Sentences with phrase «for near retirees»

This is true of and particularly concerning for near retirees.

Not exact matches

That idea can prove useful for near - retirees, in case they're struggling to predict how their spending might affect their budget.

The report concludes that «in the near future, it will become increasingly unusual for retirees not to work.»

Indeed, the Center for Economic and Policy Research says the median net worth of near - retirees — those ages 55 to 64 — was $ 165,700 in 2013, down from $ 177,600 in 1989.

For example, Collado said, New York would be quick to challenge a change in domicile if retirees are just spending half the year in Florida and everything that is near and dear to them, such as doctors and charities, is back in the Empire State.

That means protecting retirees or near - retirees from an investment that's very wrong for them is up to you.

Additional features such as automatic enrollment, increased fee visibility, more low - cost index fund options and catch - up contributions for near - retirees have been added to many plans.

Additional features such as automatic enrollment, increased fee visibility, more low - cost index fund options and catch - up contributions for near - retirees have been added to many plans.

By rebalancing — in this case, selling some bonds and reinvesting the proceeds in stocks — the retiree would not only bring his portfolio back to its proper proportions, but also better position it to participate in the market's rebound the following year, 2009, when the Standard & Poor's 500 index surged to a near - 27 % gain vs. a more modest 6 % return for bonds.

Do you think this is a good strategy for retirees and near retirees?

That diversity is a benefit for retirees — not everybody's priority is to move near a beach, so this list provides you with solid candidates representing a variety of very different lifestyles.

And carrying debt on a fixed income, especially high - cost credit card debt, is a near death sentence for retirees.

So why am I maintaining a 50 % -57.5 % allocation to stocks for my retiree and near - retiree client base?

For most of my retiree and near - retiree clients, I maintain three tactical asset allocation possibilities.

As hundreds of thousands of near - retirees and seniors start converting non-registered savings to fund these supersized TFSAs, that will be a fantastic source of revenue for Ottawa.

For near - retirees and seniors already retired, the TFSA is still a potential game - changer, even though it came relatively late in the game for thFor near - retirees and seniors already retired, the TFSA is still a potential game - changer, even though it came relatively late in the game for thfor them.

This Vanguard paper on retiree spending from a potfolio (total return approach vs. total income approach — A really good read for investors nearing or in retirement!)

For retirees or near - retirees, the Michael Kitces post is very valuable.

Last time, we looked at the power of Tax - free Savings Accounts (TFSAs) in optimizing low - or un-taxed income for retirees and near - retirees.

Decumulation is actuary Fred Vettese's preferred term over «drawdown» and his new book Retirement Income for Life (Milner & Associates, Toronto, 2018) seems destined to become the bible of any new or near retiree challenged with converting large RRSPs and other savings into reliable income.

The same applies when it comes time for retirees or near - retirees to annuitize.

The Zero Interest Rate Policy (ZIRP) of the Fed and other central banks is a phenomenon known as «Financial Repression,» which can be particularly frustrating for near - retirees and savers in general, who get little or no real return on their savings.

The main issue, then, for you and any other retiree or near - retiree considering an annuity, is whether you actually need more guaranteed retirement income than the amount you're already scheduled to receive from Social Security.

For retirees and those near retirement, preservation of capital is important.

Hearing the security guard — a staid - looking, retiree - aged gringo — speak about Rosarito, the trip seemed perfectly feasible: Will didn't need a passport, a California driver's license would do; we could take Federal Highway 1D along the coast in Mexico for some nice scenery and to avoid the frenzy of Tijuana; and we could buy daily car insurance at a place near the outlet mall for as cheap as $ 5.

Most Myrtle Beach condo complexes are on or at the beach, near lots of activities and things to do, like shopping, golfing, fishing, water sports, mini golf, amusement parks, live theater, lively nightlife, cinemas, supermarkets, banks, etc. - just the kind of real estate that vacationers, retirees, and investors are looking for.

My reform plan includes no reduction in benefits for retirees or those nearing retirement; the setting aside of $ 2 trillion over the next decade to protect the fund; and the creation of a «lock box» to make sure Social Security funds are not spent on anything else.

That's especially true along Delaware 1 highway near Rehoboth Beach and further inland around Lewes, traditionally seasonal communities that are becoming year - round home spots for retirees and empty nesters, says Charlie Rodriguez, president of R&R Commercial Realty in Dover.

Many near - retirees panicked in the 2008 - 09 bear market and never got back into stocks, and others may have stayed in the markets but diversified their holdings in preparation for retirement, while most of the stock gains went to U.S. equities, says Michael Goodman, president of Wealthstream Advisors Inc. in New York.