Not exact matches
It was a good assignment
for Finegan, who is known to enjoy an
occasional cigar.
For those of us with much smaller sums of capital, «
cigar butts» might be the way to go (with the
occasional compounder when they are available at good prices).
For example, some companies will allow the
occasional cigar, while other companies will automatically lump you in with the smokers and hike your premiums up.
Occasional cigar smokers that smoke less than 52
cigars per year can qualify
for preferred rates.
* If you smoke the
occasional cigar this is the company
for you.
Liberal underwriting
for: Type 2 Diabetics over age 60,
Occasional Cigar smokers, Applicants with a family history of cancer 3.
•
Occasional Smoking: The company allows
for preferred rates if you are a periodic celebratory
cigar smoker.
Don't be fooled by the thought of an
occasional cigarette or
cigar because the tobacco residue stays in your body
for several months.
Voya Financial is considered one of the more competitive term carriers in the industry, offering low premiums and generous underwriting
for individuals with high cholesterol, diabetes and even
occasional cigar smokers.
A limited number of insurers may qualify a
cigar smoker or the
occasional cigarette smoker (less than 12 per year)
for the above listed top 4 ratings.
If you are a true
occasional cigar smoker, which most insurance companies consider this to be one
cigar a month or less, you may qualify
for non-smoker insurance rates.
For example, while every company classifies a regular cigarette smoker as a «tobacco user,» some companies may make exceptions for people who only smoke the occasional cigar or two and offer nonsmoker prices, which will often cut your price nearly in ha
For example, while every company classifies a regular cigarette smoker as a «tobacco user,» some companies may make exceptions
for people who only smoke the occasional cigar or two and offer nonsmoker prices, which will often cut your price nearly in ha
for people who only smoke the
occasional cigar or two and offer nonsmoker prices, which will often cut your price nearly in half.
If you're an applicant that only smokes an
occasional cigar for celebrations, then it's important that you find a company that is going to understand your situation and give you favorable premiums
for your
cigar smoking.
For example, there are a lot of companies that will give you non-smokers rates if you only smoke the
occasional cigar.
Some term life insurance companies will allow the
occasional cigar, often with a set limitation on who qualifies
for the best non-smokers rates.
A common qualification
for non-smokers rates when enjoying an
occasional cigar in celebration of a birth, wedding or similar special occasion is that the habit should not exceed 12
cigars in a year.
For example, some insurance companies will automatically give an
occasional cigar smoker «smoker's rates,» while others have wiggle room in their underwriting to give the celebratory
cigar smoker standard rates.
Life Insurance
for Cigar Smokers: This article will tell you how you can earn a preferred nonsmoker rating, even if you enjoy the occasional c
Cigar Smokers: This article will tell you how you can earn a preferred nonsmoker rating, even if you enjoy the
occasional cigarcigar.
Industry insiders know there are some A-rated carriers which overlook an
occasional cigar, or charge «non-smoker» rates
for daily chewing tobacco users.
Underwriting Policies
for Occasional Smokers: If you are a kind of person who loves occasional cigars then this company is not a good choic
Occasional Smokers: If you are a kind of person who loves
occasional cigars then this company is not a good choic
occasional cigars then this company is not a good choice
for you.