Despite signs of stabilizing in the fourth quarter, bankers» expectations were
for loan demand to strengthen and loan repayment rates to weaken slightly in the first quarter of 2018.
Not exact matches
Banks are coming back to the market and seeing greater
demand for loans from business owners.
Such
loans are picking up as
demand for traditional
loans declines.
Domestic
demand for loans in Japan has not tracked earnings, says David Marshall of CreditSights.
Not only do banks not lend their reserves, but they only lend when there is
demand for loans.
While banks typically
demand strength in all five Cs to qualify
for their conventional
loans, an SBA
loan provides greater flexibility.
Thus, while one might expect a rising - rate cycle to reduce
loan demand, it could actually be good news
for small - and medium - business
loan activity.
The biggest
demand for commercial
loans, as far as U.S. Bank is concerned, is primarily
for middle market firms looking
for loans of up to $ 1 million or more, and on the lower end
for $ 250,000 or less, says John Elmore, vice chairman of consumer banking
for U.S. Bank.
Simultaneously, when conditions are improving, business
demand for loans rise, and banks respond by increasing their supply of
loans, which are more profitable at higher interest rates.
A more detailed breakdown of the
loan data on Monday showed sharp pick - ups in
demand for credit from both households and companies, auguring well
for consumption and investment.
Demand for a
loan option introduced in the second quarter has increased every month, Bass said, adding that California sales, which includes leased and purchased systems, rose in the third quarter compared with the second quarter.
America's creditors might
demand a higher return
for their
loans, and the Federal Reserve could be forced to hike up interest rates before the economy is strong enough to do away with cheap money.
If
demand for business
loans is picking up at Scotiabank, it is in part because executives have faith in the central bank.
However,
for these players it is more difficult to meet the
demand of key bank products (such as
loans) due to less restricted regulations that force their customers to spend heavily on compliance and maintain large capital cushions.
Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit
for the first three months of the year, helped by a surge in
loan demand and improvement in asset quality.
5
Demand for loans of reserves was driven,
for example, by reserve requirements imposed on depository institutions.
May 2 Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit
for the first three months of the year, helped by a surge in
loan demand and improvement in asset quality.
Though an improving economy later this year could lead to a pickup in
loan demand and raise earnings potential
for banks, it's true that traditional banks are struggling with low rates and declining net interest margins.
Data from BFS Capital, a small business lender, shows that
demand for small business
loans is at an all - time high among construction companies.
Additional collection tactics can include taking Social Security benefits, refusing to issue new
loans or grants, and even charging additional fees
for demanding collections in default.
The higher interest rates contributed to a reduction in the
demand for new interest - only
loans.
Panos Kammenos said a
demand that Athens hands over $ 50bn in assets from privatisations as collateral
for fresh
loans was a form of «confiscation» and «we can not agree to that».
In my first week as minister
for finance I was visited by Jeroen Dijsselbloem, president of the Eurogroup (the eurozone finance ministers), who put a stark choice to me: accept the bailout's «logic» and drop any
demands for debt restructuring or your
loan agreement will «crash» — the unsaid repercussion being that Greece's banks would be boarded up.
As
for perpetual zero interest
loans to households this would raise household net wealth — and the CB can pretty much target
demand and household income.
In 2010,
demand for business
loans declined as firms were less optimistic with their growth projections and ability to qualify
for a
loan.
While its home
loan rates
for Washington are fairly average, Quicken delivers mobile and online tools that introduce a unique level of on -
demand service: you can upload documents and monitor the progress of your
loan application when and where you choose.
The market
for risky
loans often used in buyouts has ballooned on investor
demand Demand for risky loans that fund private - equity buyouts and other highly indebted companies has pushed the size of the market beyond $ 1 trillion for the firstdemand
Demand for risky loans that fund private - equity buyouts and other highly indebted companies has pushed the size of the market beyond $ 1 trillion for the firstDemand for risky loans that fund private - equity buyouts and other highly indebted companies has pushed the size of the market beyond $ 1 trillion for the first time.
Everything I see shows housing headed down — less
demand for home equity
loans and refis, and less
demand for housing at the higher rates.
If the pace of the economy picks up, banks will probably see
demand for more
loans — and will raise rates as they compete to attract new deposits to fund the additional lending activity.
Solid consumer and business spending have supported
loan and deposit growth, and favourable market conditions have increased
demand for wealth management products.
Entrepreneurs who graduate from Commercial Capital Training Group's financial training program are exactly the kind of
loan brokers who can take advantage of the increased
demand for business
loans.
With the market being more subdued of late,
demand for margin
loans has increased less quickly.
With household and government balance sheets still weighed down by a large debt overhang,
demand for new
loans is extremely weak despite near zero short and long term interest rates.
The only way the Government / Fed can hope to «juice» the
demand for homes will be to further interfere in the market and figure out a mortgage program that will enable no down payment, interest - only mortgages to people with poor credit, which is why the Government is looking at allowing millennials to take out 125 - 130 %
loan to value mortgages with your money.
First, in the Senior
Loan Officer Survey published by the Fed last week, it was reported that small business defaults had continued rising, while
demand for loans was low.
Strauss - Kahn notoriously overrode his staff when they urged the IMF not to capitulate to ECB
demands to pay French, German and other private bondholders with Troika bailout
loans for which they made Greek taxpayers liable.
«Bossman is a traditional barbershop in Ringwood, Melbourne and used a business
loan from Prospa to add capacity to cater
for increasing
demand.»
If you make assumptions about why
demand for loans is slack among small businesses and then treat that as a fact which underpins your whole argument, it makes it difficult to treat this as anything beyond opinion.
13.45
Demand for loans to small businesses and households in Europe remains «subdued» says Mr Draghi.
The insight also allows us to distinguish between the
demand for money and the
demand for credit, that is, the
demand for various sorts of
loans.
For now, though currencies will follow the path of panic, as carry trades unwind, as countries that had too much borrowing see loans repaid (Japan, Switzerland), and countries with high interest rates see a demand for liquidity, which perversely will push rates high
For now, though currencies will follow the path of panic, as carry trades unwind, as countries that had too much borrowing see
loans repaid (Japan, Switzerland), and countries with high interest rates see a
demand for liquidity, which perversely will push rates high
for liquidity, which perversely will push rates higher.
Rather, Celsius would only sell off small portions from Treasury to meet the
demand for dollar
loans on an as - needed basis (i.e. as our USD supply needs topping up to meet
loan demand).
Authorities also have taken steps to cool
demand for houses by insisting that new buyers qualify
for loans at rates that are two percentage points higher than current rates.
These concerns may have brought forward some
demand for loans, as well as encouraging a strong increase in refinancing as borrowers shifted from floating to fixed - rate
loans.
As the nation continues to recover from the recession of 2006 — 2009, the
demand for loans has started to increase, though the landscape has changed a bit.
While buyer
demand remains strong, the supply of affordable homes
for sale is not, and that is holding back a more robust market
for purchase
loans.
Three times a year the Federal Reserve surveys bank lending officers about credit standards,
loan pricing and the
demand for borrowing.
And, we have seen an increase in the supply of
loans and an equal increase in the
demand for loans from corporations
for fixed investment purposes.
Demand for fixed - rate housing
loans was fairly strong in late 2004 and early 2005, ahead of the monetary policy tightening announced in early March.
For example, if the value of the investments dip below what you owe, your lender could call the
loan in and
demand extra cash to make up the difference.