So on a whole, we recommend a more comprehensive cover
for a given risk, than concentrate on a part of the product.
People with similar risk characteristics are grouped together so that the insurance company can accurately predict the expected age of death
for a given risk class.
In the short term,
for given risk - adjusted profitability targets, this implies that dealers will be less willing to take on large positions and the associated inventory risks.
Not exact matches
That would
give the phone the necessary power
for its heat - creating components to keep working without
risking that the phone runs out of juice.
But such a service could also present the
risk of publishers becoming even more dependent on social networking platforms like Facebook
for readers and revenue, thus
giving the tech giants an uncomfortable amount of control over the news industry's fate.
If we don't pay attention to what's really going on in our heads, we
risk misjudging our peers — by
giving them too much credit, or too little —
for all the wrong reasons.
The Apple board stipulated this year that
for security reasons the CEO should use private planes
for business and personal travel, citing the
risk given his high profile.
The crisis would soon
give Waugh a chance to test his aptitude
for risk, with an opportunity that could have won Scotia a place at the top of U.S. banking — or cost it dearly.
On the other hand, if you want to
give it more room, you then need to have a smaller position size to account
for that added
risk.
But the new chair's own public speeches and comments throughout the past year have shown an evolving faith that the Fed's go - slow approach can continue,
giving more time
for workers to rebound from the 2007 - 2009 crisis without creating other economic
risks.
Such
risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities
for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the
risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may
give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20)
risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21)
risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22)
risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23)
risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«They are willing to
give up a lot of the option's theoretical value in exchange
for getting rid of the
risk,» says Lang.
«I think what you see is that when you choose the giver approach, yes, you are at
risk for being taken advantage of but you also have people cheering
for you and rooting
for you,» says Wharton professor and author of bestseller
Give and Take Adam Grant.
But even after you have corrected
for such mismatches and the employee continues to be unsuccessful, it's time to let them go - and, at the
risk of sounding harsh it's, the best gift you could ever
give them.
Given the hazards, how does one mitigate the
risk and be positioned
for a better return?
«
Given the size of its economy, population, and given its political clout, Nigeria's stance towards the African Continental Free Trade Area is key,» Imad Mesdoua, senior consultant for Africa at Control Risks, a global risk consultancy with offices in Lagos, told CNBC via e
Given the size of its economy, population, and
given its political clout, Nigeria's stance towards the African Continental Free Trade Area is key,» Imad Mesdoua, senior consultant for Africa at Control Risks, a global risk consultancy with offices in Lagos, told CNBC via e
given its political clout, Nigeria's stance towards the African Continental Free Trade Area is key,» Imad Mesdoua, senior consultant
for Africa at Control
Risks, a global
risk consultancy with offices in Lagos, told CNBC via email.
According to their latest proxies, the boards of Citi and Morgan Stanley have assigned oversight responsibility
for the plans to their boards»
risk committees, and the board of Wells Fargo has
given the chore to its audit committee.
Beyond those basics, you'll get approved more readily and with better terms if you
give the banks precisely what they need to make a decision: tax returns and audited (if possible) financial statements (P&L, balance sheets and cash flow)
for the year to date and the previous three years; monthly statements
for the previous 12 months; a business plan explaining what you do, how you do it and why your company would be a good
risk; a detailed projection showing how you will generate the funds to pay down the line; and a backup plan (collateral) to repay the bank if the projections don't pan out.
Many young tech executives
give up a fat paycheck to
risk it all
for start - up success.
WASHINGTON - Federal Reserve Bank of St. Louis President James Bullard
gives presentation on the U.S. economy and monetary policy before the National Association
for Business Economics conference, «Promoting Sustained Growth: Policy Tensions and
Risks» - 1300 GMT.
Kay notes that small - business owners are extraordinarily comfortable with
risks taken in business, but
risk - taking outside work is usually more difficult because
giving up control is hard
for them.
But
given Trump's unwillingness to stake out clear positions on taxes and spending, and his enthusiasm
for threatening trade wars with China and Mexico, supporting Trump could
risk elevating the populist, protectionist wing of the Republican party over the significant chunk of Republicans who believe in cutting spending and promoting free trade.
Despite having share prices that move with market prices, these funds can
give rise to first - mover advantages
for redeeming shareholders and create the potential
for destabilizing waves of redemptions and asset fire sales if liquidity buffers and other tools to manage liquidity
risk prove insufficient.
Adding the Food Contamination Endorsement to your policy
gives you protection
for this
risk.
It then
gives assessments to doctors so they can determine patients»
risk for opioid abuse.
The euro
gives back gains as post-election euphoria fades, and
risk - on currencies follow — it's time
for your FX Fix.
Other questions genotype analysis could answer include whether a
given athlete is at elevated
risk for tendon ruptures or cartilage tears, whether her muscles require more or less recovery time than the norm, and why certain diets work
for some people and not others.
FBI agents on the case expected that Petraeus would be asked to resign immediately rather than
risk the possibility that he could be blackmailed to
give intelligence secrets to foreign intelligence agencies or criminals... [T] he FBI, Justice Department, and the White House held off on asking
for Petraeus» resignation until after the election... FBI agents on the case were aware that such a decision had been made to hold off on forcing him out until after the election and were outraged.
But
given the considerable
risks, it's not
for the faint of heart or those without business experience.
Just consider the financial
risks entrepreneurs run,
for example, if they
give company stock to their children as part of a long - term estate - planning strategy — only to have the IRS step in years later and challenge the claimed taxable value of the gifts.
Investopedia: «An individual who, rather than working as an employee, runs a small business and assumes all the
risk and reward of a
given business venture, idea, or good or service offered
for sale.
One officer is notorious
for harassing local black residents, to the point where he has been
given a street nickname of «Bro Stupid,» said Burnell Williams, who works with at -
risk youth and ex-prisoners
for the nonprofit group Against All Odds.
It took me a long time to get my arms around this, but in a society where job security is no longer a
given, I believe starting and running a business actually holds lower
risk for people if done correctly.
«They are constantly looking
for ways to mitigate
risk, because that
gives them comfort and reassurance,» says Shiv.
It is the willingness to assume
risk that makes you more creative, and
gives you the preference
for working in startups.
Vib,
for example,
gives Best Western a foothold in higher - end markets, while Glo provides an alternative to its existing core brand — despite the
risk of cannibalization.
It
gives you a better framework
for looking at
risk over a continuum.
But that's hardly fair compensation when your former cube mate
gave you $ 25,000 of money she didn't really have to invest in you, took tons of
risks with her money, and now has to pay a VC price
for that money a year after she invested it.
For example, the expected timing and likelihood of completion of the proposed merger, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals of the proposed merger that could reduce anticipated benefits or cause the parties to abandon the transaction, the ability to successfully integrate the businesses, the occurrence of any event, change or other circumstances that could
give rise to the termination of the merger agreement, the possibility that Kraft shareholders may not approve the merger agreement, the
risk that the parties may not be able to satisfy the conditions to the proposed transaction in a timely manner or at all,
risks related to disruption of management time from ongoing business operations due to the proposed transaction, the
risk that any announcements relating to the proposed transaction could have adverse effects on the market price of Kraft's common stock, and the
risk that the proposed transaction and its announcement could have an adverse effect on the ability of Kraft and Heinz to retain customers and retain and hire key personnel and maintain relationships with their suppliers and customers and on their operating results and businesses generally, problems may arise in successfully integrating the businesses of the companies, which may result in the combined company not operating as effectively and efficiently as expected, the combined company may be unable to achieve cost - cutting synergies or it may take longer than expected to achieve those synergies, and other factors.
As of December 1, 2017, Institutional Shareholder Services (ISS), which rates companies on
risk,
gave our company a 10, its highest
risk category,
for the Governance QualityScore.
For example, in the hardware space, a year ago, $ 1M in pre-sales on Kickstarter with a great product idea was sometimes enough to raise a Series A. Now, investors are demanding pre-sales in the millions with a product that's either functional or actually in production
given the
risk of bringing hardware to market.
As of November 1, 2014, Institutional Shareholder Services (ISS), which rates companies on
risk,
gave our company a 10, its highest
risk category,
for shareholder rights and compensation.
Ideally,
for any
given time period, you want your investment to appear in the upper - left quadrant, as this indicates you've received higher returns
for a relatively low amount of
risk.
Blending business and personal connections requires a delicate balance,
given the
risks for everyone involved.
What results is an upward shift in the efficient frontier, providing an enhanced return
for a
given level of
risk, or conversely, a similar return at a lower
risk profile.
By imitating its well - established bill auction process, the Treasury
gave dealers a familiar starting point
for developing the
risk management and sales programs necessary to support auction bidding
for notes and bonds.
Given these factors, if uncertainty fades about the prospects
for China and other emerging markets, there is some upside
risk to our commodity price assumptions, with implications
for Canada.
If you're investing
for college, age - based options are designed to
give you the best chance at returns
given your
risk tolerance and time frame.
Based on modern portfolio theory and the efficient frontier, return is maximized
for a
given level of
risk through asset class diversification.
However, within a
given portfolio, an investor can maximize return
for a
given level of
risk by diversifying among several uncorrelated asset classes.