Sentences with phrase «for less debt»

I'm looking for less debt and more cash.

Not exact matches

Times editorial board member Elizabeth Williamson writes that wealthier tech employees seem to support Clinton; meanwhile, those living in «a less glamorous Silicon Valley, inhabited by brainy young people whose long hours power the big companies and whose college debt is so heavy that some of them can't even qualify for a credit card» are «feeling the Bern.»

A little over five years ago, Joel Young found himself in a situation many American families are facing: He was deeply in debt with a less than stable job and young children to provide for.

This will set off a vicious cycle of higher deficits that lead to higher debt, which in turn will mean higher interest costs and less funding available for healthcare, education and other provincial services.

Free Cash Flow - Net cash provided by operating activities less cash purchases of property and equipment, including proceeds related to beneficial interests in securitization transactions and less cash payments for debt prepayment of debt extinguishment costs.

When income is distributed very unequally, the only way for less well - off people to have the same material possessions as more well - off people is to spend all of their income and even to go into debt.

Without the presence of U.S. banks, the market for sovereign debt could become less liquid, and borrowing costs for governments could rise.

They usually pay good dividends, usually trade for less than their cash or assets in the bank, and are fairly stable (it's very hard for a municipality to not pay back its debts for various reasons, some of them constitutional).

(See Making Student Debt Less Sticky) While the very uniqueness of each loan and each employee's situation makes it inefficient and uneconomical for any one business to take on the problem, in the aggregate this problem is a large source of growing concern for more than 40 million student and parent debtors (as well as their employers).

In addition, the median overall debt level for that age group neared $ 25,000 in 2012, up from less than $ 15,000 in 1998.

At the University of Wisconsin's Business School in Madison, the average debt burden for graduating MBAs was $ 15,481, $ 106,889 less than Wharton's average, while the first - year median comp package was $ 114,694, just $ 31,609 below the median pay for a Wharton grad.

Debt: If your company has been in business for less than three years, has no record of regular profitability or has a negative net worth, most banks won't take your call.

The less MC vs. EV, the less residual shareholders» value (above what debt holders can claim) the market is pricing - in for the company.

Meanwhile, in Detroit, the city initially classified its general obligation bonds as unsecured debt before settling with creditors for less than 100 cents on the dollar.

Equity you can expect to give up: Usually less than 20 percent (convertible debt notes are often employed for this type of funding).

Student Loan Hero collected data for 670 private colleges and universities and listed the top - ranked schools where grads end up with less than $ 20,000 in debt — and often a lot less:

The stocks that hedge funds have largely ignored tend to be much larger than the hotels, have less debt, grow earnings more slowly but consistently, and pay bigger dividends (an average yield of nearly 3 % for the S&P 500 constituents, compared with 2 % for the index overall).

The more debt AT&T uses, the less new stock it has to issue and the easier it will be for the deal to quickly add to AT&T's earnings per share.

If policy developments in advanced economies make the path for growth and debt less benign than expected, risk premiums and volatility could rise sharply.

When I think about investing vs debt, I tend to think about the Roth a bit differently than other platforms only because elapsed time is not something you can make up (both in the sense that you can not make up for lost investment time AND the fact that $ 5,500 today is worth less than that $ 5,500 was worth one year ago).

«There are a great many young people considering forgoing the traditional post-secondary education route in favor of less debt, more employer - sponsored training, and more employment opportunities [according to the Universum research],» said China Gorman, newly installed as Universum's chairman of the board for North America and former chief operating officer and interim CEO at the Society for Human Resource Management.

In a study issued this week (Aug. 11 - 15), Goldman Sachs Bank USA economists Eli Hackle and Hui Shan showed that the homeownership rate of young adults, ages 25 - 34, who were carrying more than $ 50,000 in student, was 8 percentage points lower than for college graduates with less than $ 50,000 in student debt.

Still, some conservative German lawmakers have indicated ahead of Friday's vote reservations about whether they believe Greece fully meets the conditions required to tap aid from the European Union's bailout fund, much less qualifies for debt relief.

In order to qualify for a loan from Payoff, you'll need a FICO score of 640 or higher and a debt - to - income ratio of 50 % or less.

With lower external debt than other regions, Asian economies have been less vulnerable to a strengthening U.S. dollar, which remains one of the main risks to our outlook for emerging markets.

Bad loans as a share of their total portfolio remains low, at less than 2.5 percent, but economists believe the figure understates the problem because banks often extend the payment dates for problem debt.

Federal laws now grant the IRS the authority to agree to settle your debt for less than the actual amount you owe, even if it's a significant amount.

While other get - out - of - debt strategies can be cheaper — you'd likely pay less in interest charges, for instance, by using the debt avalanche method — the debt snowball method feels better to some people.

For lenders, this makes student loans a less risky form of debt.

Credit unions often offer less - conventional products, including debt consolidation loans for people with bad credit.

There is nothing a debt consolidation service offers that you couldn't easily do yourself for less or for free.

In the multiple models we ran for paying off three credit card balances, we found it's better to use a combination of both the snowball and avalanche methods; that allows you to pay off debt rapidly while accruing less interest overall.

The indicated solution is to limit the proliferation of debt by borrowing less, for instance, and to channel savings more into equities and tangible investment than into debt - claims on economic output.

Without a massive transfer of wealth from the state sector to the household sector it will be impossible, I would argue, for GDP growth rates of anything above 3 - 4 % — and perhaps even less — to occur without a further unsustainable increase in debt, whether that increase occurs inside or outside the formal banking system and whether or not discipline has been imposed on borrowers.

«If you assume that for many years China has been misallocating investment (by which I simply mean that the resulting increase in productivity generated by the investment was less than the correctly calculated debt - servicing cost)...» How about not «assuming» and offer proof?

But closing down unnecessary capacity can pay for itself, even if unemployed workers are temporarily put on the government payroll (causing debt to rise, but usually by less than it had before), but only temporarily as Beijing takes other measures to boost household income through wealth transfers from the state and so to boost consumption, a form of demand which is likely to be more labor intensive than the demand created in the process of over-capacity.

To be eligible for a Payoff loan, you will need a minimum FICO credit score of 660 and a debt - to - income ratio of 50 % or less.

If you're spending beyond your means, or have a lot of high - interest debt, then there is a chance of less likely to qualify for the lowest rates on a mortgage.

That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that debt is more expensive — meaning more money will be spent paying it down, leaving less for product development, marketing, etc..

Generally speaking, if your business can demonstrate an ability to make the periodic payments, you haven't declared bankruptcy in the last 12 - 24 months, and are current with your personal debt obligations, you may be able to qualify for a micro-loan from a non-profit lender even if you have a less - than - perfect personal credit score.

As a whole, females tended to graduate with less debt than their male counterparts, except for black females who had $ 272 more in debt than black males.

At some point those debts have to be paid, which means less money for good and services.

If the Republicans, who are holding out for concessions on the health care law — the Affordable Care Act — in exchange for a budget vote, back down or are blamed for a shutdown, they would have even less ability to push their wishes by refusing to raise the debt ceiling, analysts at DBS in Singapore wrote Tuesday.

But there are few if any signs of this nervousness translating into less appetite for private debt.

Your home equity — the value of your home less any other debt registered against the home — serves as collateral for the credit line.

You or your cosigner must meet iHelp's «creditworthy» requirements, including having an annual income of at least $ 24,000 for the past two years and a debt - to - income ratio of less than 45 percent.

What is to stop U.S. banks and their customers from creating $ 1 trillion, $ 10 trillion or even $ 50 trillion on their computer keyboards to buy up all the bonds and stocks in the world, along with all the land and other assets for sale, in the hope of making capital gains and pocketing the arbitrage spreads by debt leveraging at less than 1 % interest cost?

Meet iHelp's «creditworthy» requirements, including having an annual income of at least $ 24,000 for the past two years and a debt - to - income ratio of less than 45 %

In the current market, investors that have great credit, plenty of cash, and little debt might be able to find absolute steals in real estate, picking up properties for far less than they were selling for only a few years ago.

-- Goethe What is to stop U.S. banks and their customers from creating $ 1 trillion, $ 10 trillion or even $ 50 trillion on their computer keyboards to buy up all the bonds and stocks in the world, along with all the land and other assets for sale, in the hope of making capital gains and pocketing the arbitrage spreads by debt leveraging at less than 1 % interest cost?