Sentences with phrase «for first policy year»

The maximum loan amount that can be availed under this policy is up to 60 % of the surrender value, provided the policy has run for the first policy year.

Reversionary bonus is declared for the first policy year annually during the term of the policy.

Not exact matches

Eight years after a devastating recession opened an era of loose U.S. monetary policy, the Federal Reserve was set on Wednesday to raise rates for the first time since 2006, in a sign the world's largest economy had overcome most of the wounds of the global financial crisis.

On tax reform, the most significant legislative achievement of Trump's first year, it's probably not fair to point just at Trump for a policy that tends to pose more harm to Democratic constituencies than Republican.

«Thanks in part to the forceful response to the crisis and policies throughout the eight years of the Obama administration to promote robust, shared growth, the US economy is stronger, more resilient, and better positioned for the twenty - first century than ever before,» the White House said in an email after the jobs report.

«International investors have embraced the positive changes in the accessibility of the China A shares market over the last few years and now all conditions are set for MSCI to proceed with the first step of the inclusion,» Remy Briand, MSCI Managing Director and Chairman of the MSCI Index Policy Committee, said in a release.

The Fed raised its key overnight lending rate in December for the first time in nearly a decade, but it has backed away from further monetary policy tightening this year largely due to a global economic slowdown and financial market volatility.

Following the Cambridge Analytica scandal, Facebook has officially updated its data policy for the first time in years, clarifying a number of details about how it collects and uses its users» personal data.

Some term policies guarantee their rates only for the first year of the policy, while some rates last for decades.

Layton was responding to criticism from Jack Mintz — the economist oft - quoted by Conservative Leader Stephen Harper as justification for his tax policies — that the cap - and - trade system the NDP proposed to cover the cost of $ 3.5 billion worth of green initiatives in the first year would raise gasoline prices by 10 cents per litre.

We have just been through an exercise in which monetary policy was tightened for the first time in five years.

Authored by incoming federal trade commissioner Rohit Chopra as he awaited Senate confirmation for his new post, the paper marks the first comprehensive attempt to rethink federal anti-corruption policy in years — maybe since the Watergate era.

Florida Gov. Rick Scott joined a growing list of Republican lawmakers Friday to endorse raising the minimum age for purchasing rifles to 21 years old, marking his first major break from the policy priorities of the National Rifle Association.

The Fed's policy statement acknowledged inflation was heading toward the central bank's annual 2 % target, with the Fed's preferred inflation gauge, the personal - consumption expenditures index for March, rising to a 12 - month rate of 2 % for the first time in a year.

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

While there are potentially serious issues surrounding U.S. trade policy, for the first time in years there is clarity over corporate taxes.

Our cyber liability and data breach insurance starts at just $ 250 per year for a pre-underwritten instant issue policy that provides $ 100,000 in protection against first - party damages as well as many third - party damages offering a fast and economical way to get protection in place.

As expected, the Fed raised interest rates at its December meeting, but for the first time in more than a year, two members of the rate - setting committee dissented, in favor of leaving monetary policy on hold.

India just cut its interest rates for the first time in three years, as it used this same monetary policy (lowering interest rates) to counteract slowing economic growth.

Since life is unpredictable, term insurance often has an added feature: the ability to convert the term policy to permanent coverage within a certain conversion period — for example within the first 10 years of a 20 year policy.

Facebook is spelling out in plain English how it collects and uses your data in rewritten versions of its Terms of Service and Data Use Policy, though it's not asking for new rights to collect and use your data or changing any of your old privacy settings.The public has seven days to comment on the changes (though Facebook doesn't promise to adapt or even respond to the feedback) before Facebook will ask all users to consent to the first set of new rules in three years.

For example, if you currently have a high income but low retirement savings, you may choose to pay a larger annual premium for the first 20 years to make sure the policy is paid off then build up your savings, as opposed to paying a lower premium for your entire liFor example, if you currently have a high income but low retirement savings, you may choose to pay a larger annual premium for the first 20 years to make sure the policy is paid off then build up your savings, as opposed to paying a lower premium for your entire lifor the first 20 years to make sure the policy is paid off then build up your savings, as opposed to paying a lower premium for your entire lifor your entire life.

That policy letter states: «For any mortgage... with an LTV greater than 90 %, FHA will assess the annual MIP until the end of the mortgage term or for the first 30 years of the term, whichever occurs first.&raqFor any mortgage... with an LTV greater than 90 %, FHA will assess the annual MIP until the end of the mortgage term or for the first 30 years of the term, whichever occurs first.&raqfor the first 30 years of the term, whichever occurs first.»

Whether the decision to raise US rates is made at that meeting or postponed until the new year, for the first time in many decades, we could be entering a period of divergent monetary policy between the ECB and the Fed.

For nearly three years after an audit first identified risks for consumer harm, an internal audit Wells Fargo inconsistently applied its policy and charged borrowers extension fees when it shouldn't haFor nearly three years after an audit first identified risks for consumer harm, an internal audit Wells Fargo inconsistently applied its policy and charged borrowers extension fees when it shouldn't hafor consumer harm, an internal audit Wells Fargo inconsistently applied its policy and charged borrowers extension fees when it shouldn't have.

He praised the policy, but admitted that Labour's proposals to prioritise new - builds for first - time buyers living in area for three years was «difficult», as it could potentially penalise someone looking to move up the social ladder by purchasing a property in a new area.

Now this is particularly significant because for years and years - I first recall writing about this in the late 1970s - the policy foisted on schools has been exactly the reverse.

Fox tells the story from beginning to end: childhood in the German - American parsonage; nine grades of school followed by three years in a denominational «college» that was not yet a college and three year's in Eden Seminary, with graduation at 21; a five - month pastorate due to his father's death; Yale Divinity School, where despite academic probation because he had no accredited degree, he earned the B.D. and M.A.; the Detroit pastorate (1915 - 1918) in which he encountered industrial America and the race problem; his growing reputation as lecturer and writer (especially for The Christian Century); the teaching career at Union Theological Seminary (1928 - 1960); marriage and family; the landmark books Moral Man and Immoral Society and The Nature and Destiny of Man; the founding of the Fellowship of Socialist Christians and its journal Radical Religion; the gradual move from Socialist to liberal Democratic politics, and from leader of the Fellowship of Reconciliation to critic of pacifism; the break with Charles Clayton Morrison's Christian Century and the inauguration of Christianity and Crisis; the founding of the Union for Democratic Action, then later of Americans for Democratic Action; participation in the ecumenical movement, especially the Oxford Conference and the Amsterdam Assembly; increasing friendship with government officials and service with George Kennan's policy - planning group in the State Department; the first stroke in 1952 and the subsequent struggles with ill health; retirement from Union in 1960, followed by short appointments at Harvard, at the Center for the Study of Democratic Institutions, and at Columbia's Institute of War and Peace Studies; intense suffering from ill health; and death in Stockbridge, Massachusetts, in 1971.

In its first year and due largely to its strict trade - only visitor policy, the event firmly established itself as the USA's leading fair in the industry for alcoholic beverage brands looking to expand their distribution network.

but a t some point he lost it, and is not because of his stinginess to buy players, our core is good and has been for sometime now, his biggest problem was adaptation, change to the new EPL, his philosophy dating back 20 years does not work anymore and he knows it, because of this his biggest flaw all others came out to light, lack of rotation of his players favoring some over others, stubbornness that applies to his transfer policy buying for the future just as he had 20 more years ahead, players playing out of their natural positions, ARSENAL FLOPS who knows under other Managers they could have been great, for some reason they were signed in the first place, they must had some talent, best example is Campbell....

Osborne lists other factors critical to the success of his walk - on program: a freshman team that practices together and plays a five - game schedule («They're not just bag - holders their first year,» he says); the Huskers» nationally acclaimed weight program («I knew I needed a lot of work, and this was where I could get it,» says Morrow); and Osborne's policy of holding back about five scholarships per year for walk - ons, a true motivational carrot.

Nothing like one underachiever blowing smoke up the ass of another... we know that Ozil has some incredible technical gifts, but to be considered the best you have to bring more than just assists to the table... for me, a top player has to possess a more well - rounded game, which doesn't mean they need to be a beast on both ends of the pitch, but they must have the ability to take their game to another level when it matters most... although he amassed some record - like stats early on, it set the bar too high, so when people expected him to duplicate those numbers each year the pressure seemed to get the best of our soft - spoken star... obviously that's not an excuse for what has happened in the meantime, but it's important to make note of a few things: (1) his best year was a transition year for many of the traditionally dominant teams in the EPL, so that clearly made the numbers appear better than they actually were and (2) Wenger's system, or lack thereof, didn't do him any favours; by playing him out of position and by not acquiring world - class striker and / or right - side forward that would best fit an Ozil - centered offensive scheme certainly hurt his chances to repeat his earlier peformances, (3) the loss of Cazorla, who took a lot of pressure off Ozil in the midfield and was highly efficient when it came to getting him the ball in space, negatively impacted his effectiveness and (4) he likewise missed a good chunk of games and frankly never looked himself when he eventually returned to the field... overall the Ozil experiment has had mixed reviews and rightfully so, but I do have some empathy for the man because he has always carried himself the same way, whether for Real or the German National team, yet he has only suffered any lengthy down periods with Arsenal... to me that goes directly to this club's inability to surround him with the necessary players to succeed, especially for someone who is a pass first type of player; as such, this simply highlights our club's ineffective and antiquated transfer policies... frankly I'm disappointed in both Ozil and our management team for not stepping up when it counted because they had a chance to do something special, but they didn't have it in them... there is no one that better exemplifies our recent history than Ozil, brief moments of greatness undercut by long periods of disappointing play, only made worse by his mopey posturing like a younger slightly less awkward Wenger... what a terribly waste

Picture this, we don't come out of the gate firing on all cylinders, Wenger speaks of how there wasn't enough time for the first - teamers to build chemistry, several key players aren't even playing because of Wenger's utterly ridiculous policy regarding players who played in the Confed Cup or the under21s and the boo - birds have returned in full flight... if these things were to happen, which is quite possible considering the Groundhog Day mentality of this club, how long do you think it will take for Wenger to recant his earlier statements regarding Europa... I would suggest that it's these sorts of comments from Wenger which are often his undoing... why would any manager worth his weight in salt make such a definitive statement before the season has even started... why would any manager who fashions himself an educated man make such pronouncements before even knowing what his starting 11 will be come Friday, let alone on September 1st... why would any manager who has a tenuous relationship with a great many supporters offer up such a potentially contentious talking point considering how many times his own words have come back to bite him in the ass... I think he does this because he doesn't care what you or I think, in fact he's more than slightly infuriated by the very idea of having to answer to the likes of you and me... that might have been acceptable during his formative years in charge, when the fans were rewarded with an scintillating brand of football and success felt like a forgone conclusion, but this new Wenger led team barely resembles that team of ore... whereas in times past we relished a few words from our seemingly cerebral manager, in recent times those words have been replaced by a myriad of excuses, a plethora of infuriating stories about who he could have signed but didn't and what can only be construed as outright fabrications... it's kind of funny that when we want some answers, like during the whole contract debacle of last season, we can't get an intelligent word out of him, but when we just what him to show his managerial acumen through his actions, we can't seem to get him to shut - up... I beg you to prove me wrong Arsene

Yes we have a shrewd and clever manager yes we have built a team that is now coming together and who were brought in using a wise and financially aware transfer policy BUT this is the first time since the game changed in this country that we are as close as we have ever been to being able to compete with the elite clubs without spending WHAT THEY SPEND this does not mean however that we don't need to spend at all!!!! Our season ticket prices are the highest in Europe yet we have not progressed in European competitions for five years!!!

Our transfer policy needs looking into IMO because something is not right when you buy someone, knowing he has no chance at all of playing first team football for your club, then loan him out for six years, sell him to the club you got him from, buy him back to sell him but can't so sell him back to the original club again.

Canada's infant and young child nutrition policy recommends that mothers exclusively breastfeed their children for the first six months of life and continue breastfeeding to two years while gradually adding high nutrient and energy dense complementary foods.

Canada's infant and young child feeding policy recommends exclusive breastfeeding for the first six months of life and sustained breastfeeding for two years and beyond.

On the other hand, the study found that families that didn't need the mother's salary might benefit from the mom being at home for the first year — something the researchers said could ideally be addressed by a more flexible maternity leave policy for working moms.

Although Health Canada's policy statements recommend that infants be exclusively breastfed for the first six months of life and sustained breastfeeding to two years and beyond, adequate support systems need to be in place for mothers to achieve optimal breastfeeding practices.

For all the above reasons and more, Health Canada's infant feeding policies recommend exclusive breastfeeding for the first six months of life, then the introduction of solids with continued breastfeeding for two years and moFor all the above reasons and more, Health Canada's infant feeding policies recommend exclusive breastfeeding for the first six months of life, then the introduction of solids with continued breastfeeding for two years and mofor the first six months of life, then the introduction of solids with continued breastfeeding for two years and mofor two years and more.

And honestly, if they can't afford a hospital birth, chances are they can't afford a homebirth midwife — who are generally not cheap, who will not generally make payment arrangements (or rather, will not make the same type hospitals make, payable after the fact and in small monthly increments for years; midwife payment arrangements tend to be along the lines of «Half the fee at the first appointment, and the other half a month or two later»), and who will not deliver a baby without having been paid in full prior to onset of labor (I don't have a statistic, but it seems most midwives have this particular payment policy, and payment is non-refundable).

In India — where the Maggi Noodles controversy continues to rage — and the law forbids promotion of any products for babies under 2 years, Nestlé is boasting about its new Maternity Protection Policy, describing its Start Healthy Stay Healthy campaign as «a science - based educational initiative by Nestlé which, in partnership with doctors, focuses on the lifelong impact of breastfeeding and the first 1,000 days of life.»

Each year, the School Nutrition Foundation selects a National Policy Fellow and provides funds to send an SNA member to attend the Legislative Action Conference (LAC) in Washington, D.C. for the first time.

Some dental malocclusions have been found more commonly among pacifier users than nonusers, but the differences generally disappeared after pacifier cessation.284 In its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis media.

In fact Stephen Beer claimed Labour needed to respond to the tough decisions it faced on the economy, outline an economic plan for the future rather than a retrospective attack on Coalition policy and most importantly close the economic credibility gap that was first conceived and then grew during Labour's last years in office.

He further noted that under the free SHS policy, all fees approved by the Ghana Education Service (GES) Council for first year students other than Parent - Teacher Association (PTA) dues, would be absorbed by the government through settlement of the «onetime fee» for all first years — whether day or boarding.

Certainly, the urge to get women involved some 60 years ago can not be downplayed with the involvement of Dr. Nkrumah himself in affirmative action policies and appointment of women propaganda secretaries and organisers right from inception of his government, It is remarkable that parliament under the CPP in 1960 passed Representation of the People (Women Members) Bill into law which amongst others made it possible for women to stand for parliamentary elections unopposed and subsequently saw the election of first ten female parliamentarians into the first session of the first parliament.

It seems that this has been an important lesson for the European Union during the first ten years of its security and defence policy.

Per the policy, all fees approved by the Ghana Education Service Council for first - year students have been absorbed by the government, save Parent Teachers» Association (PTA) dues.

I am module leader for the third year module British Foreign Policy and the first year British Politics module.