Sentences with phrase «for joint policies»

Most traditional life insurance policies are designed to cover individuals, but today's married couples can also opt for joint policies.

Most traditional life insurance policies are designed to cover individuals, but today's married couples can also opt for joint policies.

Therefore, there is only about a 5 - 10 % saving in premium for a joint policy over two single life policies.

Can we go for a joint policy?

Not exact matches

U.S. - based trade experts said they expected Beijing to offer Trump's team a package of policy changes that may include some previously announced moves, such as a phase - out of joint venture requirements for some sectors, autos tariff reductions and increased purchases of U.S. goods.

Even if it took 10 or 15 years of relentless diplomatic pressure from the joint efforts of the U.S., China, Russia, South Korea, and Japan to convince Kim Jong - un to give up his weapons and doing so resulted in the eventual denuclearization of the peninsula — and successfully deterred war — it would be a major victory for U.S. foreign policy and secure our vital national interests.

If a great taco joint in the neighborhood is nice plus, a generous parental leave policy is certainly a killer differentiator, and «businesses are fighting for differentiation,» according to Siegel.

Cruz and his wife, Heidi, mingled with the crowd, delivered joint remarks for more than an hour, prayed with the audience for some 90 minutes more and took questions on everything from foreign policy to faith to economic issues.

A 236 - page compendium of insightful commentary and sound advice for the entrepreneur and small business owner With real world practicality, readers will learn how to significantly reduce their marketing costs and while increasing their profit margins by employing environmentally sound and ethically founded policies and practices; convert their vendors, customers, and competitors into a kind of auxiliary sales resource; successfully persuading business acquaintances to become joint - venture partners; utilizing social media, traditional media, and their own imagination to reduce advertising costs while employing alternative marketing practices The distilled and effective wisdom of two of the most successful yet frugal entrepreneurs who have combined their many years of experience and expertise in a single volume that should be considered mandatory reading strongly recommended.

The guiding considerations of an effective U.S. strategy for addressing China's inroads in Europe should be to 1) include Europe in its own thinking and considerations about China, 2) avoid adopting contradictory economic policies that target European allies rather than China, 3) work with Europe to shape and advance a proactive, joint transatlantic agenda to address shared concerns about China.

Greg is on the boards of directors for CarGurus, Inc., a publicly traded online automotive marketplace, the Woodland Park Zoo and Seeking Alpha and is a Policy Advisory Board Member for Harvard University Joint Center for Housing Studies.

U.S. - based trade experts said they expected Beijing to offer Trump's team a package of policy changes that may include some previously announced moves, such as a phase - out of joint venture requirements for some sectors, auto tariff reductions and increased purchases of U.S. goods.

In joint statement, Boehner and Weld said «while we come at this issue from different perspectives and track records, we both believe the time has come for serious consideration of a shift in federal marijuana policy.»

Mr. Schäuble, a member of Ms. Merkel's conservative Christian Democratic Union, told The Wall Street Journal last week that «as soon as we have a joint EU fiscal policy, we can consider joint liability» for governments» borrowing.

For a comprehensive discussion of financial stability arrangements in Australia, see the joint RBA and APRA document Macroprudential Analysis and Policy in the Australian Financial Stability Framework, < http://www.apra.gov.au/AboutAPRA/Publications/Documents/2012-09-map-aus-fsf.pdf > [7]

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

However, MLB's new domestic violence policy only allows commissioner Rob Manfred the power to suspend players for as long as the Players Association is willing to allow him to — this is a joint agreement that the two sides will work together on, not Manfred handing out whatever punishments he feels like.

Manfred cited the MLB's six - month - old Joint Domestic Violence, Sexual Assault and Child Abuse Policy as the basis for Reyes» paid leave.

In its parliamentary briefing for the Welfare Reform Bill, the Fatherhood Institute sets out clearly for MPs, peers and other interested parties, how joint birth registration would work — and its implications for wider social policy development.

I can only conclude that joint custody, as a legal presumption for all children is a misguided policy.

CMEs - Continuing Medical Education credits for Physicans & Nurses: This activity has been planned and implemented in accordance with the Essential Areas and policies of the Accreditation Council for Continuing Medical Education through the joint sponsorship of PESI Inc. and the GOLD Conference Services.

An inkling of the movement for constitutional reform at the practical level of electoral politics may be traced to the Joint Commission on the Constitution set up in 1981 by the Alliance, with the purpose to «examine the policies for reform of the British constitution, in particular of the electoral system... that our parties should present together at the next election for implementation» (Joint Liberal / SDP Alliance Commission on Constitutional Reform 1983: 1).

The Assembly, Senate and Gov. Andrew Cuomo have proposed reforms to how the state handles sexual harassment cases, which include measures ranging from bans on confidential settlements as well as money for the Joint Commission on Public Ethics to review allegations and a goal of creating a uniform policy for handling cases.

Cuomo once again just days before the 2014 election when Cuomo made a joint appearance with New Jersey Gov. Chris Christie to announce a bi-state mandatory quarantine policy for travelers who may have been exposed to the Ebola virus in West Africa.

De Blasio helped shield Cuomo once again just days before the 2014 election when Cuomo made a joint appearance with New Jersey Gov. Chris Christie to announce a bi-state mandatory quarantine policy for travelers who may have been exposed to the Ebola virus in West Africa.

The measure mirrors Gov. Cuomo's plan to create an investigative unit solely for sexual harassment complaints within the Joint Commission on Public Ethics and creates one policy for all state and local government entities, including the legislature.

The Democratic governor, who is positioning himself for a possible 2020 presidential run, would pay an estimated $ 31,830 in taxes under the provisions of the new tax bill, according to online calculators run by the Tax Foundation and Tax Policy Center, a joint project of the Urban Institute and Brookings Institution.

In 2013, the New York Public Interest Research Group complained to the state's Joint Commission on Public Ethics that the party's efforts amounted to lobbying — the ads didn't urge people to vote for someone, but rather to support a pending policy action — and should be disclosed as such.

A state judge has ordered Campaign for One New York, a nonprofit de Blasio established to promote his policies, to release documents and communications between the mayor and the nonprofit — sought by the state Joint Commission on Public Ethics as part of a probe into potential improper lobbying.

«The joint guidelines give recommendations for improved provision of fertility preservation treatments for both men and women and should be heeded by healthcare professionals, service providers and policy makers responsible for providing good quality care to these patients.»

A joint response to the study with discussion of the implications of the findings for public policy and service provision has been written by the six collaborating organisations and is available at www.centrepoint.org.uk

While it affirms the stands of the government and people of the state of Libya against these inhuman actions, he said the Ministry has for many years advocated for effective policies in dealing with these phenomena by supporting institutional capacity - building and enterprise development in the country to eliminate illegal migration, smuggling of migrants and trafficking in human beings as stated in the Tripoli joint Declaration -LCB- Africa and European Union -RCB- in 2006.

«Blacks and Latinos have aligned goals on issues such as economics and healthcare because African - Americans and Hispanics have similar problems in those areas,» said David Bositis, senior research associate at the Joint Center for Political and Economic Studies, a Washington, D.C. - based think tank that studies public policy issues affecting African - Americans.

2018: A Liberty and the Joint Council for the Welfare of Immigrants dossier sets out many warnings received by the government regarding the impacts of its policies.

Lt. Gov. Bob Duffy defended the relatively narrow look - back period for the disclosure of contributors to lobbying organizations proposed by the Joint Commission on Public Ethics, saying it reflects well on Gov. Andrew Cuomo's transparency policy.

«By implementing a new policy of issuing a summons rather than arresting New Yorkers for possessing small amounts of marijuana, the mayor and commissioner have taken a significant step towards ensuring fewer New Yorkers face the consequences that arrest records bring,» Mr. Torres said on November 10 in a joint statement with Councilmen Carlos Menchaca, Donovan Richards and Antonio Reynoso — all of whom came out today in support of the Right to Know Act.

In a joint letter on Friday, June 17, the officials together urged the DOE to withdraw the co-location proposal from the June 22nd Panel for Education Policy meeting agenda and to work on an alternative location to accommodate the new school.

The nation's leading scientific organizations vowed to build on the momentum generated by the March for Science by continuing to reach out to the public and policymakers at all levels to promote sound scientific policies that advance discovery and benefit society, according to a joint statement...

At this critical time of tax reform, widening gaps between the rich and poor and growing public support for higher taxes and redistribution to combat inequality, policymakers should consider joint federal tax and redistributive policies to reduce the burden of mortality among Americans,» said Professor Kim.

Trade issues could «sink» joint U.S. - China reduction efforts Casey Delhotal, director for East Asia in the Department of Energy's Office of Policy and International Affairs, said she expected to see more announcements of joint efforts between the United States and China.

Although Medicaid is a joint state - federal government health insurance program, each state sets the policies for its own Medicaid program within requirements set by the federal government.

Applied physicist David Keith holds joint appointments in Harvard's School of Engineering and Applied Sciences, as well as the Kennedy School for public policy.

In June 2006, Chairwoman Mikulski received the Joint Ocean Commission Initiative's (JOCI) report, «From Sea to Shining Sea: Priorities for Ocean Policy Reform,» which recommended robust funding for ocean research, education, observation and exploration.

One of the programs getting a bump is the Integrated Ocean Observing System (IOOS), which is a top priority of the Joint Ocean Commission Initiative, an advocacy group for ocean research and policy.

«In the Southwest, water availability for irrigation is already a concern,» says first author Elodie Blanc, a research scientist at MIT's Joint Program on the Science and Policy of Global Change.

In a press briefing in Washington DC on 3 May, Major General Charles Wald, vice-director for strategic plans and policy for the US Joint Chiefs of Staff, confirmed that A10 Warthog aircraft had fired DU munitions against Serbian forces.

Increased use of natural gas is the best bet for cleaner energy in the near term, agreed fellow panelist John Reilly, a senior lecturer at M.I.T.'s Sloan School of Management and co-director of the school's Joint Program on the Science and Policy of Global Change.

Efforts to make the union's research policies more cohesive, for example through joint science programs where several countries share funding pots and priorities, have remained noncompulsory, complex, and slow to pick up steam.

Released by the White House in 2015, the NHAS was designed to bring U.S. HIV / AIDS policies in line with those of the Joint United Nations Programme on HIV / AIDS — which calls for diagnosing 90 percent of HIV - infected persons worldwide, linking 90 percent of identified cases to ART, and achieving virologic suppression among 90 percent of ART recipients.

During a day of candid dialogue organized by the European Commission's Joint Research Centre (JRC) and AAAS, participants shared concerns and strategies for a time of global economic and policy challenges involving science and technology.