Sentences with phrase «for gross debt»

There was also NO LIMIT for your GROSS DEBT SERVICING (GDS) if your credit was strong enough.

At those prices, homebuyers would need an income of at least $ 100,000 in order to satisfy the lending standards for gross debt service ratios as well as tougher mortgage qualification rules introduced by federal regulators in January, Hildebrand found.

Not exact matches

Benjamin Tal, an economist with CIBC, reported in a study earlier this year that heavy borrowers, those with household debt - to - gross income ratios above 160, accounted for 34 % of all borrowers compared to 26 % in 2007.

Investors should monitor current events, as well as the ratio of national debt to gross domestic product, Treasury yields, credit ratings, and the weaknesses of the dollar for signs that default risk may be rising.

The IMF added that if growth was lower than expected or if the Greek government failed to meet targets for running a surplus on its budget excluding interest payments, there would be «significant increases in debt and gross financing needs».

HPFS gross margin decreased for the three and nine months ended July 31, 2011 due primarily to lower portfolio margins from a higher mix of operating leases and higher transaction taxes, the effect of which was partially offset by higher margins on lease extensions and lower bad debt expense as a percentage of revenue.

Basically, Daniel Gross lays out the facts that the newspapers filing for bankruptcy are ones that have been stockpiled with debt and / or idiotic management decisions.

For instance, conventional loans — typically a conventional loan from a bank or other mortgage lender — will require no more than 26 % to 28 % of month gross income for housing costs and not more than 33 % to 36 % of monthly housing plus debt cosFor instance, conventional loans — typically a conventional loan from a bank or other mortgage lender — will require no more than 26 % to 28 % of month gross income for housing costs and not more than 33 % to 36 % of monthly housing plus debt cosfor housing costs and not more than 33 % to 36 % of monthly housing plus debt costs.

Hi, im looking for a debt consolidation loan of $ 50000, i have some relly high interest loans out and will take me forever to pay them of with the interest so high, i have good credit but the banks are still turning me down i work fulltime and my gross earnings for a year is $ 82000 and thats not bad money but i need to get out of these high intertest loans, are there anyone out there that can loan me this money cause i know i will have no problem at all payingit back, but i certainly needs a break from these high interest loans and get them paid off with a debt consolidation loan..

For instance, if your gross income is $ 4,000 per month, your new mortgage, property taxes and homeowners insurance, plus other debt payments total is $ 1,500, your DTI is 37.5 percent.

Our analysis suggests this would be a more sustainable level of debt for the commonwealth to carry relative to its potential gross national product (GNP).

Depending on the purpose at hand, there can be a case for looking at either net debt or gross debt.

Specific debt - to - income requirements vary based on a range of criteria including loan - to - value ratio, assets used to qualify for the loan and credit history but typically a successful applicant will have a total debt - to - income ratio (including the proposed loan payment) below 43 % of monthly gross income.

Lenders will allow a certain percentage of your gross (before tax) income for recurring monthly debts.

In contrast, EM nations as a whole are carrying less debt as a percentage of gross domestic product (GDP) than in years past, and thus the EMD index may have garnered relative attraction among investors searching for yield.

The growth of gross household debt has seen the household sector's debt to income ratio on a gradually rising trend for much of the past decade.

Before the European sovereign debt crisis starting in 2010, Greece's economy represented about 2 % of the eurozone's gross domestic product (GDP); after the crisis - induced recession, it accounts for even less.

We agree with Gross that unless entitlement spending patterns change substantially, the long - term outlook for government debt is unpleasant.

liberation of the captives debt slavery of the poor truth and honesty media manipulate minds Justice free market above justice equal dignity of all marginalization of the poor women's dignity and rights (s) exploitation of women, loves little children neglects children's dues Safeguard family break - up of family genuine freedom of conscience freedom for the market forces land, homes for all world apartheid, homelessness work and fair wages for all unemployment: gross inequality

but it wont be to long before we are over the # 200 million mark in cash reserves net wise (not gross) with the new t.v deal coming in and our gross debt is around the # 220 million mark so not far off at all in fact, so maybe two more years then we will defo have more cash than debt for certain.

we are filthy rich and will get richer as for the debt i see the net debt drop by from # 90million + to just # 32 million that means we are heading in the right direction on the debt front i am not sure what the gross debt is.

4th place is the minimal we go for wenger has been quoted as saying time and time again so we are targeting higher places that unless he is a compulsive lair, plus we need the minimal financial reward it brings to keep paying the gross debt off.

When asked for specifics he talked about his concern that the debt to gross domestic product ratio is 100 %, and went further to decry the unfunded liabilities debt that is currently at closer to $ 117 trillion.

The loans provided essential capital for the reconstruction of Britain after the war - in 1950, national debt stood at twice (200 per cent) the gross domestic product (GDP) of the country.

The debt amounts to around 1 percent of gross domestic product and is a problem for banks that loaned money to oil companies on the basis of the contract price and have yet to be repaid in full, leading to non-performing loans, several senior bank officials said.

Gross debt for Brazil is now around 64 % of its gross domestic proGross debt for Brazil is now around 64 % of its gross domestic progross domestic product.

This is because over half of your gross income is going towards debt payments each month, making it hard for your to save money or handle unexpected expenses.

For example, if your gross income is $ 10,000 the maximum monthly debt is $ 4,100.

The debt ratio established for VA loans is 41, or 41 percent of gross monthly income although that ratio can be a little higher and still receive an approval.

Upon applying for the cosigner release, the borrower must have a FICO score greater than 699 and minimum gross income of $ 30,000 for loans up to $ 100,000 and $ 50,000 for loans over $ 100,000 and a debt — to — income ratio of 43 % or less.

If your combined debts use up more than 50 % of your gross income, you may have trouble getting approved for this program.

For example, if a mortgage product has a total debt - to - income ratio of 38 percent, the borrower's housing expenses plus other debts should not exceed 38 percent of his or her gross monthly income.

Bill «The Bond King» Gross, founder of PIMCO says that the long run of stocks outperforming the overall economy is done and that the only policy option left for the «advanced» economies in the world is inflating their way out of debt.

Start by taking your gross income and subtracting income taxes, savings, mortgage and debt repayment, providing for your children, and work expenses.

Monthly payments for approved credit (mortgages, rent, car loans, credit cards and other forms of credit) that do not exceed 40 % of gross monthly income (if a mortgage or rent is not included, debt - to - income ratio can not exceed 25 %).

The calculator computes a single flat percentage of income as the monthly payment for both saving and borrowing based on the anticipated college costs, the number of years of savings before matriculation, the number of years in repayment on the loans, the interest rate on savings, the interest rate on debt, current adjusted gross income (AGI) and annual salary growth rate.

Your overall debt - to - income ratio should be no more than 41 to 43 percent of your gross monthly income for most lenders; so if you're still paying for a home equity loan, a car loan, credit card debt or other debt in retirement, it can be tough to meet that hurdle without including the income earned on your retirement investments.

FHA - insured mortgage lenders define long - term debt as monthly expenses extending 12 months or more into the future, and look for these expenses plus housing expenses not to exceed 41 percent of the homeowner's gross monthly income.

For example, if your gross monthly income is $ 4,000 and your major monthly debts are $ 1,800, that's a 45 percent DTI ratio (1,800 / 4,000).

For example, if your recurring monthly debt is $ 1,500 and your gross monthly income is $ 5,000, then your DTI ratio would be 30 %.

The International Monetary Fund estimates that gross U.S. debt will reach 97.5 percent of the country's GDP in 2010, versus 72.7 percent of GDP for the United Kingdom.

Gross Debt Service Ratio (GDS): The percentage of the borrower's gross monthly income that is used for monthly housing payments (principal, interest, taxes, heating costs, and half of any condominium maintenance fGross Debt Service Ratio (GDS): The percentage of the borrower's gross monthly income that is used for monthly housing payments (principal, interest, taxes, heating costs, and half of any condominium maintenance fgross monthly income that is used for monthly housing payments (principal, interest, taxes, heating costs, and half of any condominium maintenance fees).

If your total recurring debts (including your mortgage payments) will exceed 45 % of your gross monthly income, you may have trouble qualifying for a loan.

For borrowers who have excessive student loan debt (payments equal to or more than 20 % of their monthly gross income).

For instance, historically, you could have notched surprisingly good results by favoring securities characterized by lower price volatility, higher yields and higher quality (as reflected in, say, higher gross profitability or lower debt).

Currently, lenders use a Gross Debt Service Ratio (GDS) / Total Debt Service Ratio (TDS) calculation to qualify for mortgage financing.

APRs range from 4.66 percent to 29.99 percent, with no minimums for gross income, credit history or debt - to - income ratio (although the ratio averages between 15 and 16 percent).

So, a home buyer who pays $ 1,000 per month for debts (including the new estimated housing expense) and brings in $ 4,000 per month in gross income would have a debt - to - income ratio of 25 percent (1,000 / 4,000).

In an effort to figure this out, loan providers will want to take a look at gross financial debt service ratio (GDSR), the number of your gross monthly income you can use for housing costs (mortgage payment, utility bills, as well as house taxes).

The new rules for debt servicing apply to those with good credit scores and allow for a max of 39 % (gross debt servicing — GDS) of gross monthly income to cover the mortgage payments, property taxes and 50 % of the strata fee.