6 months» expenses
for dual income household with variable incomes in stable jobs and industries.
3 months» expenses
for dual income household with salaried workers in stable jobs and industries.
We are in this catagory: 3 months» expenses
for dual income household with salaried workers in stable jobs and industries.
The first is that,
for dual income households, marriage is a form of unemployment insurance: if one partner loses a job, the other can offer financial support.
Apart from urging employers to make greater accommodations
for dual income households, the only other practical antidote is to increase both the quality and quantity of educational attainment.
Not exact matches
In
dual -
income households, fathers put in, on average, 58 hours of total work time a week, compared with 59 hours
for mothers.
Researchers controlled
for gender,
income, ethnicity, age and single or
dual - parent
households.
At the same time, there are still citizens — especially
dual -
income households without children who tend to populate cities, as well as those concerned with other issues —
for which education policy doesn't weigh in as a deciding factor largely because they see little concrete connection between low graduation rates and the levels of crime in their communities.
Taking a
dual income household and converting it into two single
income households can make it impossible
for either partner to make ends meet.
In reality, US real median
income had already peaked in the 80s... Not that many acknowledged such an inconvenient statistic — the money illusion, the increasing prevalence of
dual -
income households (by necessity), the collapse in the savings rate, coupled with exploding personal debt, and (of course) the housing bubble, helped keep the party going
for decades.
If you are
dual income household that has lost half of your
income for whatever reason, disability, death of a spouse, even loss of a job, an interest only mortgage could be used as a short - term fix to your cash flow problem.
Unless you have a ton of student loan debt you, in essence, get penalized
for having
dual -
income households or making more money in your profession.
This isn't just
for singletons or DINK (
Dual Income No Kids)
households.
Over the years, the extra earnings gave her peace of mind when she was a single parent, and it allowed her to maintain a lifestyle
for her and her daughter that was comparable to a
dual -
income household, she says.
In this respect, your need
for term life insurance is even more crucial than it is in
dual - parent
households, which may have another source of
income if one parent dies.
It is uncommon
for household duties to be split 50 - 50, Even in
dual income households, one spouse typically bears a disproportionate level of the parenting responsibilities.
He says that kids influence between 25 percent and 40 percent of all
household purchases.And with half of all
households now
dual income (up from 15 percent in 1960), parents are making up
for their workday absence by bringing the tykes along when they do other things, such as shopping
for a new home.