Sentences with phrase «for joint insurance»

Often couples, who are the two named drivers on an insurance policy, will take this program together to qualify for the joint insurance discount.

The initial cost and premiums paid for joint insurance policies tend to be cheaper than the premiums for two separate individual policies.

Second, there is a growing demand for joint insurance by unmarried couples and insurance carriers want to get in on the action.

Not exact matches

Hartford HealthCare, which operates Hartford Hospital and five other hospitals in Connecticut, will announce a joint venture Wednesday to form a health insurance company, a first for Connecticut and another sign of transformation that is shaking up the...

Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.

The Russian Agency for Export Credit and Investment Insurance (EXIAR) and the Central Bank of Iran (CBI) agree on the main conditions of bank - to - bank cooperation to facilitate ECA - backed financing of Russian - Iranian joint projects and boost their realization in various sectors

The Canadian Council of Insurance Regulators (CCIR) and the Canadian Insurance Services Regulatory Organizations (CISRO) announced on Thursday the release of the draft joint guidance for the insurance Insurance Regulators (CCIR) and the Canadian Insurance Services Regulatory Organizations (CISRO) announced on Thursday the release of the draft joint guidance for the insurance Insurance Services Regulatory Organizations (CISRO) announced on Thursday the release of the draft joint guidance for the insurance insurance industry.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

According to DOMA, states are not required to recognize a same - sex marriage performed in another state, meaning these couples are not eligible for Social Security survivors» benefits, insurance for government employees, immigration status, filing of joint taxes and more.

Last week, Sen. Charles Schumer, Rep. Daniel Donovan, Mayor Bill de Blasio, Borough President James Oddo and Councilman Steven Matteo sent a joint letter to FEMA and the Army Corps, «urging early collaboration on seawall - related flood insurance reductions to maximize potential savings for homeowners.»

As a member of the bi-partisan New York State Senate Joint Task Force on Heroin and Opioid Addiction, Senator Golden has fought for laws to establish Good Samaritan protections, create I - STOP, enhance insurance coverage to combat addiction, as well as expanding access to Naloxone.»

«It's not an exaggeration to say that the loss of insurance of insurance for millions, decreased stability of health care providers, jobs losses and higher taxes are among the outcomes that would allow implementation of this bill,» said the providers in the joint letter.

That removed Syracuse from all but one city - county initiative, a joint request for proposals for retiree health insurance, which was already under way before the shared services panel was formed.

Although Medicaid is a joint state - federal government health insurance program, each state sets the policies for its own Medicaid program within requirements set by the federal government.

I was overweight and planning to have gastric bypass surgery, and he thought he could make a stronger case for my insurance to cover the procedure if we could say weight loss would also help my joints.

This is the main finding of joint research conducted by the Insurance Institute for Highway Safety and the University of Michigan Transportation Research Institute (UMTRI).

The FDIC provides separate insurance coverage for deposits held in different ownership categories such as single accounts, joint accounts, Individual Retirement Accounts (IRAs) and trust accounts.

Joint accounts are great for dealing with the monthly fixed expenses like your rent or mortgage, utilities, food, insurance and the like.

They were looking for an actuary with investment knowledge that could help them in their joint venture with The Progressive to use credit scores in underwriting auto insurance.

The other reason for using joint first - to - die life insurance is when both spouses have similar income levels.

Joint last - to - die is suitable for estate planning strategies, but what is joint first - to - die life insurance usedJoint last - to - die is suitable for estate planning strategies, but what is joint first - to - die life insurance usedjoint first - to - die life insurance used for?

die insurance and joint and last survivor insurance are other names for this estate planning tool.

Did you know about a family or JFTD (joint - first - to - claim) policy: You can get one policy for both your spouse and you — it will be often cheaper than two single critical illness insurance policies.

So, if you and your spouse have a joint account, the insurance coverage for that account could be as much as $ 500,000.

Students can opt for a strategy of «joint» Tangerine accounts (with a parent, sibling or a friend) to benefit from even greater CIDC insurance.

You can often save money by purchasing a joint life insurance policy for yourself and your spouse, but this is often only available as permanent coverage.

While you can get coverage for this scenario through an additional insured rider, you may need a joint life insurance policy if the maximum death benefit for a rider isn't large enough.

In fact, a joint last - to - die permanent life insurance policy is designed for this specific use case.

Most traditional life insurance policies are designed to cover individuals, but today's married couples can also opt for joint policies.

Whether you are the sole breadwinner, one half of a joint - income couple, or a stay - at - home - parent, a term life insurance death benefit (the funds that your beneficiaries will receive upon your passing) can do much more than add a temporary boost to family finances and pay for funeral and burial expenses.

As of November 1, 2012, FDIC Insured Cash Balances are eligible for FDIC insurance up to $ 250,000 (including interest and principal) per individual depositor and up to $ 500,000 per joint depositors, subject to the limitation that such amounts are aggregated against all other similarly held deposits at Capital One, N.A. for purposes of calculating FDIC insurance limits.

Ten - year term life insurance is the most common, and may be made even more economical for a couple with joint first - to - die policy.

Joint life insurance offers a number of benefits for married couples.

The significance of the new social insurance program was that it sought to address the long - range problem of economic security for the aged through a contributory system in which the workers themselves contributed to their own future retirement benefit by making regular payments into a joint fund.

A feature that may be offered under an annuity contract in which the insurance company promises an individual may withdraw a specified amount from an account, even if the account balance is reduced to zero: (1) for the life of the individual, or the joint lives of two individuals (e.g., the individual and spouse); or (2) for a specified period of time.

Because the premium for survivorship insurance is based on joint life expectancy, the cost is usually less (per thousand dollars of death benefit) than it would be for a policy covering either life alone — and significantly less expensive than buying two separate policies.

Annuities: A fixed - income annuity is a contract with an insurance company that, in return for an up - front investment, guarantees3 to pay you (or you and your spouse) a set amount of income either for the rest of your life (and the life of a surviving spouse in the case of a joint and survivor annuity) or a set period of time.

For example, many larger breed dogs are prone to hip dysphasia and certain disorders of the bones and joints, so many pet insurance plans list these ailments in the exclusions for the breeds most prone to the disordeFor example, many larger breed dogs are prone to hip dysphasia and certain disorders of the bones and joints, so many pet insurance plans list these ailments in the exclusions for the breeds most prone to the disordefor the breeds most prone to the disorders.

For example, Dr. Jules Benson, a vice president of veterinary services at the pet insurance company Petplan, notes that elevated levels of antioxidants can provide some benefit in fighting senile dementia in dogs, while upping fatty acids and glucosamine can help relieve arthritis and joint pain.

TIP: Formulas that include joint health supplements for active medium breeds provide insurance towards joint health and reducing risk of orthopedic injuries.

(Source: Pet Industry Joint Advisory Council) Fact: Pet store puppies had fewer health claims thus prompting pet health insurance carrier DVM / VPI Insurance Group to reduce its premiums for pet store puppies and kittens by as muchinsurance carrier DVM / VPI Insurance Group to reduce its premiums for pet store puppies and kittens by as muchInsurance Group to reduce its premiums for pet store puppies and kittens by as much as 22 %.

And once your dog gets a bit older, pet insurance makes even more sense — not just for emergency care but for surgery, joint problems and chronic conditions that many dogs develop later in life.

The most recent estimates of these amounts by CBO and the staff of the Joint Committee on Taxation (JCT) were included in the September 2017 report Federal Subsidies for Health Insurance Coverage for People Under Age 65: 2017 to 2027.

Joint law venture with Singapore's Premier Law described as «critical development» for RPC's insurance, marine and bank disputes practices

Anecdotal evidence and a survey undertaken by the Forum of Insurance Lawyers (FOIL) show that insurers and insurance lawyers are fully aware of the risks of costs sanctions for failure to mediate or other ADR, but consider that it has drawbacks compared to a joint settlement meeting, such as expense, and may even hamper settlement as parties are reluctant to make offers before a mInsurance Lawyers (FOIL) show that insurers and insurance lawyers are fully aware of the risks of costs sanctions for failure to mediate or other ADR, but consider that it has drawbacks compared to a joint settlement meeting, such as expense, and may even hamper settlement as parties are reluctant to make offers before a minsurance lawyers are fully aware of the risks of costs sanctions for failure to mediate or other ADR, but consider that it has drawbacks compared to a joint settlement meeting, such as expense, and may even hamper settlement as parties are reluctant to make offers before a mediation.

Our wrongful death attorneys can calculate the accurate dollar amount to use for an insurance settlement based on variables such as the joint life expectancy of the couple.

«commercial dispute» means a dispute between parties relating to matters of a commercial nature, whether contractual or not, such as trade transactions for the supply or exchange of goods or services, distribution agreements, commercial representation or agency, factoring, leasing, construction of works, consulting, engineering, licensing, investment, financing, banking, insurance, exploitation agreements and concessions, joint ventures, other forms of industrial or business co-operation or the carriage of goods or passengers; («différend commercial»)

We regularly act for clients in investment protection arbitration, joint venture and M&A disputes as well as commercial dispute arbitrations in the energy, construction, infrastructure, pharmaceutical, aerospace & defence, banking & finance, insurance & reinsurance, shipping & transport and telecommunications sectors.

He is the co-author of a book on the Bermuda form published by Oxford University Press, The Bermuda Form: Interpretation and Dispute Resolution of Excess Liability Insurance, joint winner of the 2012 BILA Book Prize awarded for the most notable contribution to literature in the field of insurInsurance, joint winner of the 2012 BILA Book Prize awarded for the most notable contribution to literature in the field of insuranceinsurance law.

Re Anglo American Insurance Co Ltd [2002] BCC 715 (Neuberger J. — Chancery Division) Questions arising in relation to applications by joint provisional liquidators for letters requesting assistance from two overseas Courts.