Sentences with phrase «for other closing costs»

Current law does not permit approved lenders to monetize the tax credit to meet the required 3.5 percent minimum down payment, but, under the terms of today's announcement, lenders can now monetize the tax credit for use as additional down payment, or for other closing costs, which can help achieve a lower interest rate.

You still need to pay for other closing costs such as origination fee, appraisal fee, survey fee, recording fee etc..

Homebuyers should also factor in another 1.5 % to 4 % for other closing costs, such as lawyer or notary fees and land transfer taxes.

Not exact matches

Owning two active mines so close to each other has created some tidy efficiencies for Dominion, including better return on the not - insubstantial infrastructure and logistics costs of operating in such a remote region.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The programs may provide assistance for down payments, closing costs, tax credits, and other expenses associated with buying a home.

Other risks and uncertainties include the timing and likelihood of completion of the proposed transactions between ILG and MVW, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals for the proposed transactions that could reduce anticipated benefits or cause the parties to abandon the transactions; the possibility that ILG's stockholders may not approve the proposed transactions; the possibility that MVW's stockholders may not approve the proposed transactions; the possibility that the expected synergies and value creation from the proposed transactions will not be realized or will not be realized within the expected time period; the risk that the businesses of ILG and MVW will not be integrated successfully; disruption from the proposed transactions making it more difficult to maintain business and operational relationships; the risk that unexpected costs will be incurred; the ability to retain key personnel; the availability of financing; the possibility that the proposed transactions do not close, including due to the failure to satisfy the closing conditions; as well as more specific risks and uncertainties.

Also associated with these actions, the company anticipates one - time charges of approximately $ 160 million, or approximately 33 cents per share, (of which approximately $ 115 million is expected to be cash) to be booked in the fourth quarter of 2017 for restructuring activities, asset impairment, store closings and other costs.

New York state last month passed a similar measure that makes it illegal to advertise apartments for fewer than 30 days in New York City, and lawmakers have pushed the federal government to take a closer look at Airbnb and other home - sharing sites on accusations of creating housing shortages and driving up rental costs.

Your downpayment may not be the only cash required at closing so be sure to budget for closing costs and other items.

Bridge financing can provide timely capital for critical production costs prior to the senior bank or full production financial closing, including down ‐ payments for talent, pre ‐ production costs and other early production expenses, Versa said.

Ask lenders for full disclosure of points, closing costs, and other fees.

However, interest rates don't account for other loan charges, such as loan discount points, mortgage insurance premiums, broker fees, or closing costs.

Closing costs for HARP refinances should be no different than for any other mortgage.

PZG believes the key evaluation factors when reviewing potential projects to acquire includes: • In close proximity to Infrastructure; • proximity to other operating mines; • upside exploration potential to increase mineral inventory; • high grades to minimize projected operational cost per ounce, or potential for high grades discoveries through exploration; • good potential economic outcome in low metal price environments; • good metallurgical recoveries to have a simple and proven process for gold and silver extraction.

Ross Brawn has been working on a solution to the current overtaking problem and it's believed that F1 will reveal a new car philosophy for 2021, as well as other things that should close up the field, like fairer distribution of monies and potentially a cost cap.

Labor costs often amount to as much as half of the budget for a school nutrition department, but salary for cafeteria workers varies greatly, with some districts paying close to minimum wage for entry level workers, while others may pay closer to $ 15 - 20 per hour even for those workers still at first step.

The HEAP Hotline is also available to provide information about other programs available to assist with heat and electricity costs or furnace repair when HEAP benefits are closed for the season; information on the Weatherization Assistance Program, and referrals to EmPower NY; answer questions about HEAP benefits approved during the season; and provide information about the 2016 - 17 HEAP season.

Close Indian Point power plant by 2021 - Unit 2 Reactor to close April 2020 and Unit 3 Reactor April 2021 - End use of a plant with numerous safety violations - «Current Indian Point Employees will be Offered relocation and opportunities with other plants and utilities within the state; training in renewable technologies» - «Entergy will provide $ 15 million in funding for environmental and community benefits» - Cuomo is working on replacement resources so that there can be no cost increases in electricity after Indian Point closesClose Indian Point power plant by 2021 - Unit 2 Reactor to close April 2020 and Unit 3 Reactor April 2021 - End use of a plant with numerous safety violations - «Current Indian Point Employees will be Offered relocation and opportunities with other plants and utilities within the state; training in renewable technologies» - «Entergy will provide $ 15 million in funding for environmental and community benefits» - Cuomo is working on replacement resources so that there can be no cost increases in electricity after Indian Point closesclose April 2020 and Unit 3 Reactor April 2021 - End use of a plant with numerous safety violations - «Current Indian Point Employees will be Offered relocation and opportunities with other plants and utilities within the state; training in renewable technologies» - «Entergy will provide $ 15 million in funding for environmental and community benefits» - Cuomo is working on replacement resources so that there can be no cost increases in electricity after Indian Point closes More

Closing the older nuclear plants is not an option for many EU countries, which are facing an energy capacity crunch as other types of plant are being closed or mothballed because they can't cover their operating costs, or to meet stricter environmental regulation.

Now, Seema Singh and colleagues at the Joint BioEnergy Institute and other US institutions have developed a closed - loop system that could potentially reduce the cost and environmental impact of making ionic liquids suitable for biomass processing.

For example, if you are a renter and intend to become a homeowner, you will want to ask what sort of home - buying assistance your new employer can offer; this may cover closing costs and other home - buying expenses.

The first five cost $ 27,200 each on average, close to the original estimate of $ 26,000, but for others the cost will likely rise, Iorns says.

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A $ 2,100 voucher payment does not come close to covering the entire cost of tuition or other mandatory fees for private schools.

Eric Heins, president of the California Teachers Association, said that multiple strategies are needed to close the diversity gap, beginning with reducing the student loan burden for prospective teachers, providing mentorship when they begin teaching, and tackling other challenges such as the high costs of housing.

How closing schools hurts neighborhoods I Can't Think I Wish I had a Pair of Scissors So I could Cut Out Your Tongue An Interview with Zoe Weil Little But Lucky Make School A Democracy No Forced School Closures Oakland Must Again Commit to Creating Small Schools Oaktown Oaks thrived for decades: Small schools kept community alive Opposition to School Closures Impressive Fight: Professor Our Non Negotiables: What We Stand For SA's growing numbers of very large and very small public schools is raising concerns about kids getting lost in crowded campuses Small High Schools Post Big Gains: 5 Questions with Gordon Berlin Small Schools: The Myth, Reality, and Potential of Small Schools Study Shows Why Cliques Thrive in Some Schools More Than Others The Power of 12 The True Cost of High School Dropouts U.S. News Ranks America's Best High Schools for Third Consecutive Year What Does Research Say About School District Consolidatifor decades: Small schools kept community alive Opposition to School Closures Impressive Fight: Professor Our Non Negotiables: What We Stand For SA's growing numbers of very large and very small public schools is raising concerns about kids getting lost in crowded campuses Small High Schools Post Big Gains: 5 Questions with Gordon Berlin Small Schools: The Myth, Reality, and Potential of Small Schools Study Shows Why Cliques Thrive in Some Schools More Than Others The Power of 12 The True Cost of High School Dropouts U.S. News Ranks America's Best High Schools for Third Consecutive Year What Does Research Say About School District ConsolidatiFor SA's growing numbers of very large and very small public schools is raising concerns about kids getting lost in crowded campuses Small High Schools Post Big Gains: 5 Questions with Gordon Berlin Small Schools: The Myth, Reality, and Potential of Small Schools Study Shows Why Cliques Thrive in Some Schools More Than Others The Power of 12 The True Cost of High School Dropouts U.S. News Ranks America's Best High Schools for Third Consecutive Year What Does Research Say About School District Consolidatifor Third Consecutive Year What Does Research Say About School District Consolidation?

It is best to hold the TOT as close to a major city as possible in order to reduce travel costs for people who fly in from other areas.

Some programs offer as little as $ 2,500 for a year of tuition and other programs offer close to $ 30,000.29 The average tuition of private schools across the country is $ 10,740, which does not include any additional services.30 For nonreligious schools, that number is much higher — $ 21,810.31 In most cases, parents are responsible for paying the difference between the tuition costs and the amount provided by the vouchfor a year of tuition and other programs offer close to $ 30,000.29 The average tuition of private schools across the country is $ 10,740, which does not include any additional services.30 For nonreligious schools, that number is much higher — $ 21,810.31 In most cases, parents are responsible for paying the difference between the tuition costs and the amount provided by the vouchFor nonreligious schools, that number is much higher — $ 21,810.31 In most cases, parents are responsible for paying the difference between the tuition costs and the amount provided by the vouchfor paying the difference between the tuition costs and the amount provided by the voucher.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, including store closings, higher - than - anticipated or increasing costs, including with respect to store closings, relocation, occupancy (including in connection with lease renewals) and labor costs, the effects of competition, the risk of insufficient access to financing to implement future business initiatives, risks associated with data privacy and information security, risks associated with Barnes & Noble's supply chain, including possible delays and disruptions and increases in shipping rates, various risks associated with the digital business, including the possible loss of customers, declines in digital content sales, risks and costs associated with ongoing efforts to rationalize the digital business and the digital business not being able to perform its obligations under the Samsung commercial agreement and the consequences thereof, the risk that financial and operational forecasts and projections are not achieved, the performance of Barnes & Noble's initiatives including but not limited to its new store concept and e-commerce initiatives, unanticipated adverse litigation results or effects, potential infringement of Barnes & Noble's intellectual property by third parties or by Barnes & Noble of the intellectual property of third parties, and other factors, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 30, 2016, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Husbands and wives or or other family members or close friends who are trusting of people using their accounts can read the same book at no added cost AT THE SAME TIME for an unlimited period, and not for just 2 weeks, unlike the «lending» feature elsewhere which is for 2 weeks only and for one person only for the lifetime of the e-book.

DOWN PAYMENTS AS LOW AS 3 % Ideal for home buyers with limited savings, and the down payment and closing costs can be paid from sources other than your own funds.

Most first - time home buyer grants assist with down payments, closing costs or mortgage payments and can't be used for other purposes.

Other lenders may offer a loan with no closing costs, because they actually include all the fees for refinancing in the mortgage loan.

The other component of closing costs refers to charges for items like the appraisal, the escrow process, and a handful of other costs.

Other closing costs may be associated with your home refinance, so ask for a Good Faith Estimate which should outline all the fees.

Doing quick math shows that buying an affordable home for $ 100,000 would require making a $ 20,000 down payment, along with closing costs and other expected payments.

Although the underwriting fee of $ 99 is somewhat lower than the average for mortgage lenders as a group, you'll probably find that other closing costs like the origination fee and appraisal fall in line with the norm for direct lenders.

These programs offer loans, grants, tax credits, and other forms of aid that can help home buyers obtain down payments and pay for closing costs.

When you shop for a loan, don't forget how points and other fees figure into your loan closing cost or your payment.

«Then you can work out a budget for four years of university so they can see the annual costs of tuition, room, board, books and other expenses up close.»

For marginal borrowers with little in savings $ 1,800 on top of the other closing costs may be an impossible burden.

Closing Costs Guaranteed means that AHC Lending's Processing and Underwriting fees (if applicable) for your loan application will not change between the time your rate is locked and the time you close, assuming the following: No change in your loan amount, property value, property type, occupancy purpose, interest rate, lender credit or discount points, credit rating, any stated items on your application, such as your income, assets, job history, address history, legal residency status, or any other factor that may affect the underwriting decision of the loan you applied for do not change.

Lenders are required to provide a loan estimate for fees and other closing costs within 3 days of receiving your application.

; Bill Pay with no monthly fee; ** all Charter Oak foreign ATM fees will be rebated, surcharge fees charged by other financial institutions or networks will be rebated up to $ 9.99 each to a maximum of $ 20 a month and rebated at the end of the month; fees for financial institution to financial institution transfers out of your Charter Oak account will be rebated at the end of the month; Readi - Cash Too withdrawal transfer fee and overdraft transfer from share fee is waived; one free standard order of checks during a six month period (order must be placed at a branch or through the Call Center); free Cashier's Checks and Money Orders; and a $ 100 credit will be applied towards the closing costs of any new Charter Oak mortgage loan.

Even if your home sells for its appraised value, the net proceeds could be much lower than anticipated due to legal fees, realtor fees, and other closing costs.

In return, you are expected to honor the terms of the new agreement, and you are responsible for all the fees and other closing costs that come with it.

If buyers aren't willing to give up nights out or other expenses, they should only search for homes costing close to or less than their current rents.