Sentences with phrase «for higher delinquencies»

It's getting harder for landlords who rely on borrowed cash to find new loans to pay off the old ones, leading to forecasts for higher delinquencies.

Not exact matches

Loan delinquency climbed to 11.2 percent in the last quarter of 2016, the highest rate for all types of household debt.

The Effective Interest Yield for the second quarter of 2017 was 32.8 %, primarily reflecting the impact of higher delinquency and net charge - off rates in the second quarter of 2017 relative to the prior year period.

The roll rate — the percentage of credit card users who «roll» from early stage delinquencies to 60 - 89 day delinquencies — reached the highest since 2008 for one credit card program, while delinquencies for another were above the 10 - year average, according to Royal Bank of Canada credit analyst Vivek Selot.

Some «indicators» lenders look out for, according to Foley, may include «high credit card balances, recent delinquencies, or high DTI.»

Analysts have been warning for years that subprime car loans pose a threat to lenders as delinquency rates have edged higher since reaching a post-recession low in 2012.

Roll rates in National Bank of Canada's Canadian Credit Card Trust program are at the highest since 2008, while for CIBC's CARDS II program, early stage delinquencies, 60 - 89 day delinquencies and roll rates are all above the 10 - year average, Selot said.

In addition, two broad measures of financial health — debt delinquency rates and credit scores — showed short - lived and modest increases: The worst - flooded residents had 90 - day delinquency rates that were about 10 percent higher, relative to non-flooded residents, for the three months following Katrina.

President Barack Obama has often noted in speeches the enthusiasm of Korean parents for their children's education, the high quality of Korean teachers, the number of learning hours that Korean students spend, and the outstanding educational achievements these have produced; for example, top rankings in international academic - achievement tests, and low rates of school dropouts and juvenile delinquency.

School - level data were downloaded from the California Department of Education, California Longitudinal Pupil Achievement Data System (CALPADS) website.6 The following were dropped: schools with total enrollment of fewer than 50 students, special education schools, continuation high schools, schools in juvenile delinquency facilities, alternative schools, community day schools, and schools lacking a full panel of data for 2013 - 2015.

New research shows that higher suspension rates are closely correlated with higher dropout and delinquency rates, and that they have tremendous economic costs for the suspended students (Marchbanks, 2015), as well as for society as a whole (Losen, 2015).

While many delinquencies have been caused by adjustable rate mortgages for subprime borrowers or with gimmicky features which caused payments to reset to unnaturally high levels, the rise in ten - year Treasury yields is a warning that a broader population of mortgage holders could face higher mortgage rates.

Although these loans are geared toward applicants with minimal credit, this lender looks for borrowers with a record of saving, no delinquencies and an income that's high enough to support the loan payment in addition to other monthly expenses.

«The only anomaly we found was that higher TPR levels actually resulted in higher auto and mortgage delinquencies for subprime and near - prime mortgage borrowers, but we attribute this performance to the mortgage crisis and its impact on the payment hierarchy — many consumers facing foreclosure placed a higher emphasis on paying off their credit cards,» added Becker.

Delinquency rates for other forms of debt (student loans, home equity lines of credit, and auto loans) were at relative highs as well.

Although the employment report for October was relatively positive, the job market had improved only marginally through the third quarter, so while there was a small improvement in the delinquency rate, the level of that rate remains quite high.

For the second quarter, Nevada, Florida, Arizona and California remained the four states with the highest delinquency rates, mirroring the locations where foreclosures are the highest.

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In our first report, we highlighted the high level of delinquency for adjustable rate subprime loans before any «reset» of their interest rate to a higher level.

There are also higher default and delinquency rates found at institutions where graduation and degree completion rates are lower — for example, at some for - profit universities or community colleges.

These delinquencies, especially in a relatively recent time period, equate to higher credit risk, which may give lenders pause in underwriting new mortgages for those borrowers.

Whether they are coping with a status offense because they are under 18 or a juvenile delinquency crime that is illegal for citizens of all ages, an experienced central California criminal attorney can protect your child's future so they can graduate from high school, attend college, and launch a career.

GFI Management Services - Northlake Manor Apartment 2/2008 — 7/2009 Business Manager & Full Charge Bookkeeper Handled a high - profile management position responsible for the overall success of the property including increasing revenue and occupancy, decreasing delinquency, managing staff, and maintaining budget to ensure profitability of the property.

Successfully turned around high delinquency rate by effectively communicating with tenants and improving process for collecting and tracking lease payments.

Children with early - onset conduct problems (CPs) are at high risk for chronic antisocial and aggressive behaviour, and a variety of social and mental health problems in adolescence and adulthood (e.g. delinquency, psychiatric disorders, substance use, school dropout; Fergusson et al. 2005; Kratzer and Hodgins 1997).

Hawkins et al. (1992) suggested that children raised in families with low communication and involvement between parents and children are at high risk for later delinquency and drug use.

TFCO - A is also rated a «1 — Well - Supported Research Evidence» in the Disruptive Behavior Treatment (Child & Adolescent), Higher Level of Placement, Placement Stabilization, and Behavioral Management for Adolescents in Child Welfare topic areas for adolescents with severe delinquency and / or severe emotional and behavioral disorders.

One of the explanations of the higher level of delinquency in males than in females is that the etiology of delinquency may differ for males and females.

Group comparisons of self - rating scores indicate significant differences for attention problems and a tendency for aggression / delinquency, with highest values for Group 4.

Results: The results of the MANCOVA revealed that only children with paternal ASPD showed significant higher scores in attentional problems, self - rated aggression / delinquency and disruptive behaviour, while there were no differences for FHalc and the interaction effect.

This multisite randomized controlled trial examines the impact of a 12 - year long professional youth mentoring program, Friends of the Children (FOTC), on boys and girls who were identified during kindergarten as at the highest risk and lowest protection for future problems, including antisocial behavior and delinquency.

For example... data that finds that delinquency is twice as high in cases where the father is absent than when he is present... no such problem has been found in studies of lesbian two - parent families.

For example: «Test Moffitt's theory of delinquency abstention by examining links between friendship networks and adolescent delinquency involvement» or «Test the impacts of intensive police patrol at high crime spots on the legitimacy evaluations of residents.»

Fact: «Although early research suggests that youth living in two - parent biological families fare better on a range of developmental outcomes than those in single - parent or alternative structures (Amato and Keith, 1991), this research typically finds that effects of family structure on developmental outcomes such as delinquency are not strong (Hetherington and Kelly, 2002)... More tangible differences in family dynamics or circumstances — such as supervision practices — are largely responsible when study groups have different outcomes... The highest rates of delinquency were for youth in father - only households, followed by father - stepmother...»

These youth are at high risk for chronic delinquency, drug abuse, and HIV / AIDS and are particularly vulnerable to detrimental social, health, and mental health outcomes including chronic offending, drug dependence, and contracting HIV, as well as for a host of additional problems as they age (e.g., AIDS, physical and mental health problems, incarceration, early death).

In fact, the second highest rate of self - reported delinquency in the sample was found for the group of children who were high on CU traits but without conduct problems at the start of the study.

The present study examined associations of delinquency with: (1) the high and low activity alleles of MAOA - uVNTR, BDNF Val66Met, and 5 - HTTLPR genotypes; (2) two -, three -, and four - way interactions of each genotype with family conflict and sexual abuse; and (3) two -, three -, and four - way interactions of each of these genotypes with the child - parent relationship, adjusting for family conflict and sexual abuse.

Results Statistical analyses yielded evidence for a significant reduction of disruptive problem behaviors (aggression, delinquency) that is more prominent in DBD children with high heart rate scores compared to patients with low heart rate scores.

Based on a self - report delinquency measure, it appeared that the psychopathy - like group had the highest delinquency rates, except for vandalism.

We also investigated whether the moderating effect of gender was comparable in the high - risk sample for juvenile delinquency and the general population sample.

The high - risk sample for juvenile delinquency was recruited from 38 welfare and juvenile justice institutions from the German speaking part of Switzerland.

As different combinations of elevated scores on psychopathic traits may lead to different types of juvenile delinquency [9], with for example a higher score on all three YPI scales predicting the probability for having committed violent offenses and a higher score on only one scale of the YPI predicting the probability for having committed non-violent offenses, we categorized the self - reported delinquency in two types of offenses (i.e., violent offenses and non-violent offenses).1 Furthermore, given the controversial discussion about the role of gender in the relationship between psychopathic traits and specific forms of self - reported delinquency; the second objective was to examine the influence of gender on this relationship.

The purpose of the current study was to examine the relationship between psychopathic traits and self - reported non-violent and violent offenses in a high - risk sample for juvenile delinquency as well as in a general population sample and how gender influences this relationship.

Also, these behaviors are highly related to juvenile delinquency, which has very high costs for society.

For boys, similarity in mean level delinquency between best friends was higher than for girFor boys, similarity in mean level delinquency between best friends was higher than for girfor girls.

We hypothesize the following: (1) the average trajectory among youth whose parents report a history of delinquency during adolescence will be higher than the average trajectory of those youth whose parents do not report any adolescent delinquency; (2) attachment and harsh parenting will not only distinguish between trajectories, but improvements and declines in the quality of attachment and harsh parenting will correspond to change in antisocial behavior trajectories (within - person variation), controlling for unmeasured heterogeneity; and (3) parent's history of adolescent delinquency will influence trajectories of antisocial behavior indirectly through the child's adoption of an antisocial identity (troublemaker, partier).

However, up till now the vast majority of research on psychopathic traits and delinquent behavior has focused on high - risk samples for juvenile delinquency [7].

Gaining greater understanding of associations between psychopathic traits and delinquent behavior in a high - risk sample for juvenile delinquency as well as in a general population sample is essential for developing effective intervention strategies.

In early December, the Mortgage Bankers Association reported that delinquencies on mortgages for one - to four - unit residential properties rose 47 basis points between the second and third quarters of 2007, to 5.59 percent of all outstanding loans, the highest rate since 1986.

CMBS loan delinquencies have ticked higher in recent months and experts are predicting a more volatile stretch for the second half of the year as more large loans mature...