Sentences with phrase «for life insurance and annuity»

Special software is available to you to run illustrations and hypotheticals for life insurance and annuity products.

While with Life Partners, he was responsible for implementing the investment strategy for their life insurance and annuity assets.

Special software is available to you to run illustrations and hypotheticals for life insurance and annuity products.

For example, states such as Florida and Texas offer asset protection for life insurance and annuities that is more comprehensive than less friendly states like California.

Headquartered in Charlotte, North Carolina, Brighthouse Financial now represents MetLife's retail segment for life insurance and annuities.

Not exact matches

The same follows for annuities and the cash value in your life insurance policy, said David E. Hultstrom, co-founder of Financial Architects in Woodstock, Georgia.

Anyone holding a leverage life insurance annuity, or a 10/8 arrangements (another leverage insurance product) will now be subject to accrual - based taxation and no deduction will be allowed for any portion of the insurance premium paid on the policy.

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

Allianz Life, a provider of retirement solutions, including fixed and variable annuities and life insurance for individuals, issued the following news releaLife, a provider of retirement solutions, including fixed and variable annuities and life insurance for individuals, issued the following news relealife insurance for individuals, issued the following news release:.

American National and its subsidiaries offer a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance, pension products and property and casualty insurance for personal lines, agribusiness and certain commercial exposures.

New York State officials are back with a revised best - interest standard for annuities and life insurance.

Poolman has also held many leadership posts with the National Association of Insurance Commissioners (NAIC) during his tenure, serving as Chairman of the Life Insurance and Annuities Committee for two years and Vice President of the organization in 2004.

«Many of the comments expressed support for, or a willingness to work towards, a best interest standard for annuities and life insurance,» wrote Maria T. Vullo, superintendent of the DFS.

Variable annuities, variable life insurance, and mutual funds are offered for sale by prospectus only.

When selecting long - term investments for variable annuity and variable life insurance products, many investors choose contracts that offer the funds in the American Funds Insurancinsurance products, many investors choose contracts that offer the funds in the American Funds InsuranceInsurance Series.

The highest ever new life insurance premium at $ 886 million, alongside total premium revenue of $ 17.9 billion for insurance and annuity products.

Americans for Asset Protection is a 501 (c) 4 non-profit organization advocating for consumers» rights to an effectively regulated insurance marketplace for annuities, life insurance and long term care fostering financial independence through guaranteed income.

Parent Involvement in the School Program 2112.00 Parent Involvement Plan 2112.00 R1 Part - Time Classified Employees 6335.00 Part - Time Employees 6325.12 Payroll Deductions - Tax Sheltered Annuities 3921.00 Payroll Deductions - Tax Sheltered Annuities 3921.00 R1 Payroll Deductions - Tax Sheltered Annuities Approved Companies 3921.00 R3 Payroll Deductions - Tax Sheltered Annuity Deduction Agreement 3921.00 R1E1 Payroll Deductions - Tax Sheltered Annuity Requirements for all Vendors 3921.00 R2 Payroll Deductions - Tax Sheltered Life Insurance 3922.00 Performance Contract (Memorandum) 7116.30 E4 Performance Contract (Memorandum) 6222.10 E4 Performance Contract - $ 1,000 or less 7116.30 E2 Performance Contract - $ 1,000 or less 6222.10 E2 Performance Contract - over $ 1,000 not more than $ 5,000 6222.10 E3 Performance Contract - over $ 1,000, not more than $ 5,000 7116.30 E3 Performance Contract - Procedures 7116.30 R1 Performance Contract - Procedures 6222.10 R1 Performance Contract - Wage / Payment & Vendor / Contractor Determination 7116.30 E5 Performance Contract - Wage / Payment & Vendor / Contractor Determination 6222.10 E5 Performance Contracts 6222.10 Performance Contracts 7116.30 Personal Leave - All Employees 6225.00 R3 Personal Property Authorization 3934.00 E1 Personal Purchases by Employees 3872.00 Personnel Files 6410.00 Personnel Files 6410.00 R1 Petty Cash Purchase 3820.00 Physical Assaults and Threats 5610.00 Physical Examinations 6430.00 Physical Examinations 6430.00 R1 Positive Behavior Supports 8400.00 R1 Positive Behavior Supports and Interventions 8400.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 R1 Probationary Classified Employees 6343.00 Procedure for Workers» Compensation Insurance 6223.60 R1 Professional Staff Evaluation 6192.00 Program Evaluation 0540.00 R1 Program Evaluation 0540.00 Prohibition of Referral or Assistance Property Claim Form 3934.00 E2 Property Inventory 3220.00 Property Inventory 3220.00 R1 Proposed Guidelines for the Provision of Sex Education 7122.40 Public Complaints or Concerns 9600.00 Public Complaints or Concerns 9600.00 R1 Public Complaints or Concerns - Guidelines 9600.00 E1 Public Information Program 9120.00 Public Information Program 9120.00 R1 Public Records 8310.00 R1 Public Records 9110.00 Public Records 9110.00 R1 Public School Academies (Charter Schools) 2020.00 Public School Academies - Review and Approval of Application 2020.00 R1 Purchasing 3810.00 R1 Purchasing 3810.00 Purchasing - Department Responsibilities 3810.00 E1 Purchasing Cards 3810.00 R14

Orders for fixed income securities and other products such as life insurance and annuities can also be placed over the phone with a Wealth Management Brokerage Services associate.

At Global Atlantic, we create life insurance and annuity products that can help you protect your family against financial hardship, help shield your retirement assets from market declines, provide for long - term care, and more.

Free financial plan for your beneficiariesThe free financial plan is currently offered to beneficiaries of our life insurance and annuities by USAA Financial Planning Services.

A life annuity is an arrangement in which you hand an insurance company a lump sum of money and the company guarantees to pay you a given amount for as long as you live.

For example, if the will or trust leaves equally among the testator's children, all life insurance policies and annuities should name the trust as beneficiary.

However, it is very important to remember that, unlike their life insurance counterpart, annuities do NOT get a step up in basis of the account value at death and also may result in income taxes (in respect to the decedent) for the estate.

A life insurance company which might sell her an annuity would guarantee payouts, provide protection against civil claims and could, if she chooses that option, guarantee a minimum number of payments to her three grown children, or anyone else for that matter, even if Hilda were to die very soon.

An immediate annuity is a contract between you and an annuity issuer (an insurance company) to which you pay a single lump sum of cash in exchange for the issuer's promise to make payments to you (or the annuitant) for a fixed period of time or for the life of the annuitant.

For example, one type of annuity product is a life insurance irrevocable trust, which can be a great tool for property protection and federal estate tax savinFor example, one type of annuity product is a life insurance irrevocable trust, which can be a great tool for property protection and federal estate tax savinfor property protection and federal estate tax savings.

For many it may feel like their permanent life insurance policy or annuity contract is a precious and fragile treasure in their bare hands and the idea of messing with it sends chills down their spine.

Another aspect of avoiding confusion is that a 1035 exchange can be used for both qualified and non-qualified annuities and simply means that the account can be moved to a similar product without taxation in the same way as used for other life insurance products.

Lower front - end loads are found in bond mutual funds, annuities and life insurance policies, while higher sales charges are assessed for equity - based mutual funds.

You can choose whether to receive guaranteed payments for life, for a set period of time — or both.Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims - paying ability and financial strength.

Fixed annuities are tax - deferred * retirement vehicles issued by insurance companies that grow at a guaranteed rate and offer you the opportunity to turn some or all of your savings into guaranteed income payments for life, or for a set period.

Speak to your financial advisor or life insurance professional to see if our annuities and life insurance offerings are right for you.

Visit our variable annuity compliance documents page to access prospectuses, which contain information about contract charges and fees for the variable annuity products offered by Annuity Investors Life Insurance Company.

As stated before, the majority of their business comes mostly from term life insurance policies and annuities, a business practice that comes with modest earnings, yet not enough to allow for the company to expand.

The different timing of the lump - sum (beginning for annuity and end for life insurance) is accounted for by the basic time - value - of - money equation using the market interest rate for Treasury debt.

Another use of life insurance to reverse out an annuity, is when all you need for living expenses is a guaranteed after - tax - return that is slightly higher than current government bond yields, and you want to leave an estate after death.

Some of its affiliates include The Prudential Insurance Company of America, Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey, for policies issued in New York and New Jersey, which issue the company's insurance and aInsurance Company of America, Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey, for policies issued in New York and New Jersey, which issue the company's insurance and aInsurance Company and Pruco Life Insurance Company of New Jersey, for policies issued in New York and New Jersey, which issue the company's insurance and aInsurance Company of New Jersey, for policies issued in New York and New Jersey, which issue the company's insurance and ainsurance and annuities.

But the designs for these policies have largely stabilized over the past five years, due in part to the increased popularity of combination products, such as annuities and life insurance long - term care rider options.

Named after Section 1035 of the Internal Revenue Code, a 1035 exchange allows life insurance policy owners (and annuity contract owners) to exchange an old policy (or contract) for a new one from a different insurance company without tax consequences.

This means that other carriers may offer a lower premium for the life insurance policy and also a higher payout for the annuity.

Indexed annuity buyers purchase insurance as protection from fluctuations in market value and a guaranteed income for life.

Two panels at the National Association of Insurance Commissioners have drawn attention to the plight of life insurance companies that are in their corporate families» doghouse while looking into ways to improve reserve and capital standards for variable aInsurance Commissioners have drawn attention to the plight of life insurance companies that are in their corporate families» doghouse while looking into ways to improve reserve and capital standards for variable ainsurance companies that are in their corporate families» doghouse while looking into ways to improve reserve and capital standards for variable annuities.

All contact is to help our clients apply for, purchase, and / or get life insurance and / or other forms of insurance (such as annuity, auto, home, health, etc.).

You might investigate the life insurance / annuity products from State Street (One America) which are designed specifically for long term care and distributions for LTC are qualified and therefore non-taxable distributions.

Designed to prevent the risk of outliving your income, annuities work by giving a lump sum or series of payments to an insurance company, and in return, the insurer agrees to pay you a guaranteed income for a certain length of time (or even for the rest of your life).

A middle ground may be a fixed index annuity which can operate similar to an indexed universal life insurance policy by fixing gains to a market index such as the S & P 500 and allowing for stop loss protection.

Even if you sell enough, you're still at risk for not selling enough of your BD's pet investment products, that make only them the most money (e.g., American Funds, whole life insurance, fixed, and variable annuities).

These are all immediate annuity benefits that also allow you to keep your Federal Employees Health Benefits (FEHB) and Federal Employees» Group Life Insurance (FEGLI) coverages as a retiree if you have been enrolled for enough time (usually the 5 years immediately preceding your retirement) before you retire.

We do the work for you by comparing annuities from more than 150 insurance company websites including New York Life, MetLife, Mass Mutual, Nationwide, Pacific Life, Principal, and many others.