Critical Illness Rider: A critical illness rider allows the policyholder to be covered
for the financial expenses in the case he contracts any critical illness.
Though you can never be totally free from accidents, the least you can do is to prepare
for financial expenses that come with any car - related untoward events.
As a renter, you are responsible for the well being on your guests as well as your household members which means if someone is seriously injured on your property, you are legally responsible
for their financial expenses.
You can recover monetary compensation
for any financial expenses and lost quality of life you have suffered because of what happened.
Right now I am a one man studio and not only am I responsible
for all financial expenses but I also handle all of the Programming, Art, Game Design, Music Engineering, Social Media, Trailers and Paperwork.
As retirement needs expand, and as people live longer lives in the U.S., many retirees are simply unprepared
for the financial expenses that lie ahead, even if they have diligently saved.
Your settlement should account
for every financial expense and every way that your injuries have diminished the quality of your life.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges,
expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Parents can get into a pattern of paying
for their children's
expenses without ever having a conversation about it, according to Aaron Thompson, a
financial advisor at AGT Wealth Management in Annapolis, Maryland.
For SAP, the loss and LAE ratio is the ratio of incurred losses and loss adjustment
expenses less certain administrative services fee income to net earned premiums as defined in the statutory
financial statements required by insurance regulators.
For the employees, we have a
financial advisor come in and break out one - on - one session, and they go over our employees» income,
expenses, aligning their
financial goals and breaking down the plan in a practical, easy - to - follow format.
For Kim, mentorship is an investment that will help him get to the next level of
financial success, rather than an
expense.
Amy Hubble, a certified
financial planner, said HSAs can be a powerful retirement - savings vehicle
for younger people and those without children, who typically don't have big medical
expenses and are able to let their balances compound over long periods.
The bill's tax cuts, as well as new or larger deductions
for start - up
expenses, cell phones and health insurances premiums, can give some
financial help to most small business owners.
Sales dollars are used to pay
for expenses, so there is a clear
financial impact of not having as much sales money available to pay
for expenses; however, the very dangerous part of sales stagnation or decline is that it usually indicates a lack of customer acceptance, which is key to any business.
Watsi's website includes a Google Doc that lists its monthly
financial statement, including administrative costs, salaries and travel
expenses (Adam makes $ 65,000 a year,
for the record).
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities
for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of
expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Intuit is responsible
for QuickBooks, TurboTax, and Mint,
financial tools that allow more than 37 million customers to track their
expenses, handle payroll, and pay their personal and business taxes.
Bottom line: My recommendation
for Canadian issues is to concentrate in the banks and other
financials, utilities and telecoms at the
expense of other sectors such as consumer staples and consumer discretionary stocks.
One key to getting a loan quickly is
for financial institutions to be able to easily review your revenues and
expenses online.
It's the
financial industry's playbook to assess your current
financial situation, build a budget, cut
expenses, pay down debt, create «saving
for retirement» goals, and prepare
for the unexpected.
Genworth
Financial (GNW), which provides life and long - term care insurance, screwed up a while back when it began selling policies to cover medical
expenses in old age: It did not charge nearly enough
for them.
Another quarter of those surveyed said that they're putting extra cash toward other
financial obligations, such as paying down debt, taking care of aging parents and paying
for their kids»
expenses.
Although customers choose what they pay quarterly to Aspiration, they are still on the hook
for paying
expenses to Aspiration's
financial partners, which go toward things like fund administration, insurance, and state registration.
Watch out
for other steep condo
expenses, said Michele Clark, CFP and founder of Clark Hourly
Financial Planning and Investment Management.
But if working longer is out of the question, you can ease your transition by building at least a year's worth of living
expenses in an emergency retirement savings fund, ideally in cash, says Celandra Deane - Bess, a wealth strategy director
for PNC
Financial Services Group.
For far too many fellow entrepreneurs, maximization occurs on the «front side» and the
financial vector only: A great company has been built and genuine wealth created but at the clear
expense of the «back end.»
In many parts of the country, contractors have to contend with seasonal fluctuations of income and
expenses, which makes long - range
financial planning essential
for success.
These commenters asserted that unless the Department took such an approach, it could be forced to grant a series of short extensions, which would produce serious frictional costs, protracted uncertainty (
for advisers,
financial institutions, and retirement investors), wasted
expenses on interim and conditional compliance efforts, and unnecessary market disruption.
The quickest way to get rid of your debt and start working toward other
financial goals is to cut
expenses to free up cash
for larger debt payments.
I will quit my job, go to online school, and get federal
financial aid to pay
for school and my
expenses.
Certain of the underwriters and their respective affiliates have performed, and may in the future perform, various investment banking,
financial advisory and other services
for us, our affiliates and our officers in the ordinary course of business,
for which they received and may receive customary fees and reimbursement of
expenses.
The President directed that if the Department makes an affirmative determination as to any of the above three considerations, or the Department concludes
for any other reason, after appropriate review, that the Fiduciary Rule, PTEs, or both are inconsistent with the priority of the Administration «to empower Americans to make their own
financial decisions, to facilitate their ability to save
for retirement and build the individual wealth necessary to afford typical lifetime
expenses, such as buying a home and paying
for college, and to withstand unexpected
financial emergencies,» then the Department shall publish
for notice and comment a proposed rule rescinding or revising the Fiduciary Rule, as appropriate and as consistent with law.
and start working toward other
financial goals is to cut
expenses to free up cash
for larger debt payments.
The increase in program
expenses was primarily the result of the inclusion in the August 2012
financial results of «an updated accrual estimate
for employee and veterans» future employee benefits based on accrual valuations prepared
for the Government's 2011 - 12
financial statements».
Separately, state prosecutors in New York and Massachusetts are investigating Valeant over its drug pricing and programs that provide
financial assistance to help patients cover out - of - pocket
expenses for their medications.
Genworth
Financial's Tuition Reimbursement Program reimburses employees
for expenses incurred while pursuing an undergraduate degree, graduate degree, and certain types of certification or single educational courses.
Financial projections
for three years showing what you expect revenue and
expenses to be, and demonstrating that business operations will be able to repay the proposed loan
Financial projections
for three years showing what you expect revenue and
expenses to be.
Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook
for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating
expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future
financial or operating performance, including our ability to deliver personalized and innovative solutions
for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas; financing or capital deployment plans and amounts available
for future deployment; our prospects
for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions,
financial condition or performance.
``... at a time when nest eggs are shrinking and Social Security looks less likely to cover basic
expenses, living
for less in a foreign locale can make good
financial sense.
And because Kabbage can quickly deposit funds to a PayPal account, it can be a good product
for businesses that need a
financial safety net to cover emergency
expenses.
Pursuant to applicable accounting principles,
for financial statement reporting purposes we have historically recorded salary and bonus payments to our senior Carlyle professionals, including our named executive officers, as distributions in respect of their equity ownership interests and not as compensation
expense.
Financial projections
for three years showing what you expect revenue and
expenses to be and demonstrating that operations will be able to repay the proposed loan
You can take action by signing up
for Personal Capital, the # 1 free
financial tool to help you track your net worth, manage your
expenses, analyze your investments
for excessive fees, and plan
for your retirement.
Rising health care costs across the board mean you could be setting yourself up
for financial struggles come retirement — especially if you haven't set aside enough money
for one of your biggest
expenses: long - term care.
With two rentals and low real estate costs, we are already covering around 15 % of our trajected
expenses we need
for Financial Independence.
For more information on any of the Section 529 college savings plans we distribute («529 Plan (s)»), contact your registered representative (
financial advisor) or download a disclosure document, which contains important information about the plan's investment options, sales charges,
expenses and risks.
The HRC has intentionally limited perquisites to executive officers and in 2010 reduced or eliminated almost all executive perquisite programs, including those providing
for relocation - related home purchase
expenses and reimbursements
for financial planning services, automobile allowance, club dues, parking, and home security systems.
The Department of Finance, in the Annual
Financial Report, also reported that the annual lapse in direct program
expenses was again higher than forecast in the April Budget
for 2014 - 15.