Most travel insurance plans include a baggage delay benefit which provides reimbursement
for necessary personal effects including clothing, toiletries and other essential items, if baggage is delayed or misdirected for more than 24 hours.
Baggage Delay — reimburses
you for necessary personal effects if your checked baggage is delayed
Reimburses expenses
for necessary personal effects (such as clothing and personal care products).
If, while on a Trip, your checked baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours from Your time of arrival at a destination other than Your return destination, benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the actual expenditure
for necessary personal effects.
The policy language indicated, «
For necessary personal effects» not stating that I had to buy new items.
Not exact matches
While it's by no means
necessary or common
for all indie authors to do this (and may not have any
effect on sales), it does exhibit a level of professionalism and keeps your business income and expenses separate from your
personal finances.
Once our attorneys have an understanding of the
effect an injury has on our clients» lives, and the medical procedures
necessary to treat their injuries, we can build
personal injury claims that fully compensate our clients
for their injuries.
Given the potentially far - reaching
effects of
personal injury events, it is
necessary for victims to assert their right to compensation.
Our plans also provide a Baggage Delay Benefit, if while on your trip your checked baggage is delayed
for 12 hours or more, to reimburse you
for the purchase of
necessary personal effects while on your trip.
Reimburses you
for the purchase of
necessary personal effects if your bags are delayed
for more than 12 hours.
Under the Baggage Delay Benefit, we reimburse you
for the purchase of
necessary personal effects when your checked baggage is delayed by an airline
for 12 hours or more.
The insurer will reimburse the insured, up to the Maximum Limit shown on the Schedule of Benefits
for the cost of
necessary personal effects purchased by the insured during the Trip, if the insured's baggage is delayed or misdirected
for more than 12 hours from the time the insured arrives at the Destination (other than the insured's return destination) provided the insured is a ticketed passenger on a Common Carrier and the delay or misdirection is verified by the Common Carrier.