The CFPB was created to oversee multiple agencies and to watch out for American consumers who are in the market
for financial products and services, including mortgages or home equity loans.
Coordinated with individual customers and provided consultation
for all financial products and services.
• Ability to perform outside sales
for financial products and services.
According to the policy, any advertisement
for financial products and services must be compatible with all applicable laws in each country, provide necessary disclosures, balanced information of risks and benefits, and all information that must be provided to the investor.
Twitter's revised policy states that any advertisement
for financial products and services must be compatible with all applicable law, providing necessary disclosures and balanced information of risks and benefits.
«Approximately 8 million people across the country depend on The Standard
for financial products and services to help them confidently pursue their dreams.
Regarding what we do with the information we need from you, we simply use it to identify you, confirm facts about you, deliver financial products and services to you, and to help us asses your request
for financial products and services as necessary to service your loan.
The social media giant said it would prohibit ads
for financial products and services «that are frequently associated with misleading or deceptive promotional practices.»
Not exact matches
And in the case of
financial institution a relevant place to apply it would be where it's important
for a particular
product or
service to have either more trust from third parties or to engage third parties in building a network without a traditional intermediary.
Such statements include, but are not limited to, statements about the continued demand
for our
product, the wind - down of ExpressJet's flying agreement with Delta,
and the related removal from
service and / or placement into
service of certain aircraft, the scheduled aircraft deliveries
for SkyWest Airlines
for 2018, as well as SkyWest's future
financial and operating results, plans, objectives, expectations, estimates, intentions
and outlook,
and other statements that are not historical facts.
When consumers
and the
financial industry do come on board, the Committee advises regulating it much like other
financial services products, like supervising bitcoin exchanges with «requirements
for business continuity planning,»
and «a forum
for fraud prevention
and disclosure of bitcoin's risks
and costs.»
«Businesses
and service providers were without the critical market infrastructure required to create fee -
for -
service business models
and develop
financial products designed to help the poor withstand potentially ruinous
financial shocks such as crop destruction.»
It reduces tariffs on a range of Australian agricultural
products, eliminates tariffs on coal
and enhances market access
for service industries including
financial services, professional
services, education, health, hospitality
and construction.
CNBC also has a vast portfolioof digital
products which deliver real - time
financial market news andinformation across a variety of platforms including: CNBC.com; CNBC PRO, thepremium, integrated desktop / mobile
service that provides live access to CNBCprogramming, exclusive video content
and global market data
and analysis; asuite of CNBC mobile
products including the CNBC Apps
for iOS, Android andWindows devices;
and additional
products such as the CNBC App
for the AppleWatch
and Apple TV.
Such risks, uncertainties
and other factors include, without limitation: (1) the effect of economic conditions in the industries
and markets in which United Technologies
and Rockwell Collins operate in the U.S.
and globally
and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates
and foreign currency exchange rates, levels of end market demand in construction
and in both the commercial
and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions
and natural disasters
and the
financial condition of our customers
and suppliers; (2) challenges in the development, production, delivery, support, performance
and realization of the anticipated benefits of advanced technologies
and new
products and services; (3) the scope, nature, impact or timing of acquisition
and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses
and realization of synergies
and opportunities
for growth
and innovation; (4) future timing
and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition,
and capital spending
and research
and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit
and factors that may affect such availability, including credit market conditions
and our capital structure; (6) the timing
and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions
and the level of other investing activities
and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays
and disruption in delivery of materials
and services from suppliers; (8) company
and customer - directed cost reduction efforts
and restructuring costs
and savings
and other consequences thereof; (9) new business
and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification
and balance of operations across
product lines, regions
and industries; (12) the outcome of legal proceedings, investigations
and other contingencies; (13) pension plan assumptions
and future contributions; (14) the impact of the negotiation of collective bargaining agreements
and labor disputes; (15) the effect of changes in political conditions in the U.S.
and other countries in which United Technologies
and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies
and currency exchange rates in the near term
and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts
and Jobs Act of 2017), environmental, regulatory (including among other things import / export)
and other laws
and regulations in the U.S.
and other countries in which United Technologies
and Rockwell Collins operate; (17) the ability of United Technologies
and Rockwell Collins to receive the required regulatory approvals (
and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger)
and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies»
and / or Rockwell Collins» common stock
and / or on their respective
financial performance; (20) risks related to Rockwell Collins
and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs
and / or unknown liabilities; (22) risks associated with third party contracts containing consent
and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings;
and (24) the ability of United Technologies
and Rockwell Collins, or the combined company, to retain
and hire key personnel.
But critics in the
financial services industry say the rule would limit the ability of advisers to
service clients who can not afford to pay
for financial advice
and must use
products that carry commissions or other indirect costs.
Revolut applied
for a European banking license last month, to enable it to provide other
financial products like credit
and deposit
services.
Originally known
for its lighting
products,
and later
for its foray into
financial services, GE is in the middle of a long refocusing effort.
Important factors that could cause our actual results
and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully
and profitably market our
products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; the acceptance of our
products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services by patients
and healthcare providers; our ability to meet demand
for our
products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; the willingness of health insurance companies
and other payers to cover Cologuard
and adequately reimburse us
for our performance of the Cologuard test; the amount
and nature of competition from other cancer screening
and diagnostic
products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage
and reimbursement
for our
products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines
and quality metrics issued by various organizations such as the U.S. Preventive
Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
Services Task Force, the American Cancer Society,
and the National Committee
for Quality Assurance regarding cancer screening or our
products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; our ability to successfully develop new
products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
services; our success establishing
and maintaining collaborative, licensing
and supplier arrangements; our ability to maintain regulatory approvals
and comply with applicable regulations;
and the other risks
and uncertainties described in the Risk Factors
and in Management's Discussion
and Analysis of
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
Financial Condition
and Results of Operations sections of our most recently filed Annual Report on Form 10 - K
and our subsequently filed Quarterly Reports on Form 10 - Q.
Until now, Merrill Lynch Wealth Management's top recognition club was its «Circle of Champions»
for financial advisers who produced $ 4 million of commissions
and fees, or received 2.5 million of «production credits»
for sales of
products and services that qualified them
for the firm's top sales payout.
Comments received by the Department
and media reports also indicate that many
financial institutions already had completed or largely completed work to establish policies
and procedures necessary to make the business structure
and practice shifts required by the Impartial Conduct Standards earlier this year (e.g., drafting
and implementing training
for staff, drafting client correspondence
and explanations of revised
product and service offerings, negotiating changes to agreements with
product manufacturers as part of their approach to compliance with the PTEs, changing employee
and agent compensation structures,
and designing conflict - free
product offerings),
and the Department believes that
financial institutions may use this compliance infrastructure to ensure that they meet the Impartial Conduct Standards after taking the additional Start Printed Page 16910sixty days
for an orderly transition between June 9, 2017,
and January 1, 2018.
For more information on private student loans
and other consumer
financial products or
services, visit Ask CFPB.
And then, not surprisingly, risk management is important in financial services and then, ultimately, the sales and business performance in showing that there are customer - level managers of that sales and business performance that might look quite different than the traditional P&L that you would see for a product within an organizati
And then, not surprisingly, risk management is important in
financial services and then, ultimately, the sales and business performance in showing that there are customer - level managers of that sales and business performance that might look quite different than the traditional P&L that you would see for a product within an organizati
and then, ultimately, the sales
and business performance in showing that there are customer - level managers of that sales and business performance that might look quite different than the traditional P&L that you would see for a product within an organizati
and business performance in showing that there are customer - level managers of that sales
and business performance that might look quite different than the traditional P&L that you would see for a product within an organizati
and business performance that might look quite different than the traditional P&L that you would see
for a
product within an organization.
For example, an NEO's RSUs could be forfeited,
and Shares at Risk recaptured, if during 2010 that NEO participated in the marketing of any
product or
service without appropriate consideration of the risk to our firm or the broader
financial system as a whole.
goeasy collects
and uses personal information
for purposes limited to those which are related to its businesses, which include providing household furnishings, appliances,
and home electronic
products to its customers under lease agreements, staging
services, mortgage brokerage
services and financial services.
Money20 / 20 events are globally acknowledged as the centre stage of the payments &
financial services industry providing a platform
for you to build brand awareness, form partnerships
and launch new
products.
thanks,
and yes, a pittance of a pension
and regular checkups keep us on budget
and head off any problems — best decision i ever made (
financial or otherwise) was serving our country doing search -
and - rescue, oil
and chemical spill remediation, etc. (you can guess the branch of
service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation,
and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002,
and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments
and insurance
products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed
for Medicare in several years, albeit with a nice supplemental
and pharmacy benefits — but our main concern is staying fit, active,
and healthy!
Asia, a major driver of global economic growth, is both a source of competitive imports but increasingly an important destination
for exports
for the Canadian economy, a growing market
for resource - based commodities but also agri - food
products, specialized manufactures,
financial and other
services and, potentially, energy.
«New Yorkers must be confident that the insurance agents, brokers
and companies that they rely on are recommending the right
products for them,
and that the consumer's best interests are paramount,» said Maria T. Vullo, superintendent of the NYS Department of
Financial Services.
Sofi offers a variety of
financial products for qualified members, including mortgages, student loans, investment advisory
services and even life insurance.
While the company's revenue is still in early stages, the company's goal is to become a
financial hub
for a wide range of
financial services, said Britt, who was previously an executive at Visa
and chief
product at Greendot.
Robert has a strong grounding in
financial services and market temperament
and in depth knowledge of investment banking
and wealth management
products, which was reinforced during his time as the Director, US Convertible Securities Sales
for the Bank of Tokyo - Mitsubishi UFJ.
Financial and retirement
products and services for individuals, including IRAs, annuities, college savings, managed accounts,
and brokerage
and cash management as well as workplace savings business
for tax - exempt organizations.
The
products and services are designed specifically
for financial firms looking
for strategic insight into the pace
and path of the core themes shaping the
financial services ecosystem.
Through its operating subsidiaries, Fidelity Bank
and LionMark Insurance Company, Fidelity Southern Corporation offers an array of
financial products and services for a growing base of business
and retail customers in Atlanta, GA..
In accordance with FTC guidelines, 7BinaryOptions.com has
financial relationships with some of the
products and services mentioned on this website,
and 7BinaryOptions.com may be compensated if consumers choose to click these links in our content
and ultimately sign up
for them.
Mortgages are one of the biggest
and most complex
financial products you'll deal with as a consumer,
and many borrowers find it important to have an option
for in - person
service at their local bank or lender.
This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995
and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new
product initiatives
and timing, including the BlackBerry 10 platform; BlackBerry's plans
and expectations regarding new
service offerings,
and assumptions regarding its
service revenue model; BlackBerry's plans, strategies
and objectives,
and the anticipated opportunities
and challenges in fiscal 2014; anticipated demand
for,
and BlackBerry's plans
and expectations relating to, programs to drive sell - through of the company's BlackBerry 10 smartphones; BlackBerry's expectations regarding
financial results
for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its
financial resources; BlackBerry's ongoing efforts to streamline its operations
and its expectations relating to the benefits of its Cost Optimization
and Resource Efficiency («CORE») program
and similar strategies; BlackBerry's plans
and expectations regarding marketing
and promotional programs;
and BlackBerry's estimates of purchase obligations
and other contractual commitments.
BlackBerry's ability to manage inventory
and asset risk; BlackBerry's reliance on suppliers of functional components
for its
products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain
and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board
and management changes
and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors
and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects
and vulnerabilities in BlackBerry's
products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum
and radio frequencies; risks related to economic
and geopolitical conditions; risks associated with acquisitions; foreign exchange risks;
and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition
and short
product life cycles that characterize the wireless communications industry,
and the company's previously disclosed review of strategic alternatives.
Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides
services to your employer or plan sponsor, we may exchange certain information about you with Fidelity
financial services affiliates, such as our brokerage
and insurance companies,
for their use in marketing
products and services as allowed by law.
This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995
and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new
product initiatives
and timing, including the BlackBerry 10 platform; BlackBerry's plans
and expectations regarding new
service offerings,
and assumptions regarding its
service revenue model; BlackBerry's plans, strategies
and objectives,
and the anticipated opportunities
and challenges in fiscal 2014; anticipated demand
for,
and BlackBerry's plans
and expectations relating to, programs to drive sell - through of the Company's BlackBerry 7
and 10 smartphones
and BlackBerry PlayBook tablets; BlackBerry's expectations regarding
financial results
for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its
financial resources; BlackBerry's ongoing efforts to streamline its operations
and its expectations relating to the benefits of its Cost Optimization
and Resource Efficiency («CORE») program
and similar strategies; BlackBerry's plans
and expectations regarding marketing
and promotional programs;
and BlackBerry's estimates of purchase obligations
and other contractual commitments.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current
products and services, or develop new
products and services in a timely manner or at competitive prices, including risks related to new
product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated
services and software offering; intense competition, rapid change
and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners
and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political
and economic developments in Venezuela
and the impact of foreign currency restrictions; risks relating to network disruptions
and other business interruptions, including costs, potential liabilities, lost revenues
and reputational damage associated with
service interruptions; risks related to BlackBerry's ability to implement
and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract
and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand
and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use
and disclosure of confidential
and personal information; BlackBerry's ability to manage inventory
and asset risk; BlackBerry's reliance on suppliers of functional components
for its
products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain
and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board
and management changes
and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors
and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects
and vulnerabilities in BlackBerry's
products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum
and radio frequencies; risks related to economic
and geopolitical conditions; risks associated with acquisitions; foreign exchange risks;
and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition
and short
product life cycles that characterize the wireless communications industry.
Links on this website to appearances
and articles by Richard Bernstein, whether in the press, on television or otherwise, are provided
for informational purposes only
and in no way should be considered a recommendation of any particular investment
product, vehicle,
service or instrument or the rendering of investment advice, which must always be evaluated by a prospective investor in consultation with his or her own
financial adviser
and in light of his or her own circumstances, including the investor's investment horizon, appetite
for risk,
and ability to withstand a potential loss of some or all of an investment's value.
Equal representation of the sexes is particularly key
for sectors where employee engagement
and satisfaction reflects directly on the quality of the
product or
service —
financials, technology, retail, leisure
and business
services, among others.
The goals include reducing trade deficits with NAFTA countries, strengthening rules of origin to ensure the pact's benefits aid
products that are made in North America
and increasing market access
for telecommunications
and financial services.
It is equally vital
for banks
and financial services firms to study this space
and see how it can impact the payment industry, look at engaging with interested parties,
and launch new
products and services.
Wells Fargo Education
Financial Services and Amazon partnered to create a new interest rate discount
for Amazon Prime Student customers who apply
for any of Wells Fargo's private student loan
products.
Beyond lessening the agency's
financial burden in the early stages of R&D, NASA's contracts also provide increased incentive
for competition between private ventures — competition which will inevitably hasten innovation
and shorten
product /
service lifecycles.
The November 15th program will include cutting - edge discussions such as: how non-exchange traded alternatives are becoming the mutual funds of yesteryear; what is driving retail's demand
for non-exchange traded alternatives; using micro-investing technology to diversify across
and within online marketplaces; how legislation is being used to engineer a new breed of alternative
products; how innovations in self - directed IRAs will create new retail distribution channels
for the entire alternative
product universe; how technology will ensure the scalability of online platforms
and enable traditional
financial services providers to increase AUM; how millennials will fuel the growth of FinTech
and redefine
financial services; how FinTech will replace the 401k
and transform the way Americans save
for retirement;
and how modernizing the Self - directed IRA is the trillion dollar FinTech opportunity.
PNC was included in the 2017 Bloomberg
Financial Services Gender - Equality Index, which recognizes companies
for their employee policies, gender - conscious
product offerings
and community support.