Sentences with phrase «for excessive debt»

In 1986, the National Association of Student Financial Aid Administrators identified 8 percent of gross income as a limit for excessive debt burden.

But we need to adjust for excessive Debt.

It was Auerbach, recall, in the first of two highly critical audits more than two years ago, who took the RRA to task for excessive debt — currently $ 23 million — and operational deficiencies.

The cure for drinking is more drinking, the cure for over-eating is more food, and the cure for excessive debt is more debt.

Not exact matches

Between 2008 and 2012, the federal government implemented a handful of ad - hoc policies meant to deter poorer households from taking on excessive debt, including the reduction of the maximum amortization period for government - backed home loans to 25 years from 40 years.

Excessive government debt will stifle economic growth regardless of whether its stashed in local or central government balance sheets and if a province's fiscal situation should become unsustainable — although that's not in the cards in the near future — it'll likely be up to federal government to foot the bill for a bailout.

Rapid growth not only outstrips management's abilities but all too often involves assumption of excessive debt for financing expansion.

Of course, fiscal policy also has its limits, since an excessive buildup of public debt can create its own problems for both the economy and the financial system.

«That turned out to be wrong, as a painful process of balance - sheet deleveraging — reflecting excessive private - sector debt, and then its carryover to the public sector — implies that the recovery will remain, at best, below - trend for many years to come.»

And that is a nominal rate; if, for example, a government were to take on excessive debt and inflate itself to regain solvency, real rates of return could easily be negative for equity holders.

German's excessive debt burden after the Great War, for example, was «forgiven», unwillingly, mainly by middle - and upper - middle - class households and civil servants, whose fixed income portfolios withered to nothing in the hyperinflation that began in mid 1921 and ended in early 1924.

Meanwhile, Albert Edwards of SocGen suggested that there has been an excessive «move away from equities» in recent years — instead of noting, for example, that the volume of U.S. government debt foisted upon the public (even excluding what has been purchased by the Fed) has doubled since 2007, not to mention other sources of global debt issuance, while the market capitalization of stocks has merely recovered to its previously overvalued highs.

«It has been our experience that excessive debt (almost always taken on during periods of optimism) is the single most common cause of permanent capital loss for investors» Zeke Ashton

Customers with poor credit and excessive debt, for example, are at risk of default.

The Financial Repression Authority (FRA) educates investors, funds and retirees on the adverse risks resulting from good - intentioned macroprudential central bank and government policies and regulations focused on controlling excessive government debt, attempting to stimulate economic growth, and minimizing the potential for financial and economic crises.

Yes, some rates and fees can seem excessive, and yes, aggressive marketing tactics can make it all too easy for people to get hooked on debt.

We can debate the potential causes of this imbalance — aging demographics, falling population growth, stagnation in innovation, zero - sum substitution of technology for labor, globalization, rising wealth inequality, excessive debt accumulation, and so on.

Couple that with the fact that the average American puts less than 5 % of their disposable income aside for savings, it's no wonder this country is bearing the burden of excessive debt.

This is what we found out: The major reasons why firms cut their dividend had to do with preserving cash amid a secular or cyclical downturn in demand for their products / services or when faced with excessive leverage (how much debt they held on their respective balance sheets) during tightening credit markets.

For those companies that pay dividends, this is likely the most important question to answer as a dividend cut speaks to the sustainability not just of the dividend, but of the overall business plan in an era of depressed metals prices and excessive debt.

Yes, they have blamed Labour for excessive levels of debt and the poor state of the economy, but they have blamed Labour for «waste» and unnecessary spending rather than for high levels of spending on public services (which they support).

Harkin's report found that insufficient government oversight and regulation allows for - profits to charge exorbitant rates, devote an inordinate amount of money to unethical and illegal recruiting strategies, and produce graduates with poor training, bleak job prospects, and excessive debt.

He told me that if I do not go through Dodge for my next vehicle purchase, I will owe over 5 grand due to excessive mileage; however, if I come back to him, the debt will disappear with a new purchase from them.

Being overwhelmed by excessive debt can make it difficult to see the forest for the trees.

A very few proactive consumers will already be on budgets but for everyone else it will take excessive debt, sleepless nights and failed marriages before they consider using a budget.

These types of credit cards are ideal for credit repair and credit building because they, for the most part, eliminate the risk of excessive debt.

Some individuals can use credit cards for decades with no issues while others incur excessive debt loads resulting in missed payments, penalty fees and interest and finally charge - off accounts or legal judgments.

Recently, the Bank for International Settlements observed Canada and China were at the greatest risk of financial crisis because of debt and excessive house prices.

While those times of excessive debt are extremely hard to handle, the process of reversing your monetary situation is an education that will set you up for better things in the future.

This concept implies an excessive poorness caused by the debt that would affect the ability of the debtor of paying for basic needs.

These include issues such as a low credit score, excessive debt, or insufficient income for the amount you are trying to borrow.

Many consumers get overwhelmed with excessive debt and it is hard for them to see the forest for the trees.

I don't have problems with excessive debt or spending, I like my credit card for convenience and never carry a balance.

There isn't one single best solution to eliminate excessive debt since you can use multiple techniques and pick the ones which work best for...

If you do have to take out a loan, being responsible about it can help you avoid excessive debt after graduation and will allow for an easy repayment.

Saving for retirement and paying down excessive debt can mean the difference between financial security or economic ruin.

If you're drowning in excessive credit card debt and you feel that these steps aren't realistic for your financial situation, then you must seek professional help.

If you already have a travel rewards credit card, a personal loan to pay for a vacation may seem like excessive and unnecessary debt.

This is a great way to pay down excessive amounts of debt quickly freeing up limited financial resources for things like emergency savings and retirement.

Debt can be a useful tool for funding important goals in life, but excessive or unmanageable debt is never idealDebt can be a useful tool for funding important goals in life, but excessive or unmanageable debt is never idealdebt is never ideal....

Borrower's must show sufficient income to repay the loan and shouldn't have excessive debt, but the guidelines are usually more flexible than for conventional loans.

For borrowers who have excessive student loan debt (payments equal to or more than 20 % of their monthly gross income).

The lack of a credit history, excessive personal debt, short - term employment and other more nebulous factors may be the reason for being declined for a credit card.

If you have three or four balance transfer checks available at 0 % interest for 12 months it can sometimes be wise to consolidate multiple high interest rate credit card balances to a single credit card and make principal only payments for 12 months to get excessive debt back under control.

Other steps which will start to have an immediate positive impact on your credit score is paying down excessive debt in making payments on time and for the correct amount.

Increased profits (for example) will drive the stock price up; excessive debt (for example) will drive it down.

People that find themselves in an excessive amount of debt, due to their loans that they had to take out for college, have several different avenues that they can take to relieve their debt burden.

And finally if worst comes to worse and you really can't afford to pay off the excessive amount of debt that you have built up, there might be no alternative but to file for bankruptcy.

Stop beating yourself up for getting into excessive debt.

It is important to break the cycle of behavior which leads to excessive debt with many consumers filing for bankruptcy as a direct result.