earn Chase Ultimate
Rewards have lucrative
bonus categories on top of their sign - up
bonuses, which make them ideal
for earning points
for your next trip to Hawaii.
This benefit compares to most other premium travel
rewards cards, but this card gives an extended range and applies to purchases made worldwide — and provides a wide variety of options to earn extra points in the specific
categories that qualify
for this double point
bonus.
And on the other, new cardholders also enjoy best - in - class
rewards, including Discover's Cashback Match ™
for every dollar spent in their first year, up to 5 % cash back ($ 1,500 quarterly spending cap) in
bonus categories you activate, and 1 % on all other purchases.
To maximize earning
rewards at 5 %, you'll have to use the card just
for the
bonus categories.
Most travel
rewards credit cards will offer
bonus points or miles
for spending in travel
categories, like airfare, car rentals, hotel stays, dining, and entertainment.
The one caveat is that maximizing your
rewards rate with the Chase Freedom ® requires you to stay on top of which
categories are currently eligible
for the
bonus and using the card accordingly.
For a straight cash rewards credit card, it's one of the best available when it comes to getting cash back for all your purchases (not just the ones in bonus categorie
For a straight cash
rewards credit card, it's one of the best available when it comes to getting cash back
for all your purchases (not just the ones in bonus categorie
for all your purchases (not just the ones in
bonus categories).
FlexPerks Select + cardholders earn 1 FlexPoint
for each dollar they spend, while the Travel
Rewards Visa Signature gets
bonus points
for select
categories.
For those consumers whose spending in these three
categories is seasonal, the FlexPerks Travel
Rewards credit card will automatically adjust to
reward a
bonus point on the highest
category that month.
Previous
bonus categories have included budget essentials such as groceries, restaurants, and gas, making it a god option
for earning premium
rewards on everyday needs.
If you spend a large amount in these areas, and not as much in the 3x
bonus categories of the Chase
reward program card, then perhaps the SimplyCash is a better card
for you!
This simply means that spending money on things outside of flights to get the 10,000 mile
bonus may not be worth it if you have options
for higher spending
categories, like using some Ultimate
Rewards cards.
The Business Gold
Rewards Card from American Express OPEN does earn 3x points
for advertising (when you select «US purchases
for advertising in select media» as your
bonus category).
Rewards: 5 % cash back (up to $ 1,500 in combined purchases)
for bonus categories each month.
Most travel
rewards credit cards will offer
bonus points or miles
for spending in travel
categories, like airfare, car rentals, hotel stays, dining, and entertainment.
Some of these no - fee cards can be maximized to obtain good
rewards rates, though they tend to only be
for niche spending patterns in select
bonus categories.
For those consumers whose spending in these three
categories is seasonal, the FlexPerks Travel
Rewards credit card will automatically adjust to
reward a
bonus point on the highest
category that month.
FlexPerks Select + cardholders earn 1 FlexPoint
for each dollar they spend, while the Travel
Rewards Visa Signature gets
bonus points
for select
categories.
For example, if your spending is pretty regular during the year and you spend at least $ 2,500 at the supermarket, then the Blue Cash Preferred ® Card from American Express
bonus categories will
reward you more.
Not quite, there are a few other cards that have generous
rewards for bonus categories that can still average 2 % or more if you take advantage of them.
You must sign up
for rotating
bonus categories in most
rewards programs.
Consider a card that matches the spending habits of your business with
bonus spending
categories on the credit card
for maximum
rewards earning.
Cardmembers need to be aware that maxing out the fourth - quarter
bonus category for Chase Freedom may reduce the available
rewards points through the Walmart promotion.
While the
rewards program isn't as flashy as some others, the Journey ® Student Rewards from Capital One ® doesn't require you to jump through hoops (like signing up for each quarter's featured bonus category) to access r
rewards program isn't as flashy as some others, the Journey ® Student
Rewards from Capital One ® doesn't require you to jump through hoops (like signing up for each quarter's featured bonus category) to access r
Rewards from Capital One ® doesn't require you to jump through hoops (like signing up
for each quarter's featured
bonus category) to access
rewardsrewards.
The Wells Fargo Propel World allows
bonus points
for two
categories, and all points can be redeemed through the Wells Fargo
Rewards program.
Many cardholders want to avoid opting in to rotating
bonus categories or optimizing their spending
for rewards.
Since the Freedom Card employs a
bonus cash back program to
reward card members with 5 % cash back when shopping in the
bonus cash back
categories, the potential of getting more rebates
for the first three months is even greater.
On top of the rotating
category rewards, cardholders can also earn a $ 150
bonus for spending at least $ 500 on their card within the first three months of account opening.
First, look at the
rewards offered, including the sign - up
bonus, the standard
rewards for spending and any
bonus categories.
Also, a travel
rewards card will offer
rewards for spending, often including a
bonus for purchases from the airline or hotel partner, or
for purchases from certain
categories of merchants.
Some only offer a sign - up
bonus after you spend a particular amount, while others give special
rewards for transactions at certain
categories of merchants.
You can find other cards that offer higher
rewards rates but you'll usually have to watch
for rotating
categories (that usually have caps on the
bonus reward) or you'll have to pay an annual fee to offset higher
rewards rates.
The second type of person that the Double Cash makes sense
for is someone who has a few other
rewards cards that cover popular purchase
categories, like groceries, gas and travel, but they're looking
for a card
for other purchases that otherwise would not earn a
bonus.
After the first year it deserves a spot in the wallet of someone who wants to maximize
rewards for purchases not included in the
bonus earning
categories of their other
rewards credit cards.
This is the perfect card
for someone that's not interested in keeping track of a bunch of
bonus reward categories.
5 % Cash Back: You'll earn 5 % Cash Back
rewards total
for each $ 1 spent until $ 1,500 is spent on combined purchases in the quarterly
bonus categories each quarter that you activate the
bonus (4 % additional Cash Back
rewards on top of the 1 % Cash Back
rewards earned on each purchase).
If you can only pick one card, here's a handy guide
for when we think the Chase Freedom comes out ahead: based on our calculations, the Chase Freedom outperforms the Capital One ® Quicksilver ® Cash
Rewards Credit Card's 1.5 % cash back if you spend at least 12.5 % of all your spending in the
bonus categories.
Any purchases made that fall under these
categories will be qualified to receive the
bonus rewards for up to the first $ 1,500 in spending.
Using my Chase Cash
Rewards for g / g / d (grandfathered at 5 %
for the time being), Costco Amex (3 % restaurants, 2 % travel), Chase Professional MC (3 % restaurants, office supply, home improvement / hardware), and Discover (5 %
for whatever
bonus categories happen to be in effect), purchases on which I get back only 1 % are now the exception.
Which would you prefer, an opportunity to earn
bonus rewards for certain
categories, or the convenience and simplicity of a 1.5 % cash back credit card?
Sure, the ability to earn extra
bonus points
for a limited time in select
categories is nice, but the
rewards can only be redeemed through the Points Your Way website.
After you earn the welcome
bonus and have spent more than $ 10,000 in the
bonus categories, the card earns just 1 percent back
for most purchases, which lags behind other
rewards cards.
The one caveat is that maximizing your
rewards rate with the Chase Freedom ® requires you to stay on top of which
categories are currently eligible
for the
bonus and using the card accordingly.
If consumers are looking
for less hassle and a flat
rewards, at the cost of losing a few
bonus categories, the Discover it ® chrome
for Students may be a better option.
For a straight cash rewards credit card, it's one of the best available when it comes to getting cash back for all your purchases (not just the ones in bonus categorie
For a straight cash
rewards credit card, it's one of the best available when it comes to getting cash back
for all your purchases (not just the ones in bonus categorie
for all your purchases (not just the ones in
bonus categories).