Sentences with phrase «for financial institutions such»

After University I worked for a big software house programming code for financial institutions such as UK banks, German auto - manufacturers and the Inland Revenue.

Most consumer credit counselors work for financial institutions such as banks and credit unions as well as nonprofit credit counseling services.

Not exact matches

For assets such as stocks and bank accounts, the accounts must be retitled by the financial institutions where they are held.

The complaints were filed by such transparently named financial institutions as HSBC Bank USA, and EMC Mortgage Corporation, and BAC Home Loans Servicing, L.P., and LSF6 Mercury REO Investments Trust Series 2008 - 1, and Citibank, N.A., as Trustee for the Holders of Bear Stearns Alt - A Trust 2006 - 6 Mortgage Passthrough Certificates Series 2006 - 6, and Deutsche Bank Trust Company Americas f / k / a Banker's Trust Company, as Trustee and Custodian for IXIS 2006 - HE3 by: Saxon Mortgage Services, Inc. f / k / a Meritech Mortgage Services...

However, people use microloans oftentimes because they want a smaller amount and a typical financial institution is not going to consider such a small amount for a loan.»

These commenters asserted that unless the Department took such an approach, it could be forced to grant a series of short extensions, which would produce serious frictional costs, protracted uncertainty (for advisers, financial institutions, and retirement investors), wasted expenses on interim and conditional compliance efforts, and unnecessary market disruption.

He pointed out that the failure of two or three such institutions would put us in «Lehman Brothers territory,» referring to the investment bank that filed for bankruptcy in September 2008, precipitating the financial crisis.

Others control many of the relevant tools — such as capital requirements, the regulation of housing finance, the regulation of financial market conduct and the framework for resolution of financial institutions.

Mr. Chisholm joined Goldman Sachs & Co. in New York in 1985 and he served in a variety of progressively senior leadership roles within the organization during his 30 - year career, including as Head of the Global Financial Institutions Group in both London and New York from 2002 to 2012 where he focused on areas such as strategic advisory, mergers and acquisitions, capital raising, risk and capital management and principal investing advisory for financial institutions Financial Institutions Group in both London and New York from 2002 to 2012 where he focused on areas such as strategic advisory, mergers and acquisitions, capital raising, risk and capital management and principal investing advisory for financial institutioInstitutions Group in both London and New York from 2002 to 2012 where he focused on areas such as strategic advisory, mergers and acquisitions, capital raising, risk and capital management and principal investing advisory for financial institutions financial institutionsinstitutions globally.

Thus, while it initially appeared that the bill was designed to foster entrepreneurial development of decentralized systems, such as the Ethereum network, to allow individuals to reclaim some power from large companies, the bill does not accomplish that aim as it treats public and private blockchains (and possibly even legacy payment systems) equally.By opening this loophole in the definition of blockchain, Nevada does not appear to be showing any more support for the blockchain upstart community than it shows for multinational financial institutions and banks at large.

Merchant services accounts are offered by specialized providers, independent sales organizations or financial institutions such as banks — although most banks charge fairly high fees for small, home - based or online businesses.

Instead of increasing or reducing the availability of credit by adding to or subtracting from the supply of Fed deposit balances, the Fed now loosens or tightens credit by controlling financial institutions» demand for such balances using a pair of new monetary control devices.

One of the biggest challenges facing financial institutions is the need to prevent their systems being used to transfer funds for criminal activity such as the drugs trade or terrorism.

Potential policyholders for such policies include commodity traders, banks and financial institutions, forfaiters, contractors, and exporters.

Financial institutions, the next market for Windward's unique data platform, are hungry for advanced data solutions that can provide valuable trading opportunities by extracting faint trading signals from noisy datasets such as maritime information.»

Key steps along this path include completion of the transition to full implementation of Basel III, including new liquidity requirements; enhanced prudential standards for systemically important firms, including risk - based capital requirements, a leverage ratio, and tighter prudential buffers for firms heavily reliant on short - term wholesale funding; expansion of the regulatory umbrella to incorporate all systemically important firms; the institution of an effective, cross-border resolution regime for systemically important financial institutions; and consideration of regulations, such as minimum margin requirements for securities financing transactions, to limit leverage in sectors beyond the banking sector and SIFIs.

The difference between the average yield of interest obtained from loans and the average rate of interest paid for deposits and other such funds (or the cost of funds) is called the net interest spread, and it is an indicator of a financial institution's profit.

Given his financial experience, Mr. Paulson had to know how deceptive his promise was in placing such emphasis on the government's stock options, the sweetener that has made so many executives fabulously wealthy: «taxpayers will not only own shares that should be paid back with a reasonable return, but also will receive warrants for common shares in participating institutions,» he explained.

Prior to joining Brightline, Lecole held leadership positions at such hotels as the Waldorf Astoria, The Hotel de Paris and Four Seasons Hotels before embarking in corporate food service, managing global hospitality and food service operations for financial institutions including Deutsche Bank and Goldman Sachs.

He said more of such fraud financial institutions were going to emerge hence the people should make it their responsibility to demand for licences of these companies before they deal with them.

Large financial institutions such as pension funds and insurance companies own about 80 per cent of the shares in British companies, and generally look for large dividends.

On the other hand, were such a «greed gene» to exist, it would probably be demanded as a prerequisite for joining certain financial institutions, notably the boards of privatised utilities.

Without such a breakdown the extent of cross-subsidy within the institution may not be apparent and it may be more difficult for governors to reach informed decisions about how financial performance can be improved.

Training could also include the key elements of the budget and the longer term financial forecast for the institution, particularly the institution's main grant from the funding body; the financial accounts and reporting processes; course costing information; and other key financial functions such as purchasing and insurance.

The training could include, but not be restricted to understanding the committee's responsibilities, including the respective roles of members and officers; funding body requirements for the institution such as those included in the financial agreement between the two parties; and the future funding landscape, particularly any trends of growth opportunities for funding or possible cuts in funding.

Such institutions can develop a critical mass of instructional tools and equipment, financial resources, reputations, alumni / ae, and outside supporters that is hard to assemble for a smallish program within a comprehensive school.

Whenever any civil action has been brought against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together with costs of appeal, if any, and may save harmless and protect such person from any financial loss resulting therefrom; and the Florida College System institution board of trustees may be self - insured, to enter into risk management programs, or to purchase insurance for whatever coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.

Salvage or Total Loss of Vehicle: Any vehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehicle.

If your financial institution imposes any fees in connection with EFT payments, you will be responsible for paying such fees.

If you need money for a bigger goal — a vacation, or perhaps you want to open your dream coffee shop — a personal loan from a financial institution such as Heritage Credit Union might be the better option.

in order to verify the existence and condition of your account for a third party such as, for example, a credit bureau, a merchant, another financial institution; or

They will» sell» their service to you as a solution to help get out of debt whereas the reality of the situation when dealing with such lending institutions is the fact that you are more likely to get into even more financial strife and lose the assets that have been put up as collateral for the loan and possibly force you into bankruptcy.

Just as with any other business, financial institutions such as banks and credit unions are not in the business for their health.

Traditional brick and mortar financial institutions such as banks and credit unions have tightened their qualifications for just about any type of credit financial instruments since the housing loan debacle of the last decade.

The company is not a financial institution but just aims to match the consumers seeking for loans till payday and the direct lenders offering such monetary options.

With all the modern technology that we have, I am astonished that financial institutions charge such exorbitant prices for currency conversions.

Fees are what you are charged by financial institutions for services such as reviewing loan applications or servicing the account.

Lenders in Tennessee may have certain license information listed on their site, such as a license number, along with links or contact information for the Tennessee Department of Financial Institutions.

The financial institutions which are loaning the money to purchase a few hundred thousand dollars worth of property want to ensure that their property is well protected and paid for should anything happen such as fire or damage resulting from a natural disaster.

Private - sector financial institutions — such as banks or insurance companies — can apply for a licence to run the funds.

The first is the insurance risk premium, which stems from the fact that producers of goods for public consumption (such as coffee, base metals, and petroleum), as well as the producers of these raw materials, wish to transfer the risk of price fluctuations to speculators, which in most cases are financial institutions.

The difference between the average yield of interest obtained from loans and the average rate of interest paid for deposits and other such funds (or the cost of funds) is called the net interest spread, and it is an indicator of a financial institution's profit.

Use multiple resources such as physically visiting local financial institutions, calling 800 numbers for nationally recognized banks and credit unions and visiting reputable online websites for industry recognized mortgage leaders.

Some companies such as financial and consumer credit institutions offer auto loan calculators on their websites for consumers so they can estimate their car payments by entering variables such as vehicle cost, interest rate and the length of the loan.

When asked about the latest developments regarding «toxic investment products», he committed that his institution will coordinate with the Netherlands Authority for the Financial Markets (AFM) to ban such products.

However, before you apply for personal loans with such institutions, you can try the following to address your urgent financial needs.

For those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance compaFor those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance compafor infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance company.

Loan capital for LHIFT comes in various forms such as contributions, investment loans and grants from financial institutions, businesses, religious and social organizations, foundations, individuals and endowment funds.

«They were sold as being conservative investments, which of course they're not,» said Jeffrey Pederson, an attorney in Denver, Colorado, who has represented investors in settlements against financial institutions over whether such notes were suitable for his clients.

You can also learn your credit score for free if you're a customer of certain financial institutions, such as American Express, Bank of America or Citigroup.