The study found that if you have a fair — or median — credit score, you may pay 32 percent
more for home insurance on average than someone with excellent credit.
The graph below shows the five best cities
for home insurance of all 44 cities which were part of our rankings.
Once you've received a number of quotes
for home insurance policies, review them carefully and choose the one that offers you the best coverage for your situation.
Remember, though: Just because statewide
averages for home insurance are low doesn't mean that you're automatically getting the best deal possible.
We found that, on average, the homeowners in the ten largest cities pay 8 % more than the rest of the
state for home insurance.
Here's the skinny on home insurance companies, how to evaluate them, and what employing a little consumer savvy can
mean for your home insurance coverage and premiums.
One thing to keep in mind when shopping
around for a home insurance quote - there is no such thing as a «standard» home insurance policy.
When you
search for home insurance on the Internet, you can quickly become overwhelmed by the choices in insurance companies, agencies and brokers.
Also, new homeowners must find the best
price for home insurance to start with the lowest possible rates for the best type of coverage.
If you're concerned that you're paying too
much for home insurance, you should examine the average home insurance rates in your state of residence.
Did you know that your home's size, location, age and building materials all impact how much you pay every
month for home insurance?
It is common
for home insurance companies to exclude pools with slides and diving boards - these generally present a higher risk for injuries and medical expenses.
It is
common for home insurance companies to exclude pools with slides and diving boards - these generally present a higher risk for injuries and medical expenses.
Independent agents can offer some unique benefits that you won't find when you shop
for home insurance from a specific company.
Before searching
online for home insurance quotes, make sure you make a list of your home inventory and store it in a safe location.
It's true that this state ranks among the top in the
nation for home insurance premiums, but there are some ways you can reduce costs.